30 years ago a young Chinese man set up an ice cream stand. Now he leads an emporium with more stores than McDonald’s

It’s hard to believe in a world dominated by big brands and multinationals, but there is a hospitality chain with more stores than McDonald’s and Starbucks that you’ve probably never heard of. His name is Mixue (Mìxuě Bīngchéng) was founded in the late 90s by a university student from Zhenghou, China, and today it is considered the largest food and beverage chain in the world. This is how it is recognized, for example, by the magazine TIMEwhich has included it in your listing of the 100 most influential companies of 2025. It is estimated that it has more than 46,000 stores spread throughout Asia, Australia, the Middle East and South America, a vast network of stores offering a menu based on ice creams, smoothies, coffees, traditional teas and bubble teas. Bigger than McDonald’s? Yes, if we talk about the number of establishments. The benefits already they are something else. While McDonald’s boasts of having more than 43,000 restaurants spread across more than a hundred countries and Starbucks managed 40,576 stores At the end of the first quarter of fiscal year 2025, Mixue surpasses (and quite comfortably) both figures. A few months ago the magazine TIME assured that the chain has more than 45,000 spread mainly throughout mainland China, although it also operates in other regions. Do you have so many stores? Yeah. Fortune calculate which exceeds 46,000 points of sale throughout Asia, Austria, the Middle East and South America. Other sources speak of more storesraising the total network to 53,000 points selling. Beyond these dancing numbers, one thing is clear: Mixue is normally considered the food and beverage chain with a greater deployment of establishments in the world. In addition, its branch network continues to expand to good If in the West its brand is less known to us than McDonald’s or Starbucks, it is because (despite the international jump that has given in recent years) most of the Mixue stores they remain focused in China. The firm also has another handicap that helps understand its global expansion: while in the case of Starbucks more than 50% of the stores are in the hands of the company itself, in Mixue practically all They operate through franchises. What is your story? Mixue’s is the typical story of improvement and accelerated growth that gives shine to the classes of coaching business. The father of the company is Zhang Hongchao, who laid its foundation almost 30 years ago from scratch. Your story starts in 1997in Zhengzhou, when Zhang, then a university student, managed to get his grandmother to lend him 3,000 yuan ($420) to set up a small slushie and soft drink stand. Despite the challenges that were encountered along the way (and some other business failure), Zhang moved forward, managed to adapt to the changes in Zhenghou, reinvested in machinery and found the key to creating a million-dollar business. Sam Tang account that his first success came in 2006, when he launched ice creams for one yuan. In 2014, its brand already had 1,000 stores. In 2020 there were 10,000. And how has it succeeded? The big question. Mixue’s business model has several clear characteristics. The first, its commercial approach. The chain basically sells ice cream. soft servesmoothies, tea drinks and bubble teasalthough in your menu coffee and Fortune assures which in the future plans to expand its offering with beer. The other great features of your menu are the affordable priceswith ice creams for less than one euro. Other peculiarities of the company are its commitment to dominate the supply chainits commitment to a clearly identifiable brand thanks to symbols such as its mascot (Snow King) and, above all, an expansion through franchises. In a report from a few months ago the company itself recognizes that almost all of its stores (99%) are opened and operate through franchises. Mixue is responsible for supervising businesses, choosing locations, decoration and assessing the capacity of the staff. For her, the business is not so much in the fee that those stores then pay as in the equipment, merchandise and packaging that she sells to them. And the future? It doesn’t look bad. In spring the company went public in Hong Kong and managed to raise nearly 450 million of dollars, starring in one of its best premieres of the first half of 2025. The company seems willing also to get into the powerful (and disputed) US market. According to precise Fortuneduring the first half of the year the company reached a revenue volume of 2,000 million dollars (40% more than in 2024) with profits of 370 million. Despite its humble origins, its founder and his brother now manage a fortune of billions of dollars. Images | Choo Yut Shing (Flickr) 1 and 2 and Jeremy Thompson (Flickr) In Xataka | One of the biggest wine critics is French and has toured China. There is no good news for French wine

