accounts

Delays and cancellations are putting a hole in Renfe’s accounts. So he’s going to start his own bus company.

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Renfe Viajeros… by bus. That has been one of the usual trends in recent months, with the company plagued by incidents that have prevented it from providing the service normally. The situation has been so complicated that, it is estimated, the impact of alternative services exceeds 10 million euros each year. The solution: create your own bus network. And Renfe is already looking for a partner. Looking for a partner. The information is brought The Countrywhere it is stated that Renfe is looking for a partner to start its own bus company. The idea would be very simple: Renfe would control 49% of the company and 51% would fall on the side of the collaborator. According to the newspaper, the proposal has already passed the board of directors of Renfe and Renfe Viajeros. Now, therefore, it remains to carry out the tender so that those companies that are interested in offering support to Renfe can sign up. The initial idea would be to have dozens of buses (between 50 and 100, according to the newspaper) to provide service in specific contexts. In Xataka We have contacted Renfe but when we wrote these lines we have not received a response. Because? Because Renfe is spending money on offering an alternative on wheels to its customers. When an incident interrupts the service, Renfe has to have a alternative road transport system. Right now, he has to pay an outside company, renting the buses and related expenses, such as staff. Having its own fleet would entail an expense of around 60 million euros, according to the initial accounts that have been raised. However, the newspaper points out that there are savings of between 90 and 130 million after a decade. That is, each year on average you would be saving about 10 million euros or a slightly higher figure. From the media they collect that the model used will be that of “negotiated procedure with advertising”. This means that Renfe will receive proposals but will be able to negotiate the conditions with the companies that have a more solvent offer. It is an exceptional procedure in the public procurement system. Exceptional situation. The premise, therefore, is to have a fixed fleet of buses and drivers, without having to subcontract and pay others to perform exceptional road services. Until now, the company has to search the market for drivers and buses that are available when a line is cut due to an unforeseen event. In recent years, the problem has been especially serious for the company. The DANA of Valenciathe fires in Galicia and León and the recent cutting of the southern corridor as consequence of the Adamuz accident in Córdoba has forced Renfe to maintain active service with buses for weeks. What does Renfe expect? Attract companies that have been seeing their business contract. And since The Country They point out that Renfe believes that there is more than enough business to keep the contracted buses active for at least 10 years. In fact, the contract would be for a decade, extendable to another five years, and they say that demand peaks could multiply current ones by nine. The movement could be interesting for bus companies because, right now, There are route tenders that are half dead and in which work is done with very low demand. Some of these companies would find a new outlet for their vehicles with each Renfe breakdown or incident in the infrastructure. In addition, it must be taken into account that the impact on the accounts may be greater when the incident (such as those described above) is not scheduled because forces Renfe to enter a market with few drivers and with companies that know the urgency of the company. Forced. It must be taken into account that a good part of Renfe’s business continues to be public. Therefore, you have the obligation to provide an alternative service when incidents occur on high speed but also if, for example, there are incidents on Cercanías or Rodalies. Any improvement in facilities that requires the interruption of rail traffic is replaced with buses. Photo | Pablo Nieto Abad and Fabio Romano In Xataka | Spain thought that Spain could manufacture the perfect trains for Spain. The reality: Spain is already looking for trains in Germany

