profits

In Euskadi they believe they have the solution to the neighbors’ opposition to wind power. Let them take 7% of your profits

by

On May 18, the pre-booking period opened. In less than 24 hours, 51 residents of Rioja Alavesa had already put their money in the wind farm that no one wanted to have next door. Seven percent guaranteed annual profitability. Minimum investment, 1,000 euros. Project name: Gure Haizea. Our wind. Euskadi has not inaugurated a wind farm for twenty years. The last one came into operation in 2006. For two decades, projects have multiplied on paper and have gotten stuck in the courts, in the allegations commissions and in neighborhood assemblies. The result is that the autonomous community, which has a world-class wind industry, produces only 7.9% of its electricity with its own renewable sources. The Basque Government’s objective is to reach 15% in 2030. To achieve this, it needs the residents of the affected municipalities to say yes. And so far, the majority have said no. The park that no one wanted to have next to. The Labraza wind farm, in the Alava municipality of Oion, is under construction. Forty megawatts of power and an investment of 59 million euros. When it comes into operation, it will produce around 99,679 megawatt hours per year, enough to supply around 30,000 homes, and will avoid the emission of approximately 16,300 tons of CO₂. It will also increase the installed wind capacity throughout the Basque Country by 26%, according to data from Iberdrola and of Basque Energy Entity (EVE)the public agency of the Basque Government that co-manages the project through its joint venture with Iberdrola, called Aixeindar. What makes Labraza more than just another wind farm is what this joint venture has just announced: for the first time in Euskadi, citizens will be able to participate in the financing of the project and collect interest for it. The chosen formula is crowdlendinga type of crowdfunding in which individuals lend money to a project and receive a guaranteed annual interest in return. In this case, 7%. The platform that will manage the process is Fundeen, the first Spanish investment platform in renewable energies authorized by the National Securities Market Commission (CNMV). The maximum term is three years. The minimum contribution, 1,000 euros; the maximum, 100,000. The total objective of citizen financing: three million euros. As reported by the Basque Energy Entitythe pre-booking period opened on May 18. In just 24 hours, 51 small investors had already covered 60% of the objective, according to data published by ElDiario.es. The final financing will be formalized in June. The problem that profitability tries to solve. The rejection of wind farms in Spain—and in Euskadi in particular—does not arise out of nowhere. It has concrete and legitimate roots. The reasons for rejection They are diverse: the landscape impact of wind turbines in mountainous areas with strong natural and cultural value, criticism related to noise, the effect on birds and ecosystems, and above all the feeling that large electricity companies obtain benefits while municipalities receive little real compensation. In Álava, more than 100 renewable initiativeswith an especially high concentration that has triggered neighborhood alarms. The underlying issue is more structural. 84% of Spain’s renewable energy is produced in rural areas and in so-called emptied Spain, but without that money stay in the territory. The municipalities assume the visual, sound and landscape impact. Energy travels to cities. The benefits go to the company headquarters. That energy inequality is the core of a problem which has manifested itself in different ways in different territories: Aragon tried to keep its energy surplus, Galicia proposed half-price electricity for residents of municipalities with renewable installations, and now Euskadi is trying 7% profitability for its citizens. The proposal of crowdlending try to attack exactly that gap. If the neighbors also make money from the wind, the equation changes. The park stops being an infrastructure imposed by someone from outside and becomes, at least partially, an own investment. That is why the name in Basque matters: Gure Haizea It’s not just a brand, it’s an argument. More than money, also cheaper electricity. The mechanism is simple in its conception. Through the platform Fundeeninterested citizens can enter the Labraza project as lenders: they contribute between 1,000 and 100,000 euros for a maximum of three years and receive a guaranteed 7% annual interest regardless of what the park produces. They do not buy shares or become owners, but rather creditors of the project. It’s an important distinction: the risk is lower than in direct investing, but so is the control. The initiative is primarily aimed at the inhabitants of Labraza, Barriobusto, Oion and Rioja Alavesa, although it is also open to the entire historic territory of Álava. The objective, according to EVEis to always prioritize investors from the areas closest to the park. It is not limited to financial performance. The inhabitants of the Administrative Boards of Labraza and Barriobusto They will also be entitled to a special electricity rate once the park comes into operation, and throughout its useful life. The package also includes up to 90 local jobs during construction, an initial income of around 1.2 million euros for the municipal coffers when the works start and about 230,000 euros annually in taxes and fees. To explain the details, Iberdrola and EVE organized in-person information sessions in Labastida, Oion and Laguardia during the month of May. Spain already has precedents. What Euskadi presents as new is not exactly its own invention. The model of crowdlending for wind farms has already been tested in other Spanish communities, always with the same platform—Fundeen—and with a profitability also set at around 7%. In the Canary Islands, the company Ayagaures Medioambiente promoted the Renove II wind farm in Agüimes (Gran Canaria) with exactly this scheme. More than 45 investors, prioritizing the residents of the municipality, contributed 1,080,000 euros, 20% of the total budget of just over five million. The success was such that the company is already working on a second project with the same model. In Navarra, the Montes de Cierzo wind farm of the Norwegian Statkraft also … Read more