the paradox that has trapped 69% of young people

We usually imagine the loneliness as total isolation: an empty room and a phone that doesn’t ring. Seeing a person who is surrounded by people and with an active social life seems like they cannot feel loneliness, but the reality is very different in Spain, where studies suggest that we have never been so connected and at the same time so alone. And young people are the ones who bear the brunt. The problem in Spain. A recent study published in PLOS One has just named a phenomenon that defines generation Z already the millennials younger: social ambivalence. And it is not that the youngest in our society lack friends or plans to make on a daily basis, but it shows that the amount of social interactions does not guarantee optimal emotional well-being. Having dozens of ‘likes’ for a publication on Instagram does not mean being accompanied. Something that the data of the report made by SoledadES in Spain has confirmed, since its conclusions indicate that we are experiencing a silent epidemic where 69% of young people admit to having felt alone. And all this regardless of the number of followers on social networks or friends they have by their side on a daily basis. Change of concept. For decades, sociology assumed that loneliness was simply the lack of social contact seen in people who did not go out and interact with anyone. In this way, the equation seemed quite simple: the more friends you have, the less loneliness you have. But this is no longer the case as it has been seen in adults ranging from 18 to 29 years old. Here it has been seen that people who have a high social connection are accompanied by a simultaneous feeling of loneliness. The most affected. The studytitled “Lonely and Connected in Emerging Adulthood”points out that this social ambivalence It occurs especially in moments of life transition. Young adults go through a period of instability, such as changing residence to go to study, entering the labor market or ending their studies. This only breaks support networks, for example losing contact with the friends they make at university or the need to have to meet new people at work. That is why the conclusion is quite clear: having a full social agenda does not protect against feelings of isolation if the interactions lack depth or if the young person feels that they do not fit into the environment that has changed. Radiography in Spain. He “Study on youth and unwanted loneliness in Spain”promoted by the State Observatory of Unwanted Loneliness (SoledadES) of the ONCE Foundation, gives us information that sets off our alarms. In this case they point out that 25.5% of young Spaniards between 16 and 29 years old claims to feel alone at present. But if you broaden the focus, almost 7 in 10 young people feel alone now or have felt that way at some point recently. Its duration. In this report, the quantity may not be the most important, but rather the duration, since this feeling is becoming chronic in the young people of our country. According to the data, three out of every four young people who suffer from this loneliness have been in this situation for more than a year. But almost half still feel like this for more than three years. Something that completely passes the critical phase of adolescence. Because. Among the reasons that try to justify this feeling, the one that gains the most weight is instability. This is something that can be seen in those changes of environment due to studies or work that force us to make new relationships, breaking the original ties where there was greater trust. In Spain, this is aggravated by socioeconomic factors. The difficulty of emancipation, job insecurity and uncertainty about the future make it difficult to create quality ties, which are what truly combat loneliness, unlike the mere “quantity” of social interactions. And here it stands out that it is not important to have a large number of friends, but that even if they are few, they are of quality. And this is the quality that is sometimes missing to be able to be 100% transparent with other people that does not make us feel so alone for not being able to express our concerns and keep them to ourselves. Images | Mert Uner Şahin Sezer Dinçer In Xataka | Loneliness is now a public health issue. We have more and more evidence that animals help us appease it

Researchers removed Instagram and TikTok from 300 young people to see if their anxiety decreased. The results speak for themselves

The debate about whether social networks are the new tobacco for the mental health of the generation Z It’s been on for years. There are many young people who They can’t go without watching TikTok completing the streak with their friends, uploading stories of what they eat to Instagram or simply away from the cell phone. And this is something that can be tremendously harmful. What we knew. Until now we could make one of them, and parents undoubtedly remember this message when they spend many hours in front of the phone. Even companies offer the tools to be able to limit the amount of time that we spend in an app and it even applies limits to us. With numbers. But now science has shed light on this problem with a published study in JAMA Network Open that provides concrete data. The premise was simple: ask a group of young adults (ages 18 to 24) to reduce their consumption of social networks this week. Once done, we wanted to see if the symptoms of anxiety, depression or insomnia were reduced. And it is precisely the excessive use of social networks is related to depressionsince it generates social isolation, low self-esteem, cyberbullying or even physical disorders due to the effects of blue light from the screen. So… Does giving up the cell phone also improve the quality of life of young people? The study. To do so, they not only focused on what users said they did with their mobile phones, since lying can be very easy in this case. What they did was passively record what was done with the phone through the ‘digital phenotyping‘. In total, there were 373 participants in this study, of which only 295 were able to complete the intervention, which was completely voluntary. They only had to reduce consumption for one week of the main social networks: Facebook, Instagram, Snapchat, TikTok and X. The results. Simply put, the results showed significant clinical improvement across key areas after just seven days. The data indicated that depression symptoms were reduced by 24.8%, anxiety by 16.1% and sleep problems fell by 14.5%. Interestingly, the study found that the effects were much more pronounced in those participants who already had symptoms of moderate or severe depression at the start of the experiment. Don’t let go of your cell phone. A priori, one might think that when a young person automatically leaves social networks aside, their cell phone will be of absolutely no use to them. But nothing could be further from the truth. He digital phenotyping revealed that although social media use fell from about 2 hours a day to just 30 minutes, total screen time increased slightly by 4.5% and participants spent 6.3% more time at home. In this way, users replaced the infinite scrolling of TikTok with other digital activities such as messaging, browsing the internet or even playing games. However, despite still being glued to the screen, mental health improved. This reinforces a theory that is gaining weight among experts: the problem is not the screen itself, but how we use it. The study points out that objective use time has a weak association with mental health, since what is really harmful is “problematic use”, such as negative social comparison or emotional addiction to platforms. Easier apps to leave. We can all have more ‘affection’ for a specific social network, which is surely more difficult to stop using. In this case, it was seen that it was easier for users to reduce the time they spent on TikTok or X. But Instagram or Snapchat were the “hard bones” to beat. Specifically, 67.8% of Instagram users and 48.8% of Snapchat users failed to comply with the reduction and continued to use them significantly during the detox process. It is not a treatment. Although the percentages sound like a victory, it is necessary to maintain the usual scientific skepticism. Dr. John Torous, co-author of the study, warns in statements collected for him New York Times that reducing networks “would certainly not be your first or only form of treatment (for mental health problems),” although it is worth experimenting with. This focuses on the fact that the study has some limitations such as the lack of a reference control group and it was not seen how long the detoxification process from social networks lasted. But what did not improve was loneliness, since eliminating these social networks in people can have the opposite effect by also cutting the connection link that unites them with other people. Images | Panos Sakalakis Vitaly Gariev In Xataka | Social networks were once a place to tell our lives. Now the trend is different: “zero posts”