two different versions, millions of accounts in check and one good idea

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If you’ve received a message from Instagram asking you to reset your password in the last few days, you’re not the only one. A quick look to Reddit or social networks like X/Twitter evidence that it is something quite common at the beginning of 2026. In fact, there are those who assures have received these messages on several occasions this week, including a few times a day. what has happened. Numerous Instagram users have detected unusual activity related to mass password reset requests. More specifically, they were receiving password reset emails that looked legitimate without having requested it first. Two versions that explain it. Following that massive request and speculation, on January 9, the antivirus software company Malwarebytes made public a data leak. Just a few hours ago, Instagram pronounced. The versions of each one: According to Malwarebytes, a group of cybercriminals “stole sensitive information from 17.5 million Instagram accounts, including usernames, physical addresses, phone numbers, email addresses and more.” It is not mere scraping, but an authentic doxing kit found on a popular cybercrime forum. From here, there were two options: either we were facing an automated brute force attack where legitimate “I forgot my password” emails were generated and, within the chaos, a malicious email was sent so that you click on a false link. Or that Meta had executed a defensive Instagram reset of those accounts it considers compromised. According to Instagram, they have fixed an issue that “allowed a third party to request password reset emails for some people. There was no breach of our systems and your Instagram accounts are secure.” He closed the explanation with an apology for the inconvenience. Tap to go to the post Why is it important. Instagram minimizes the impact of this incident by calling it a “software problem” and not a systems breach since technically, if they did not enter their servers, they do not consider it a hack. In any case, this alleged data leak contains usernames, real names, physical addresses, phone numbers, and email addresses. The level of risk is high insofar as this exposure of confidential personal information is of such caliber that it breaks the barrier between the digital and the physical. Exposing who you are online also jeopardizes real-world security. The reports detail that parts of that database are being marketed on the black market, sorting them into batches based on countries and numbers of followers. That is, prioritizing high-profile accounts such as influencers or business accounts. What should you do now. To begin with, under no circumstances touch on the links that appear in the emails, no matter how real they may seem. From here: Change Instagram password from the app, in ‘Settings and activity’ > ‘Account Center’ > ‘Password and security’ > ‘Change password’. Use a long, robust and unique one. Configure the Two-Step Authentication that you will find in the ‘Password and Security’ section of the app, following the previous route. Better avoid the SMS option. Likewise, it is advisable to log out on all devices and, in case you have received several messages, check if the emails are truly from Instagram through the ‘Emails from Instagram’ option in the settings. If you detect any, delete them. In Xataka | “You can’t trust your eyes to know what’s real anymore.” Instagram CEO announces that the feed is dead In Xataka | Instagram has wreaked havoc on tourism in half the world. AI has arrived to multiply it by a thousand Cover | Solen Feyissa and Gemini

Ukraine’s biggest problem is not Russia. There are three European countries trapped in a perverse mechanism: type C accounts

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Europe faces a decision that goes far beyond an accounting discussion and that defines its strategic credibility: what to do with the more than 210,000 million of euros of Russian assets frozen since the beginning of the invasion of Ukraine. The problem is twofold, because it is not just about figures, but about what comes after activating the operation. The European crossroads. Yes, because the question is not only whether that money should be used to support kyiv at a critical moment, but whether the European Union is capable to take the risks political, legal and economic implications of doing so. As Washington presses for a quick exit to the conflict and reduces its financial support, Brussels finds itself caught between the urgency of avoiding a Ukrainian defeat and the fear of unleashing a russian retaliation that directly hits several of its Member States. Putin clearly. Statements this week by Vladimir Putinloaded with contempt for European elites and confidence in a protracted war, are not simple rhetoric. Moscow makes it clear that it is not contemplating real concessions and that it considers the use of its frozen assets as theft that demands a response. That response would not be symbolic, but surgical: selective seizures, accelerated nationalizations, endless litigation and the use of the Russian financial system as a weapon. The message, a priori, is unequivocal: if Europe crosses the line, Russia will not only punish Ukraine on the battlefield, but also European countries that still have exposed economic interests within their territory. The real blockage. I remembered this morning the financial times he crux of the whole situation. Although the debate is presented as a struggle between hawks and cautions, the real blockage comes from a handful of countries specific, with Belgium, Italy and Austria at the head. It is not a question of ideology, but of direct vulnerability. Belgium hosts Euroclear, the warehouse that guards most of the frozen Russian assets, and fears becoming the first target of retaliation judicial and economic. Italy and Austria, for their part, maintain banks and companies with billions trapped in Russia, benefits included, which they cannot repatriate. For these countries, authorizing the use of Russian money is not an abstract foreign policy decision, but rather an immediate risk to their financial and corporate systems. Type C accounts: the ace of Moscow. At the center of this fear are the calls type C accountsthe mechanism created by Moscow to withhold dividends, interest and assets from Western companies. That money, formally owned by European and American companies, is under Russian control and can be frozen, redistributed or directly transferred to the state budget with a simple decree. For the Kremlin, these accounts are a retaliation tool fast and effective, far superior in agility to slow Western judicial processes. For Europe, they are an invisible chain that binds entire governments when making strategic decisions, because any false step can translate into lost billions and internal political crises. Germany pushes, Europe hesitates. Germany has become the main political engine of the plan to use Russian assets, convinced that without that money there is no realistic way to support Ukraine for another two years without skyrocketing the European debt or depending on impossible unanimity. Berlin insists that the risk must be shared among everyone and that failure to act would send a devastating sign: Europe is not capable of defending its own security. However, this logic collides with the reality of countries that feel that the risk is not distributed, but rather concentrated in their national balance sheetsits banks and its courts. A (bad) peace as a threat. This financial blockade occurs in an even more disturbing context: European fear to an imposed peace on terms favorable to Russia. For many capitals, an agreement that consolidates Moscow’s territorial gains would not only leave Ukraine defenseless, but would force Europe to prepare for a scenario direct confrontation in the medium term, with longer borders, a strengthened Russian army and a weakened European deterrent. In this framework, the frozen Russian money stops being a tactical lever and becomes a strategic investment: either it is used now to support Ukraine, or it is paid for later in the form of massive rearmament and risk of war. The final dilemma. In short, the European Union has frozen Russian assets to prevent them from returning to Moscow without reparations, but now it must decide whether it dares to give the next step. Without that money, Ukraine could run out of liquidity in a matter of months, losing all negotiating power and forcing a deal from weakness. With him, Europe is exposed to reprisals, litigation and immediate economic losses, concentrated in a few countries that are currently holding back the decision. The crossroads are clear: assume the political and financial cost now, or accept that the fear of type C accounts determine European security policy. Not only the future of Ukraine is at stake in that election, but also Europe’s ability to act as a coherent geopolitical actor when your own interests are at risk. Image | RawPixel In Xataka | A missile has been bombarding Ukraine’s defenses for weeks. What no one could imagine is that he is not Russian: he is from the West In Xataka | A day later the satellites leave no doubt: Russia fortified a bridge, and a Ukrainian drone made science fiction a reality

