trap Archives - Page 2 of 2

There is only one group that is escaping the mortal trap of the house in Spain: the heirs

July 3, 2025 by usatoday24

Spain is (increasingly) more A country of heirs. And so It is felt In its real estate market. If in 2007 11% of the homes that changed hands did it through inheritances, in 2024 that data already exceeded 19%. In Fotocasa Research they have dropped even more retail And they have found that 16% of the entire Spanish real estate offer feeds on homes that have gone from family members to others, an even greater percentage if we stick only to the sale market. After that figure there are opportunities … and challenges. The percentage: 16%. A few months ago Fotocasa Research technicians asked a question: what weight do inheritances in the Spanish real estate market? To get out of doubt in February they conducted a survey that yields some interesting results. First, because they help us understand the current ‘photo’ of the market, very conditioned by a lack of housing that does not cover the new work. Second, because they are completed with others similar studies of the last five years. Of all its conclusions the most revealing is that, in a market very marked by the mismatch between supply and demand, the inherited homes are almost fifth (16%) of all available properties. It is also not a timely situation. The data coincides more or less with that of the last year (15%), although it is below the 18% peak registered in full pandemic. More sales than rentals. 16% is the ‘general photo’, but hides some nuances that can only be seen when lowering in detail. The main one is that this percentage varies considerably depending on the segment we are talking about, if we refer to houses available to rent or the sale market. In the second case, that of the houses looking for a buyer, the impact is greater. “By segments, the weight of the heirs in the sale market historically doubles that they have in the rent. People who have received an inheritance home represent 23% of the offer in the purchase market, while that percentage is reduced to 11% in the rental segment,” María Matos commentsDirector of Studies and spokesman for Fotocasa. Both indicators are located a percentage point above those noted last year. A full exchange market. Matos remembers that the weight of inherited housing has been increasing year after year due to the country’s demographic drift, marked by the aging of Baby Boomers and the progressive fall of birth rate, and warns of the effects of ‘Great wealth transfer’. “We estimate that in the next decade there will be the greatest transfer of intergenerational heritage in history, which will have a structural impact on the market,” Reflect The Fotocasa spokeswoman, and adds: “However, for each inherited house that is destined for rent, the double is sold.” Why this difference? In addition to collecting data, Fotocasa He has asked Also to some heirs who leads them to sell or rent their homes. The first conclusion, at least among the former, those who choose to get rid of their legacy, is that they weigh above all “personal motifs”, the reason that alleges 34% of respondents. Another key argument is that they are not attracted to the perspective of becoming homemade. And he does not basically do it for fear of defaults. “The heirs who prefer to sell also do so to avoid problems with the payment of rent (32%), an option that has significantly increased their support in recent years, since it was 23% in 2024”, Remember the expert. When preparing its study, the platform has also met with heirs reluctant to lease their homes for fear that tenants cause damage (21%) or the “absence of tax benefits that compensate for the risks” (21%). “A natural way”. Matos remembers that during the last year these misgivings have increased their impact on the market, And warn: “In the lease is where more housing is needed, so, if an environment of greater security and trust, many of these inherited homes could be generated, could become a natural way to increase the offer in rent.” Those who do choose to lease their houses in search of a source of income and profitability. And who inherit? That is another of the questions that answer The report. According to the data collected by Fotocasa, the profile of the heir who chooses to take out his home to the real estate market (either in lease or the sale) is very defined: they are above all men (they represent 60% of the cases) of around 54 years, upper or medium-high class and that usually reside with their partner and children. By communities, Madrid stands out, the region in which the heirs reach greater weight. Second is Andalusia and in the fourth Catalonia. Is there more data? Yes. Fotocasa gives a track, but it is not the only one that shows the impact of inheritance on the Spanish real estate market. Another is contributed by the INE, which has been elaborating for years A historical record of housing transmissions that close throughout the country looking at how they are carried out; That is, if it is donations, sale, swaps, inheritances or some other formula. Your conclusion? In 2007 they changed hands in Spain around 1.2 million homes. The vast majority (775,300) did so in sale operations and 131,200 through inheritances, so that last option had an impact of 11.1% on the market. Last year the photo was already something different. Of the million transmissions noted by the INE, 642,000 corresponded to sale and 201,000 with inheritances, which raises its footprint to 19.3%. Inheritances also gain weight in a delicate moment for the real estate market, very conditioned by the great demand and the shortage of supply. The Housing and Land Observatory shows that in 2024 they were completed almost 101,000 Housing to cover that imbalance, 13% more than in 2023, but the data remains well below the house creation rhythm noted by the INE. Images | Andrés García (UNSPLASH) and Joseph Bouvier … Read more