Today it has become the dream of many young people

The data suggests that salaries have increased in 2025 compared to 2024, largely driven by staff shortages and the imposition of a minimum wage that has raised salaries lower. However, these global figures hide important differences depending on age and type of contract, with young people being the ones who suffer the most. economic difficulties. Despite this general improvement, almost two million workers earn less than 1,070 euros per month, a figure that shows that the salary insecurity continues to be present in a considerable sector of the population. Salaries are rising, but not all the same. Data from the 2024 Labor Force Survey (EPA) that have just been publishedreveal that in Spain the average salary has experienced some changes in recent years, reaching an average of 2,385.6 euros gross per month in 2024, which represents an increase of 113 euros compared to 2,273 euros in 2023. According to INE data, the average salary rose by 5%, increasing to 110 euros more per month, while the median salary stood at 2,001.4 euros, which represents an increase of 65.9 euros per month (3.4%). This increase in salaries even exceeds the inflation rate, which was 3%, and reflects the highest increase recorded since 2006, when these data began to be collected. Young people: hopefully mileurista. However, this increase is not transferred to the same extent to the salaries of young people who have just entered the labor market. For the first time since 2016, the average salary of young people between 16 and 24 years old has been reduced by 14.6 euros per month compared to the average salary in 2023. This leaves young people with an average annual salary of 16,700 euros gross, which is equivalent to the Minimum Interprofessional Wage. According to the INE, those under 24 years of age earn an average of 1,372 euros gross per month, which represents a decrease compared to 2023 and a real loss in purchasing power. This situation is worrying because it accentuates the historical gap with respect to the generation of more experienced workers, whose average salary exceeds 2,680 euros. This difference generates a intergenerational wage gap of more than 40%, a figure that confirms the difficulties for young people to achieve economic stability comparable to that of their elders. Stable and precarious work. The data show that the wage gap among different age groups has been expanding in recent years. In 2024, the amount of average salaries will almost double among young people who have just entered the labor market, with the aforementioned 1,372 euros gross per month, and those who face the final stretch of their professional career with an average salary of 2,680.7 euros gross per month. The INE explains this difference by highlighting that many young people are in a situation of multiple employment or with temporary contracts, seeking to combine several jobs to be able to make ends meet. For their part, workers with more experience “have a greater relative weight in the highest salaries, since they have a greater proportion of indefinite contracts, greater seniority and more work experience.” 30% collect the SMI. The rise in the SMI has pushed up the lowest salaries creating a greater mass of active population concentrated in the range of 16,600 euros. Specifically, some 5.5 million workers (30% of the total) earn salaries below 1,582.2 gross euros per month. Among them, 1.84 million receive 1,068 euros gross per month for having part-time contracts in their main job. It is not all bad news, 40% of employees (about 7,375,900 people) earn between 1,582 and 2,659 euros. The remaining 30%, some 5,531,900 employees, are in the three highest deciles, with gross monthly salaries of 2,659.8 or more euros. In Xataka | Finding a job had always been a good way to escape poverty: in Spain it is no longer true Image | Unsplash (ThisisEngineering)