Spain adds eight more billionaires in 2025. A single fortune accounts for six out of every ten euros: Amancio Ortega, of course

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Before the arrival Christmas lottery and change the luck of some people, the latest report ‘Billionaire Ambitions 2025’ from UBS, reveals that Spain is experiencing a new leap in the elite of great fortunes, with more billionaires than a year ago. But that’s not all, since the report indicates that not only has the number of billionaires increased, but the volume of existing assets has also grown. That is, richer than they are richer. The rest of us mortals only hope to be healthy after the Lottery draw. Spain wins “ultra-rich.” He UBS report points out that in Spain there are already 32 people with assets exceeding 1,000 million dollars. This represents a net increase of eight new ultra-rich in the last year since the same 2024 report recorded 27 assets over one billion in Spain. UBS calculates that, together, these 32 great fortunes reach 213.1 billion dollars, equivalent to about 182.6 billion euros, as calculated Forbes. …and they are getting richer. This equity volume represents a growth of 21.5% compared to the previous year, an increase that UBS links to the good performance of some of the main businessmen in the country and to the greatest concentration of assets in the hands of a few families. According to these same sources, Spanish billionaires have added around 11.6 billion dollars (about 9.94 billion euros) to the national wealth in the last year, reinforcing the weight of this small group in the economy. Six out of every ten euros in the hands of Amancio Ortega. Within this new photo of the new ultra-rich in Spain that UBS has left, the weight of the enormous concentration of wealth in a single person has not gone unnoticed: Amancio Ortega, founder of Inditex. The UBS report indicates that the Ortega’s heritage It has remained at average levels of $124.1 billion during the last two quarters of 2025, after having increased its fortune by about $21 billion in just one year. This increase marks Ortega as the owner of approximately 58.2% of all the combined wealth of Spanish billionaires. That is, about six out of every ten euros of that group are concentrated in their personal fortune. The solidity of Pontegadea and the “great success” of Inditex. The strong increase in Ortega’s assets in 2025 is explained, to a large extent, by the strength of investments of Pontegadea, already converted into one of the real estate most solvent in Europeand by the behavior of Inditex on the stock market. In fact, Ortega’s textile empire has recently experienced one of the days most bullish of the yearin which each share of the company rose by around 8.9%, closing with a revaluation of 8.86%. This surge in the stock market has directly impacted the wealth of Ortega, who controls 59.294% of the capital of Inditex, causing the valuation of his fortune to skyrocket by $16,100 to the current $140.2 billion. assigns Forbes on your list. In Xataka | Amancio Ortega has collected dividends at Inditex: he has bought Amazon’s headquarters in Canada and has money left over Image | Unsplash (Igal Ness)GTRES