Apple got into a macOS trap and annual versions. He has managed to focus on the details

June 10, 2025 by usatoday24

How to improve a product in a remarkable product year after year? Moreover, how to do it when that product has more than two decades with us and is already super mature? That is the challenge that Apple faces every year with macOS, the operating system that governs its Mac since OS X made its appearance in 2001. In this (almost) fourth century, Macos has changed, without a doubt, but The surprising thing is that he has not done so. Who took a Mac at that time would not feel too strange with another of today. It would see changes and numerous modern functions, without a doubt, but in essence the interface has been preserved for a simple reason: it works. To adapt to the new times, Apple self -imposed a rule: there would be a new version of macOS – and, later, of the rest of the operating systems – every year. It was something initially reasonable, but that rhythm has ended up making perhaps not a conviction, but something that comes to play against him. Thus, while in the first years it was logical to expect great changes in functions and benefits, things have been very different in the last editions. There was not so much to scratch, and we have not really striking surprises. Instead, Apple has been focusing on some specific areas of the operating system to try to give significant jumps in benefits. Let’s see what happened in the last three versions of macOS: MacOS 14 Sonoma (2023): the main novelties They were the widgets on the desktop, the screen funds in slow camera and new functions during videoconferences, for example. Nothing really spectacular. MacOS 15 Sequoia (2024): here They debuted The new iPhone mirroring system, a new password app and also the options to better manage windows on the desktop. Macos 26 Tahoe (2025): In addition to the redesign with Liquid Glassin the latest version the focus was in the improvements in the mirroring of the iPhone and of course the changes in spotlight and shortcuts to enhance them more than ever. It is not that none of those changes especially call attention. In fact they can become disappointing for the most demanding users. “Is this really the only thing that changes after a whole year?” They will say. It is a reasonable and logical question, but here there are several factors that explain that apparent lack of ambition. The first, that of the maturity of the operating system. With macOS we are facing a veteran and very solid system in which practically everything works as one would expect. Apple has been polishing it during all this time, and that has allowed the mechanics to be strengthened while small improvements were added here and there. The main features of Macos 26 Tahoe do not seem much after a year of work. It is probably the best that could happen to users of the operating system. This is how Macos has adapted to the new times silently, with internal changes, support of new standards and protocols and of course support of the devices that have been part of the company’s ecosystem. We have a good example here in continuity, the system that “connects” the iPhone with the MAC and that debuted, ” More than a decade ago. That maturity is also closely related to the second of those factors we referred to by talking about Apple’s apparent lack of ambition. The famous “If you work, don’t touch it” It also becomes more true than ever, and it is not necessary to reinvent wheels when (in most cases) everything works as it should. But there is also an important third factor. It is easy to make changes when you have fewer users and your operating system, platform or application has just taken your first steps. But the thing changes when Apple you have more than 1,000 million users who use your devices. A change, however small, affects the lives of all these people, and can mean millions and millions of conflicts. There is therefore that having extreme care when making these changes, and in no way can they be radical or in form – that is why Liquid Glass is not “so different” – or in function – imaginated that suddenly the keyboard shortcuts or the way of using Finder will change. Apple knows better than anyone that situation, and given the challenge of presenting a new operating system every year, its solution has probably been reasonable. What they try is not to surprise us with radical changes, but Provide small practical improvements They try to make the lives of the most comfortable users. That is why we have the aforementioned continuity (continuity), and that is why the current focus on a supervitaminated spotlight that can end up being useful for many users. Is that disappointing? Maybe. Is Apple’s best option for the obligation to renew its operating systems every year? As boring or hard to seem, no doubt. In Xataka | The decline of the “Apple culture”. Blind devotion has evolved towards critical enthusiasm