Young people have become more spiritual than the average in Spain. The problem for the Church is that no more Catholics

Religion is the great terrain of certainties, but if what we are talking about is religion and youth ‘certainty’ is precisely what is in short supply. With the country talking about Rosalía dressed as a nun and the resurgence of the Catholicism among Generation Z, a new study prepared by a foundation linked to the State provides an alternative perspective: indeed, young Spaniards are more spiritual than the country average, but no more Catholics. In fact, the percentage of those who define themselves as such is much lower than the average for society as a whole. More religious, perhaps; but… The religion that Rome is looking for? What has happened? that the Pluralism and Coexistence Foundationan organization linked to the Ministry of the Presidency, has prepared a study on religion that leaves a few interesting conclusions. The main one (perhaps) is the one that suggests that to talk about religiosity and youth we increasingly need to resort more to nuances and less to pure colors. From black and white, we move to gray. At the moment the foundation has not published the full report, prepared after conducting 4,712 online interviews, but we can get an idea of ​​its content thanks to a progress published exclusively this weekend by The Country. What does the study say? To understand it, it is good to review a few figures. The first, the percentage of Spaniards who define themselves as religious believers. If we talk about the general population, this figure stands at 49%. In 46%, if we focus only on the Catholic faith. Things change when we examine the population by age and look especially at the youngest cohorts. Between 25 and 34 years old, only 31% of the population declares themselves Catholic and in the 18 to 24 year old segment the figure is even lower, 29%. What’s more, in the younger sector the mark of atheism, agnosticism or indifference towards religion stands out. Also the few people who pray or attend religious services. Do young people believe less? Depends. In fact, that is where the nuances that complicate the photo begin. The study shows that the percentage of young people aged 18 to 24 who define themselves as Catholic is lower than that of the population as a whole (29% compared to 46%), but that does not mean that they have turned their backs on religiosity. On the contrary. The report suggests that they have a strong spiritual streak, although one that is likely to raise eyebrows at Spanish Episcopal Confederation (CEE) or to any defender of traditional Catholic dogma. Why is that? Perhaps they are the least frequently defined as Catholic, but according to the information advanced by The Country Young people are the ones who most believe in the existence of “some kind of spiritual reality or life force.” Those between 18 and 24 years old are in fact the age group most convinced of the existence of a soul (59%), the one who most believes in life after death (40%), astrology (29%), clairvoyance (23%) or the “energies” that operate in our world (45%). Young people are also those who show the most interest in tarots (23%). They do it so much that their percentage exceeds that of young people who read the Bible. Spain, a religious country? Tapping the religiosity of a country is not an easy task. Not at least in Spain. A Google search arrives to find different studies that emphasize one detail or another. The study of the Pluralism and Coexistence Foundation (FPC) contrasts in fact with another published a few months ago by the CIS, which pointed out that the percentage of Spaniards who declare themselves Catholic around 52.8% (17.3% practicing and 35.5% non-practicing). Within the survey itself advanced by The Country There are apparent contradictions, such as that in Spain there are fewer monotheists (37%) than Catholics (46%). Does context matter? A lot. The study is interesting for what it says, but also for when it says it. It comes in the midst of a debate on the resurgence of faith among Generation Z and “green shoots” of religiosity, with Rosalía (and other artists) throwing winks at Catholicism, Hakuna moving crowds and the Church boasting of gathering together more than 20,000 young people at the Jubilee in Rome. And the truth is that there are signs that speak of change. Although if we analyze the data from recent decades we can see a secularization of Spanish society, in recent years the percentage of young people who declare themselves practicing Catholics has grown several points. In the 18 to 24 year old cohort, the proportion of believers who acknowledge never or almost never attending religious services, even has gone down. There are those who warn, however, that behind these figures there could be a “paradox”: “There are fewer people who believe, but among those who believe, more explicit forms of practices increase.” reflect Víctor Albert-Blanco, sociologist. Other authors even believe that winks like Rosalía’s are the result of the “deregulation of religious symbology” in a more secularized country. Does the study say anything else? Yes. And its conclusions are unflattering for those who want a return to Catholicism. For its report, the FPC asked those interviewed “what gives a lot or a lot of meaning to your life?”, focusing on eight different aspects. The most popular response was family (90%), followed by friendships (79%), personal growth (78%) and nature (71%). At the opposite end of the list is “religion or spirituality”, with only 31%. In fact, the percentage is lower than that of those who pointed out pets (47%) or social activism (36%). The picture is (even) clearer if we talk about the youngest population cohort, those between 18 and 24 years old. In that case, only 15% point to religion as a source of inspiration, almost four times less than those who claim that pets are what give meaning to their lives. Images | Vick Bufano (Unsplash) and British Province of Carmelites … Read more

young people have embraced “B salaries”