OpenAI and Google deny that they are going to put ads in ChatGPT and Gemini. The reality is that accounts do not come only with subscriptions

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What AI has a profitability problem It is something well known. All you have to do is look at the OpenAI accounts, which in the last consolidated quarter lost a whopping $11.5 billion. The subscriptions were presented as a way to monetize chatbotsbut ChatGPT barely has 5% of the total users on one of your payment plans. The numbers do not come out and, although companies deny it, the shadow of advertising hangs over AI. what’s happening. Rumors that some very popular chatbots are integrating ads are intensifying in recent days. First they began to circulate alleged screenshots of an ad on ChatGPT and later a media specialized in advertising claimed that Gemini will have announcements in 2026. Companies deny it. Google has been quick to deny the information, ensuring that Gemini has no ads and “there are currently no plans in place to change it.” What stands out above all is that “currently”, which continues to leave the door open to include advertising in the future. For its part, OpenAI has come out to deny it ensuring that what appeared in that screenshot “was either not real or it was not an advertisement.” What was seen was a suggestion to connect the account of Target, the popular American hypermarket chain. When the river sounds… Despite the forcefulness in denying it, a few days ago we learned that OpenAI is preparing the ground to include advertising in ChatGPT. ChatGPT beta version for Android includes explicit references to an ad feature and tags like “content bazaar” and “ad carousel.” Additionally, the company is hiring experts in advertising platformsso the appearance of ads is not a question of “if”, but of “when.” In the case of Google, we haven’t seen any screenshots or traces in the code, so there isn’t that sense of imminence. However, there are rumors that there will be announcements in AI summaries and taking into account that advertising is the company’s main business, it does not sound crazy that they end up integrating ads into their chatbot. Investment vs return. The imbalance between what technology companies are spending on AI with what they are earning is totally unbalanced. Big tech companies like Google are increasing their revenue, but It is not thanks to AI, but to its cloud services. In the case of OpenAI, without an infrastructure to minimize the impact, the disconnection between expenses and income is brutal. Subscriptions are not enough. AI has managed to penetrate the general public and, according to the consulting firm Menlo Venturesalready has 1.8 billion users around the world. The problem is that only 3% pay any type of subscription. OpenAI currently has 5% paying users and expects that by 2030 the figure will increase to 8.5%. It is still not enough to achieve the desired profitability. According to a study by JP Morgan, For the AI ​​industry to achieve a 10% return on everything they have spent, it would take $650 billion a year, which is the same as saying that 1.4 billion people pay more than $400 each year to use AI. They may succeed, but for now ads seem like a faster way to generate income. Image | Generated with Gemini In Xataka | AI has become the best example that if you don’t pay for the product, you are the product

OpenAI is going to have to pay a fortune in credit obligations in 2026. Today the accounts do not work out