The Ribeira Sacra is becoming a lethal trap for tourist buses: there are too closed curves

May 20, 2025 by usatoday24

In April a bus full of retirees was heading to the cannons of Sil, one of the tourist points more striking of the Ribeira Sacra. When trying to turn in one of the curves that gives access to this location, the bus He got stuck. Not only that: its front part was on the edge of the road and exposed dangerously to the slope that led to the river. It is the third incident of this type in the last two months. Curves too closed. Last weekend another bus full of tourists was caught on the Lu P-4103 road, between Ferreira de Pantón and Santo Estevo de Ribas de Sil, in the province of Lugo. As they point out In Galicia Newsthat section is already known for its closed curves, which are not a problem for cars, but that are for buses. A misleading road. As they point out In the voice of Galiciathe road that has become a nightmare for buses cheats at the beginning. When Ferreira de Pantón leaves “it seems safe, but its final stretch, the descent to the bridge that crosses the SIL near the Santo Estevo train station, not only narrows, but earns pending and is filled with curves.” It is in the two worst, 180 degrees, in which buses can get stuck. The narrowness and slope join the problem and turn these curves into a true trap for buses. Black Points in La Ribeira Sacra. To that black point are joined by the entries to the Tourism Parador of Santo Estevo, in Nogueira de Ramuín, and to the abandoned monastery of Santa Cristina, in Sil Parada. Access to Playa de A Cova is also complicated. GPS browsers don’t help. In that incident the driver, alerted by a neighbor, was able to maneuver and turn to continue the journey by an alternative route, the N-120. The problem in many cases is that the GPS browsers used by drivers indicate that LU P-4103 is the fastest route, but do not offer notices about those paths that can be an important problem for heavy vehicles. The two possible routes: La Corta (Lu P-4103) is the one that makes us go through closed curves that can become a bus trap. Better the longest route. To go from Ferreira de Pantón to the jetty of Santo Estevo, from where the guided tours of boat to the cannons of the Sil, there are two possible routes. The browsers They show both. The fastest is that of the Lu P-4103 road, 18 km away and that is traveled on average in 28 minutes. The second, adequate for heavy vehicles as buses, is what is made along the N-120 road, with a 28 km route that is completed on average in 36 minutes. In this second case there are no closed curves that threaten buses and other heavy vehicles. And it is not easy for them to be updated. Today we depend on companies such as Google and Apple and their maps to use their browsers, but it is not easy to suggest changes in these maps to prevent such problems. Each of the three major alternatives acts as follows: WAZE: It only allows you to warn of incidents andn real time (Works, cars in the gutter, bumps, objects), but there is no way to suggest that this type of notices are added to the map permanently. Is A very voted request In your suggestion mailbox, but for now there is no update that allows you to do something like that. Google Maps: It allows to contribute With data or content errors, such as Add or correct roads, although this option is “only available in some countries and regions.” Although we can notify on cut roads, it is apparently not possible to mark that road as narrow or with curves too closed for heavy vehicles, for example. Apple Maps: In Apple’s service there is also the option of Notify incidents In real time, and also to inform with a problem And the signage, what? The neighbors themselves expressed in the voice of Galicia their opinion on a problem that has an obvious solution: signaling these roads to warn of these closed curves. As those neighbors indicated, “it is not understood that they have not yet placed warning signs on the roads.” Spokesmen of the Diputación de Lugo indicated in that newspaper that that is effectively the solution, and confirm that they will “reinforce and improve signaling” on that road to “anticipate these situations, protect both users of the road and the environment and guarantee a safer and more orderly circulation.” Image | Saxad Isz In Xataka | Painting color asphalt is the latest trend on half -world roads. And the DGT has its own plans

Valencia promised them happy with his new law to regulate tourist floors. Until “the 11 -day trap” arrived “