Although the Spanish economy seems to growthe economic situation for many workers It’s not so positive. This precariousness is causing almost half of young people to accept a “B salary.” That is, with money undeclared. According to a report recent InfoJobs report, one in four Spaniards would be willing to receive part or all of their salary in black if that serves to increase their monthly income. Submerged precariousness. What is more ethical not making ends meet or arrive breaking the law? According to the report ‘Moonlighting and Salaries in B‘ prepared by InfoJobs, 26% of Spaniards are clear about their answer and prefer to collect part or all of their salary in B, and one in 10 acknowledges having done so in the last two years. This figure represents an increase compared to the same 2020 study, in which the number of workers willing to collect part or all of their salary in black represented 23%, but a decrease compared to the 2023 data, which places that percentage at 28%. The data, significant in itself, becomes more worrying when broken down by age: among young people between 18 and 24 years old, the proportion that would accept receiving their salary in black is close to half (48%). Salaries that do not arrive. This data reflects the real need to increase income in the face of wage stagnation and the increase of the cost of livingespecially in those who earn less than 1,000 euros per month. In that salary range, payment acceptance in B reaches 38%, regardless of age. Mónica Pérez, director of Communication and Studies at InfoJobs, points out that “the loss of purchasing power and the difficulty in accessing quality jobs are pushing many workers to look for alternatives to maintain their standard of living.” This is not a marginal practice, but an increasingly common reality for those who, as the data demonstrate, they have low salaries and unstable contracts. Among the people who declare having received part of their salary in B in the last three years, 69% claim to have received up to 20% of their salary, and 22% indicate having received between 21% and 60% of their monthly income with undeclared money. Job insecurity. According to the report, there is a close relationship between the payment of black money and job insecurity. 30.3% of employees who claim to have received payments in B as part of their salary had non-regulated training. At the opposite extreme, only 13.2% of employees with higher education or 14.1% with medium training cycles received this type of payments. Among the reasons why employees have accepted this type of remuneration, it stands out that 50.3% claim that it was the only option offered by their company, followed by 29.4% of employees who stated that this remuneration was actually a remaining part of a salary that they needed to complete. Bad salary, bad retirement. Although for many employees being paid at B is more a matter of survival than an economic plan, accepting salary payment at B implies partially giving up social rights that are governed by labor contributions. That is, if part of the salary is collected in black, the contribution base is lower, so the sickness benefit, unemployment benefit or retirement pension are calculated on a lower base and the amount is lower. In Xataka | Although salaries have risen 8% in Spain, an upward trend emerges: poor workers Image | Image | Unsplash (Shoeib Abolhassani, Ru Dur)

The lack of generational change has opened a job opportunity for thousands of young people in Spain: bus driver