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In recent months, OpenAI has signed agreements worth more than $1.4 trillion in infrastructure—data centers—that will be built in the next 8-10 years. The problem is that to do this they will have to face gigantic credit obligations that will require billions of dollars in 2026, and it is not at all clear how they will be able to face those payments. bad business. Your current income structure certainly does not support such debt. Sam Altman indicated in X They expect to end the year with more than $20 billion in annualized revenue. Even so, they will continue to be in (very) red numbers, although they also promise that by 2030 they will enter “hundreds of billions of dollars“The accounts do not come out, and that makes it virtually impossible to meet all credit commitments without resorting to extraordinary forms of financing, refinancing or… Rescue. Last week there was already talk about how both NVIDIA and OpenAI had dropped the possibility that papa state had to rescue them in case of a debacle. Sam Altman himself clarified shortly after that “we don’t have or want government guarantees (…) and taxpayers should not bail out companies that make bad business decisions.” He does not want a rescue, but he does talk about agreements with the government. Although Altman clarified that he was not seeking government bailouts, he did make it clear that there is a debate about a strategy to face these loans: “The only area in which we have discussed loan guarantees is in the framework of supporting the construction of semiconductor factories in the United States (…) Of course, this is different from governments guaranteeing the construction of data centers for private purposes.” It seems impossible for them to get out of this. As analyst Ed Zitron explains in your newsletterOpenAI needs $400 billion over the next 12 months to meet those credit obligations. Not only that: for him OpenAI’s plans to build chips with Broadcom and fill a 1 GW data center or create similar data centers with AMD chips Instinct or with the Vera Rubin from NVIDIA “There is not enough time to build these data centers. And if there was enough time, there would not be enough money. And if there was enough money, there would not be enough (electrical) transformers, electrical grade steel or specialized talent to supply the electricity for these data centers.” That’s all a gigantic house of cards. Possible strategies. OpenAI increasingly depends on debt issues and strategic investors, but also on those circular financing agreements it has reached with several companies. SoftBank, which already invested in OpenAI, could expand its bet, especially now that it has just sold completely all its participation in NVIDIA. Although the sale has obtained almost $6 billion, the figure is still insufficient even if it is invested in OpenAI. And of course OpenAI could achieve explosive revenue growth, but it is far from clear that it will achieve such growth in the short term. The other solution: slow down. OpenAI’s excessive ambition makes everything surrounding its agreements and proposals absolutely enormous, and that also affects its credit obligations. Adopting a slightly less risky strategy and setting more feasible deadlines could reduce the financial stress to which the company is subject… but it would also raise doubts about the growth promises that Altman and his people have made for years. Going public? Another option for OpenAI is to go public now that it has managed to complete the restructuring and has become in a for-profit organization under the umbrella, of course, of the OpenAI Foundation. In recent days there was talk about how this option would allow the company get a billion dollar valuationbut the analysts they doubt that something like this is going to happen in the short term… if it happens at all. And the bubble keeps growing. Analysts like Scott Galloway they explained recently that the valuations of companies like NVIDIA, Oracle or AMD are conditional on those “handshake” agreements with other companies like OpenAI. For him, these agreements have no substance: there is much ado about nothing. If the market ends up losing confidence, the consequences could be dire and the hypothetical bubble could burst. Source: Apollo Academy All eggs in one basket. Stock market concentration does not help. Torsten Sloj, chief economist at Apollo Global Management, has been talking for some time about the dangerous concentration of the S&P 500 index in 2025. A few days ago published a graph in which it showed the returns of various assets in the last five years, and there is a clear conclusion: while “the Magnificent Seven” have grown exceptionally, the rest have barely done so. Image | Steve Juvetson In Xataka | There is a race in which Anthropic is winning over OpenAI: that of being profitable

The Warner platform either has enough to ban shared accounts and increases prices

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There is no platform that is not hugging the Price climb as a way of falling the crisis of audiovisual content in general and of the platforms in particular. HBO Max is one of those who are having a more changing trajectory with Mutations in the name And the approach, and is one of the last to raise their prices, after Netflix or Disney+ did it almost a year ago in both cases. How is the thing. A few months ago, with the name change, HBO Max has already announced new prices that affected new customers. These new rates affect ancient subscribers. From of the October 23, 2025the prices will increase, leaving like this: Basic plan with ads: 6.99 euros per month (50% discount if apply, 3.49) Standard plan: 10.99 euros per month (50% discount if apply, 5.49 euros) Premium plan with 4K content: 15.99 euros per month (50% discount if apply, 7.99 euros) Annual Plan: 109 euros a year. Why do they do it? This decision, according to the communication that HBO Max has sent to his subscribers, is made because “we are increasing the price in the light of the acquisition costs, creation of content and product development, to allow us to continue investing in the quality content and in the product experience that we strive to offer our customers.” At the same time, they also warn that the conditions of use have been updated, including aspects of content visualization and accessibility functionalities, reasons why they can make changes in the service and other issues. Luxury series. David Zaslav, CEO of Warner Bros, declared a few days ago, In an interview with The Hollywood Reporterthat the price of HBO Max is below its real cost. And although the platform does not compete with others such as Netflix or Disney+ in terms of the amount of content, it can boast of being one of the most budget invests in its series. For example, ‘The Dragon House‘It costs 200 million dollars per season. And the future series of ‘Harry Potter‘promises a visual luxury at the height of the films. All this was wielded by Zaslav to justify new increases. Direct and indirect increases. Although the bad press that this type of decisions carries causes the platforms to be relatively restrained with the increases of their prices, the truth is that in recent years they have significantly increased the ways of having income. The main two have been the advertising inclusion before and during the programs, with different rates depending on whether or not the ads are eliminated, and the prohibition that accounts are shared Beyond the subscriber’s home, a flying that Netflix has already given and that other platforms have only implemented in a warm way. In Xataka | Video games have fired their number of users, and come from an unsuspected place: television series