April 3, 2025 by usatoday24

Made the law, made the trap. In His attempt To tackle the proliferation of tourist floors, the Valencian Community has encountered an unexpected (not so) challenge: the picaresque of the homemade, who have found in The new law that regulates the sector a loophole that allows them to rent floors to tourists by receiving more lax standards. The key is in something in principle as innocent as the duration of the rooms. To be more precise in themselves last more or less than 10 days. There are those who already talk about “The 11 -day trap”. What happened? The news I advanced it A few weeks ago the newspaper Levante-EMV: Airbnb have begun to announce apart from Valencia with a common denominator, the minimum time of stay required to their tenants. It doesn’t matter in which street they are located, how they are decorated, their surface, whether or not they have seen the sea or if they are more or less expensive. In all the same is repeated and invariable condition: minimum stay of 11 nights. Not one less. Are they many homes? A few. At the end of February Levante-EMV He pointed out that only in Airbnb could be consulted “tens” of housing located in residential blocks of Valencia (sometimes located in thirds or fourth plants) that were offered under that condition: a minimum stay of 11 days. A quick search on the same platform shows that ads are still like this. Moreover, there are businesses that They have decided Start applying the same criteria. And why 11 days? To understand it you have to use Valencian legislation. To be more precise of Decree Law 9/2024a text approved in August and that updated the 2018 standard on vacation rentals. Your goal, like He moved in 2024 The Valencian government is “to improve the regulation” of tourist floors and “offer legal certainty” to users and homemade. The key is what is a ‘tourist floor’ for the new regulations. Where the temporary barrier comes into play. When modifying article 65, the document Clarify That the “housing for tourist use” are those that (among other conditions) “are given in conditions of immediate availability, for tourist purposes, for a time less than or equal to 10 days, computed continuously to the same tenant.” What does that mean? That vacation homes are associated with that temporal horizon: 10 days. Anyone who is rented for longer would remain out of that categorywhich requires also having a tourist license. In practice it is a legal route that allows homemade to announce their homes on platforms such as Airbnb as something else: Seasonal rentals. According to the urban lease law (Lau) The latter are the rentals that are not destined to cover “the permanent need for housing of the lessee.” The Moncloa already It has been proposed Work in their regulation to prevent them from being used to dodge the requirements that apply to conventional rentals and benefit people for whom they are really intended, such as students. Why is it important? Because one of the objectives of the regulatory change applied in August 2024 in the Valencian Community was precisely to stop the increase in tourist homes, a rental modality that has gone winning strength in Spain and Tense (even more) the market residential. It was recognized by the regional government itself by arguing what it was looking for with the new regulations, in addition to “stopping unfair competition” or giving greater “transparency” to the sector. “The proliferation of this modality (…) has meant its exponential and uncontrolled increase in certain areas, which determines the need to adopt urgent measures to stop a phenomenon that, if not acting immediately, can generate problems that are exponentially aggravated,” reasoned In 2024 the Generalitat Valenciana. There are experts who They already question that the new law has been right when specifying what a home for tourist use is. Have you had consequences? Yes. Or at least reactions. After The news of Levant The Federation of Neighborhood Associations of Valencia (FAAVV) has demanded that the Generalitat regulations be changed as soon as possible He has jumped Already to the Valencian political debate. “Instead of proposing clear limits to the activity and assuming the responsibility of inspecting and sanctioning create endless ambiguous and contradictory assumptions,” laments the FAAVV. “The norm must be changed because it does not help to contain the threat of tourist floors against residential rental and create legal confusion and insecurity.” And what does the government say? The Ministry of Tourism has already warned that the fact that a rent is not considered tourist does not mean that it should not comply with certain standards, such as the deposit of a bond, and that in those cases in which a fraud is appreciated those responsible are exposed to sanctions that can reach 10,000 or even 100,000 euros, depending on the characteristics of the case. However, they are open to make certain adjustments in the standard. “The law was approved in August. Now that it has been working for a while we will review everything, see if there is any type of dysfunction and act,” Recognize The regional government, which also ensures that the vision of this temporal framework (the 10 -day stays) varies from one locality to another. A few weeks ago, the Generalitat discharged 886 homes of the Tourism Registry for lacking NIF/NIE, And he warned: It is the first phase of a process that will end up affecting 34,000 homes. Images | Giuseppe Bucola (Unsplash) In Xataka | If the question is whether tourist floors take the price of rentals, we already have the answer: more than 30%

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