The driver shortage In Spain and Europe it has generated an opportunity for those looking for a stable and well-paid job. Municipal companies are fighting to hire new talents who want to train as drivers of their city buses. The lack of generational change in passenger transportation is a problem that affects many local companies, which cannot fill the vacancies left by retiring drivers. The shortage of drivers in Spain and Europe. According to published data According to the European employment body EURES, in 2023 there were 105,000 vacancies for bus and coach drivers in Europe, which represents 10% of all positions in the sector and an increase in vacancies of 54% compared to the previous year. In Spain the situation is not better. The driver shortage already an officially recognized structural problem. The deficit affects both the freight and passenger transport sectors, and contrasts with the surplus in other professions such as administrative or technical personnel. The forecasts of the transport sector is that, by 2026, 37,000 new bus drivers and about 126,000 truck drivers will be needed. Why are there drivers missing? Among the structural factors that aggravate the shortage of drivers, the absence of a generational change. According to a report According to the Spanish Bus Transport Confederation (CONFEBUS), the aging of the workforce is one of the main reasons for this shortage. Data recorded by the International Road Transport Union (IRU) included in the EURES report indicated that, in many European countries, less than 5% of drivers are under 25 years old. Furthermore, the incorporation of women to the sector is very low, since only 12% of drivers in the EU are women. He sector It estimates that it will need about 24,000 new drivers per year to compensate for the rate of retirement of current staff. CONFEBUS also recognizes that working conditions in the sector Nor have they helped to attract young people: long hours, irregular shifts, temporary contracts and poor family conciliation. Access to training and certification is another obstacle, since the obtaining the CAP or the D permit entails a high cost, especially for young people or migrants who do not have sufficient economic resources and find there a barrier to accessing these jobs. Government aid for training. Precisely to alleviate this economic obstacle when obtaining permission to transport goods and passengers, the Government has promoted a Royal Decree which gives the green light to the Reconduce Plan, which offers aid of up to 3,000 euros to cover the costs of training and obtaining a bus or truck driver’s license. This helps is directed to people who want to train in the road transport sector and is available to cover the costs of the necessary courses and exams. The conditions to access this aid include being registered in the National Youth Guarantee System and meeting the age and training requirements demanded by the Ministry of Transport. Driverless buses. Faced with a prospect of constant staff shortages due to the progressive aging of the population, more and more city councils are deciding to start pilot tests with autonomous buses on their streets, not without some reluctance among the current driver templates. For example, in August the first test of this style was launched in Barcelona, ​​allowing a driverless bus to cover a short 10-minute stretch in open traffic. Our colleague Iván Linares tried it in first person. Madrid has just started a similar test autonomous bus, although in this case its scope of circulation is limited to Mercamadrid. These projects seek to modernize urban transportation and guarantee mobility, although they are still in the experimental phase, so they do not represent a short-term solution to the problem of driver shortages. In Xataka | Barcelona has grown tired of fining 80 cars a day for invading the bus lane. So he’s going to start monitoring them with AI Image | Wikimedia Commons (KingValid04)

In Galicia some parents educated their young son at home. Now they are condemned for “irresponsible unschooling”

He homeschooling It’s news. And it is on account of a sentence issued by a court in Vigo that has decided to impose a fine of just over 2,000 euros (with severe reproach included) on parents who decided to educate their nine-year-old son at home, removing the little one from the school in which he was enrolled for the 2024-2025 academic year. The ruling is interesting not so much for its consequences (the penalty is not high: 1,080 euros per parent) as for its arguments and because it differs from other rulings on the same topic that yes they were acquittal. One moment,homeschooling? The term may seem strange, but it is not new. In fact, it connects with a movement that started in the US in the 70s. He homeschooling It is neither more nor less than an educational option that advocates educating children at home, far from conventional classrooms and schools. Often focusing educational responsibility on parents and those who practice it stand out above all its ability to adapt to the needs of each child, its personalization and flexibility of schedules, content and spaces. How many people practice it? Hard to know. In Spain it is estimated that there are between 2,000 and 4,000 families unschoolers. If we talk about the United States, there are calculations that indicate that 3% of students between five and 17 years old receive training at home. The variety of data is explained by the lack of censuses (case of Spain) and above all because the practice does not have the same lace in all countries. To better understand the regulatory differences, it is good to take a look at the web of Homeschooling. There are nations that clearly prohibit it, others that protect it and then there are cases like Spain, where there are those who consider that home education moves in “a legal ‘gray area’”. Swampy terrain. That is why sentences like the one just handed down by a judge in Galicia arouse so much interest, especially because not all cases end in the same way. What have they judged in Vigo? What the Criminal Court number 1 of Vigo has ruled on is a very specific case: some parents from Gondomar (in Pontevedra) who decided to take their nine-year-old son out of the public school in which he was enrolled last year to educate him at home. The ruling recalls that, despite the Educational Inspection’s resolution denying deschooling and the warning from the Juvenile Prosecutor’s Office, the parents continued with their plans, betting on homeschooling and a personal itinerary. The boy attended an academy for two hours a week, but the bulk of his education depended on the program decided by his parents. And what does the sentence say? The fundamental and key of the sentence, as precise Vigo Lighthouseis the educational bet chosen by parents. The ruling speaks of “flagrant deficiencies”, an educational project that “does not meet the minimum requirements” and “irresponsible unschooling” that compromises the child’s “academic progress” and, ultimately, will condition his life. “In this case, the education provided directly and almost exclusively by the parents, basically based on their own personal criteria and ideas, without an alternative educational method to the minimally solvent official one and without some evaluative objectivity, represents irresponsible unschooling,” the judge warns in his sentence, disclosed by Lighthouse and with a resounding tone. “There is negligence in education and failures in basic care duties.” Why is it important? Where you put the focus. The sentence focuses mainly on these shortcomings and the “irresponsibility” of the child’s family. In fact the ruling insists in which the parents did not even resort to an “alternative external educational system to the official one” and selected the subjects based on “their own criteria”, without any other reference. In practice this translated into training that, in the judge’s opinion“does not meet the minimum requirements established in the regulatory framework of compulsory education.” The minor participated in activities such as bicycle outings, excursions to the forest, sailing with a jet ski, collecting chestnuts or cooking, but he received “basic” skills in fields such as mathematics or language. For example, his parents did not teach him geometry. The expert who was in charge of examining the case in fact noted a “confusion” between the family routine and the school routine and also pointed out the “privatization of socialization” of the child. Does it explain anything else? Yes. The ruling conveys an interesting message. He explains that “home education may not be criminally reprehensible,” but it must meet a series of requirements, guaranteeing that the child will receive “sufficient” training thanks to an educational system that must be “responsible and competent.” In fact, this is not the first ruling issued by the Vigo court on the subject: at the beginning of 2024 spoke about another case involving parents who educated their son at home throughout the 2021-22 academic year. The Prosecutor’s Office found a crime of “family abandonment” (the same one that has been tried now) and requested five months in prison for the parents and six months of disqualification for parental authority. What was the result? On that occasion the judge acquitted them. Although he homeschooling was underlying in both cases, the judge noted clear differences in both cases. In the 2021-2022 report, it concluded that the parents did not show “carelessness” or “carelessness” and carried out “responsible unschooling.” The little boy continued to be educated with official books, he attended various extracurricular activities and the homeschooling It only really lasted one course. In fact, a year later the minor was already attending another center again, where he continued training “with absolute regularity” and obtained good grades. Is it legal or not legal? Europa Press assures that the ruling of the Court of Vigo warns that the homeschooling It is not a legal option in our country and it is “unquestionable” that parents who do not send their children to school violate an obligation contained in the … Read more