Streaming has been chasing shared accounts for years. The AI does not have that problem: our conversations embarrass us

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Dylan Patel He has nailed it. He says he never paid for Netflix or HBO because he always parasitized alien accounts, but now he has subscriptions to Chatgpt, Perpleplexity and Gemini. And without sharing them with anyone. We have been watching Netflix, Disney, Spotify and company setting devices, home verification, SMS codes to verify that you are the one who pays, geolocation to confirm that you live where you say living. A surveillance device for Avoid cases in the ten relatives enjoy what only one pays. There is a lot of money spent on anti-comparting technology, they have eroded experience. And yet, the accounts continue to share. Total, what else does your brother -in -law know what have you seen ‘The squid game‘This weekend. With the generative AI, no control system is needed. Shame does all dirty work: Nobody wants a partner to discover that he asks ChatgPT to how to write a sad three -line mail. Nobody wants your partner to read the conversations at two in the morning where you consult what to do before a vital and intimate doubt. The history of a Chatgpt or Claude account is an intimate, professional and personal newspaper in equal parts. A record of many insecurities disguised as Prompts. Something too revealing happened recently: When Openai charged GPT-4o for the arrival of GPT-5 there was a small revolt. Too many people had become accustomed to a warmer and more empathetic chatbot (perhaps more servile and complicating), and did not want to lose it. Openai had to reculate. There were people confessing without shame that he needed to recover his digital confidant, to That imaginary friend who will be imaginary but does not judge or yawn. Who always has time and is able to remember every detail of previous conversations. The imaginary friend of the 21st century. IA platforms have discovered the perfect business model: you don’t need to spend money on locks when People prefer to pay before admitting to what extent it depends on a machine. Or let others see their intimacies. Netflix, Spotify and the rest will continue to invest a lot in complicating the lives of those who share their account. Openai only needs to continue believing that no one else talks to Chatgpt As you do. And they are right: nobody else asks him the same shameful things as you. That is why none share the account. In Xataka | Chatgpt has been a tool. If you start remembering all our conversations, it will be something else: a relationship Outstanding image | Solen Feyissa

There is something that we are not doing enough and we should for our own security: eliminate old accounts

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The other day, for a comment from my boss about an email that came to him, he gave me to look The keychain in which I store all my passwords. I wanted to see how many session was stored. It turns out that they are 891. Eight hundred-Novent-and-one. It is impossible for you to use or 10% of those services. Moreover, surely a majority corresponds to an afternoon experiments, impulsive records for a punctual download or accounts created to try something that I forgot to the quarter of an hour. My digital history is a cemetery of abandoned intentions. I am not an exception: most we accumulate accounts like who accumulate boxes in the storage room. “Someday I will need it,” I thought surely. “What a laziness erase the account now,” I assumed internally. And the disorder grows. The problem is that, unlike the storage boxes, These accounts are still alive. They continue to receive privacy policy updates, changes in terms of service, database migrations. And most importantly: they are still risk vectors. And we don’t even usually do something as healthy as change passwords from time to time. Each abandoned account is a back door that we have forgotten to close. When LinkedIn suffers a security gap, not only affects those who use the day platform yes day too. He also compromises who registered in 2012, used it for three days and never returned. These data are still there, inert but vulnerable, waiting for their turn in the next “We have been hacked“That I get to the mail. Psychology after this accumulation is predictable. Creating an account is usually free and immediate. Eliminating it requires effort, navigating deliberately complex menus, multiple confirmations. Companies have optimized the record and the exit, the Dark Patterns They send. It is logical: each abandoned account remains a digit in its database, a metric of which to presume before investors. The solution passes through change our digital habits. Just as there are those who practice “if I have not used a garment in a year, I get rid of it,” we should apply periodic audits to our digital accounts. A quarterly cleaning of unused services, such as who goes down in tracksuit to fix his storage room. It sounds tedious, but It is less tedious than dealing with the consequences of a digital identity theftjust what we expose if we leave too many doors without closing. Especially if we have The bad habit of repeating passwords. Our fingerprint should be a reflection of who we are. Not who we experienced for ten minutes in 2016. Outstanding image | Xataka In Xataka | There are users who pass from passwords. And they go to “I forgot my password” to generate them again and again

In Spain more and more restaurants are declaring war on an old custom: paying accounts separately

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You probably lived it a thousand times. You stay with your friends for dinner in a restaurant and after the first, the second, the dessert, coffees and chupitos arrives the test of fire: the great Huge dilemma of how Devils foot the bill. Together or separate? Does each one pay your own or the bill is fractionated in equal parts? Card, metallic or a mixture of both? And in case someone forward money, especially if the minute is high, who does it and how the rest of the guests are organized to pay you? In Spain increasingly Bars save those headaches to their customers by applying a very simple standard: no divided payments. A table, an account. If you go together, you pay together. There are no official figures and from Facu increasingly Bars and restaurants in Spain embrace a rule when they have to charge guest groups: nothing to divide accounts between different customers sitting at the same table. At least if they intend to pay by card. A group, a payment. So simple. Lasxta revealed recently that the custom is spreading through the Malaga hospitality, but similar news (and more or less recent) about restaurants from Aragon either Catalonia. There is also a good handful of references in Xeither Tiktok or even Reddit threads in which the pros and cons are discussed and whether it is legal or that a restaurant refuses to fraction an account. Click on the image to go to Tweet. The big question: why? Like more or less, the undeniable thing is that the norm generates debate and Not everyone He feels comfortable with her. So … why are the hoteliers apply, even at the risk of angry at their clientele? The reason is simple: efficiency. A waiter is more comfortable and quick to manage a single charge to repeat that operation five, seven, ten or more times, depending on how many diners they have sat at the table. “It is super complicated to charge separately and more when they are large groups,” Recognize A waiter from Malaga to Lasexta. “Sometimes groups of fifteen or twenty people are made and each one wants to pay their convenience,” confesses Another hotelier from Barcelona. When that happens, work is slowed down in the room and the business risks that the box ends up disabled. There are times when the situation is further complicated and customers no longer ask for the payment, but each one is charged. It may seem a minor issue if the account is from a table with few customers, but the thing is complicated when we talk about broad groups and minutes of several hundred euros, as reported Two years ago In Tiktok a waiter. But … Is it legal? The million dollar question. “There is really nothing regulated. The solution is to say no, that each diner will pay their part. The establishment has two options: accept or not collect,” he says Rubén Sánchezof Facua. “If at the door he indicates that he accepts card payments cannot reject that means of payment in half. “There is no law that determines that customers have the right to fraction the account to pay it at once. It is an aspect in which the law does not deepen so much. You have to apply common sense,” agrees Enrique García, spokesman for the OCU. “The logical thing is to inform the company that provides the service and customers to attend these circumstances.” @xavi_abat Have you found in this situation? #Elabogadodetiktok ♬ Original sound – 🙋‍♂️ #Elabogadodetiktok A supplement to fraction? At the end of 2024 Xavi Abat, “Tiktok’s lawyer”, He warned of another practice to which more and more bars and restaurants are being accepted: the collection of “separate accounts supplements” to those customers who ask for the payment of payment. In Your video Abat in fact showed the poster of a bar that applies different “management” positions depending on the size of the table and how many payments should process: one to eight diners, one euro; from eight to 12, two euros; And in the case of tables of more than 12 clients, three euros. Those sums, says the place, cover “the resources” invested and the use of TPV. The key: Information and visibility. The question is the same … are that kind of supplements legal? The key, ABAT revealsis in the information available to the client when he sits at the table. “There is no law, nothing is said in the Civil Code. The contractual relations between the parties are free. Each establishment can establish what they want,” reason The expert. “Therefore, if the restaurant warns of this charge, there is a contractual offer and you and you accept, you have to eat it.” “Contrary, if you go to a restaurant, you are seven or eight and at the end of the food they do not let you pay separately, as you have not been warned, as you have not had the option to negotiate it, you can oppose and demand that you want to pay separately. You could file a complaint or plant yourself there until they let you charge separately,” adds ABAT. Argument shock. The reality is that both parties, hoteliers and customers, have arguments to be in favor or against collection subdivisions. Business They allege What dividing the accounts demands more time, slows down their work, you can unravel the box and carry an expenditure of time and extra resources. After all, there are payment systems that generate extra commissions when several operations are carried out. The truth is that the unique payment in groups is a common practice in other countries in Europe. As for customers, the main complaint is the discomfort and headaches that can lead not to divide the accounts. Without counting that someone must pay the full amount of the invoice. “Why do I have to fight with the people of a group to make me the bizum of what they have consumed?” Question A user … Read more

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