Neobanks break 25% market share in Spain. Traditional banking is losing young customers

They are no longer an anecdote, they are a main actor. For the first time, neobanks have exceeded 25% of the market share among individuals in Spain. A new report echoed by some media, places the penetration of these entities in 27.2%. It is a significant jump from the 21.8% they registered in 2024. The data confirms a clear trend: traditional banking is losing the battle for the young customer, although it continues to retain the main business. Image: Revolut What is a neobank. Unlike traditional bankingneobanks operate 100% digitally, without physical branches. Their model is based on a very light cost structure that allows them to offer commission-free services all managed from a mobile app. The Bank of Spain itself defines them as entities that offer banking intermediation services in a completely digital way. The assault on the young public. Neobanks entered the Spanish market attacking a very specific niche: young people and travelers. a study from Adyen and OpinionWay reveals that practically all Spaniards (93%) reject paying banking fees abroad. This has caused 59% of millennials and 55% of Gen Z to trust them more than traditional banks when traveling. Part of the “win” in innovation and reputation It’s not just in the product, but in the marketing. They understood that an app was not enough to attract the new generations; You had to be where they are: social networks and platforms like Twitch and YouTube. Revolut has been the most aggressive, renewing for a third year its alliance with Ibai Llanos and sponsoring its “Evening of the Year.” It seems that traditional banking has reacted to this trend, and has used the same weapons: now, Banco Santander has signed the YouTuber Plex. With almost 15 million followers on their networks, He is the protagonist of the last campaign. The Revolut surprise. This growth is not uniform; It is led by the well-known Revolut. A report from the CNMC was devastating: in 2024, Revolut led the acquisition of new accounts in Spain with 19.8% of the total, surpassing giants such as BBVA and Santander. The CNMC was blunt and recognized that “neobanks and fintechs pose a real competitive threat.” Figures. That leadership in recruitment now translates into real money. According to data from Expansion and El Mundo, the total neobank customer base in Spain exceeded five million in 2024. Revolut quadrupled its deposits in a single yeargoing from 739 million euros to 3,127 million. Meanwhile, its competitor N26 (with one million clients) suffered a 9% decline in deposits since December. Image: BBVA Fintech in traditional banks. The reactionary stance of some entities has led them to a strategy: launch their own neobanks to compete in the same field. Imagin stands out, promoted by CaixaBank. Your numbers They do not leave many doubts: they can boast 3.5 million clients and a 48% market share in the 18 to 34 year old segment among the main neobanks. But very few trust them with their payroll.. Despite the good penetration figures, traditional banking continues to dominate the main relationship with the customer. According to a report by Inmark, banks such as CaixaBank, Santander and BBVA account for almost 84% of the business market. Among individuals, only 4.2% use a neobank as their main entity. However, the goal of neobanks is stop being a complement. They are ripening to attack the core business of banking: Revolut has already announced its plans to offer mortgages in Spain and yes it has materialized installment payment services. The official view: necessary competence. The rise of fintech is a trend validated by official organizations. The Bank of Spain, in its 2025 Observatoryconfirms a 50% growth in the number of entities since 2020 and a 249% increase in their total assets since 2018. At the European level, the president of the Single Resolution Board recently warned that the Revolut model reinforces the need for a deposit guarantee fund mutualized in the EU. For its part, the National Commission of Markets and Competition (CNMC) and your report It is important to understand why they succeed: The traditional banking sector is highly concentrated. Spain (HHI of 1,331) has a higher index than Germany (323) or France (567). This lack of competition is one of the reasons why traditional banks do not remunerate deposits. It is the neobanks who break this dynamic. The Spanish banking sector is four times more concentrated than the German one, according to the CNMC. Neobanks have not grown by chance: they have taken advantage of the void that traditional banking left by not competing Now, there are always stones on the road. The CNMC points out that Spaniards have a “relatively high level of distrust” in online banking – only 23% feel “very comfortable” compared to the 41% average in the eurozone – and “below” average financial education. This paints a battlefield for the coming years. The growth of neobanks shows that they have won the usability war: they are easier to use and have masterfully conquered the young public. However, CNMC data reveal that traditional banking still has the most important defensive moat: customer trust and inertia. Cover image | Composition with images of CardMapr.nl and Revolut In Xataka | There are more and more millionaires in the world and that is a problem: luxury products are no longer exclusive

The memory of young people is deteriorating at a record pace. Science thinks it knows why

The memory problems among youth are beginning to be worrying. This is what a new study scientist published in the magazine Neurology and that tries to answer why this happens and above all the reasons that exist for our youth to begin to be in decline in regards to to your memory. The surprise. What can logically be expected is that with the passage of time and accompanying aging, memory problems begin to appear that anticipate dementia. But in the United States, after analyzing millions of people, they have seen that the population most affected by this ‘mental fog’ is precisely the youth. And the result in this case is very important: self-reported cognitive problems among young adults aged 18 to 39 have almost doubled in the last decade. But it is something that we are not understanding. The study. To reach this conclusion, a total of 4.5 million people who responded to the national survey of the Behavioral Risk Factor Surveillance System (BRFSS) from the CDC and collected between 2013 and 2023. In this way, there was a truly large sample of people to analyze, although limited only to the United States. The results in this case were quite clear: the prevalence of adults reporting a cognitive disability increased from 5.3% in 2013 to 7.4% in 2024. But what was truly interesting came when separating the results by demographics: In young people aged 18 to 39, the rate skyrocketed from 5.1% in 2013 to 9.7% in 2023. This group is, in fact, the driver of the overall increase in the entire population. In those over 70 years of age we saw a decrease in prevalence from 7.3% to 6.6%, when logic tells us that it should increase. Other factors. In order to know the reason for this increase, other factors behind the respondents had to be traced as well. In this case it aimed at the income level: Have low income with less than 35,000 dollars a year left us with a prevalence that increased from 8.8% to 12.6% With high incomes (>$75,000) the rate was much lower, although it also dropped from 1.8% to 3.9%. But the same thing happens with the educational level, where young people who did not even have high school went from 11.1% to 14.3% while those with university degrees increased from 2.1% to 3.6%. And even in order to obtain much more information, they wanted to analyze the prevalence according to the race of young people, where it could also be seen, for example, that Asian adults are the ones who reported the least cognitive problems. Specifically, the data is the following: American Indians/Alaska Natives: continue to have the highest prevalence, rising from 7.5% to 11.2%. Hispanic adults: saw a significant increase from 6.8% to 9.9%. Black adults: The rate rose from 7.3% to 8.2%. White adults: increased from 4.5% to 6.3%. Asian adults: Consistently maintained the lowest rates, going from 3.9% to 4.8%. What is happening? With all the data in hand, it is logical to think about what is happening so that young people increasingly have more cognitive problems. And for researchers there is not only one valid answer, but there are several that are being proposed. The first of them is that there is greater awareness about this problem, and that is why there are more people who raise their hands when presenting it and have no doubts when it comes to seeking help. But there are also other factors such as economic stressors or work problems that seem to be contributing to these trends. All this without forgetting that the greater presence of digital tools may have meant that our memory is not as trained. But all the social and economic factors we face today can also mark an important milestone when it comes to the real burden on our minds. This ‘overload’ can condition the appearance of these highly relevant cognitive symptoms. Images | Eliott Reyna Milad Fakurian In Xataka | Finding a job had always been a good way to escape poverty: in Spain it is no longer true

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