CXMT has multiplied its profits by 18

by

A few days ago we witnessed how ChangXin Memory Technologies (CXMT) had just presented figures that seemed unthinkable just a year ago. The Chinese company specialized in DRAM memories has skyrocketed its net profit by more than 1,688% in the first quarter, causing its income to multiply by eight compared to the same period of the previous year. The culprit, as is usual in these cases, is global memory shortagewith long supply chains that are focusing almost exclusively on one thing: AI. Why is it important. CXMT has gone from being an almost anecdotal actor to become a key piece of the global semiconductor board in a matter of months. The company was born in 2016 to reduce China’s dependence on large DRAM manufacturers, a market historically controlled by Samsung Electronics, SK Hynix and Micron. A decade later, that bet is beginning to bear fruit at the worst possible time for its rivals and at the best possible time for Beijing. In detail. According to inform Nikkei Asia, CXMT posted a net profit of 24.7 billion yuan (about $3.6 billion) in the first quarter, with revenue of 50.8 billion yuan. The company itself attributes this jump to the sharp global rise in DRAM prices. To get an idea of ​​the change in scenario, a year ago, in the same quarter, the company was still recording losses of 1.6 billion yuan, according to data collected by Reuters. For the first semester as a whole, CXMT foresees revenues of between 110,000 and 120,000 million yuan and a net profit that could reach 57,000 million. That is to say, CXMT is going through a very sweet moment. Memory for AI. As we have mentioned, and you can surely imagine, the takeoff of CXMT is due to the great memory crisis that we are witnessing at all levels. Large manufacturers have shifted much of their production lines toward high-bandwidth memory (HBM) to power AI data centers, leading to unprecedented shortages in conventional DRAM. According to data According to TrendForce, standard DRAM prices have nearly doubled in the first quarter and could rise another 60% in the second. And CXMT has slipped into this gap, which currently has a global share of 7.67% according to Omdiamaking it the fourth largest manufacturer in the world and the first in China. The customer factor. There are large companies that are already looking at CXMT with some interest. Bloomberg appointment Among its clients are Alibaba, Tencent and ByteDance, the big names in the Chinese digital ecosystem. But the circle is widening, and Nikkei Asia says that PC manufacturers of the caliber of HP, Dell, ASUS or Acer are open to homologating their chips given the difficulties in obtaining sufficient memory on the market. Geopolitics. The issue, however, is complicated in terms of regulation. And in the United States they already work in the proposal known as the MATCH Actwhich seeks to tighten restrictions on the export of chip manufacturing equipment to China and include more companies on commercial blacklists, including CXMT itself and Hua Hong Semiconductor, as detailed by Nikkei Asia. The IPO prospectus was also presented just after the summit between Donald Trump and Xi Jinping in Beijing, at a time when the technological front continues to be one of the hottest points between both powers. The IPO. CXMT intends raise 29.5 billion yuan in Shanghai’s STAR Market. It would be one of the largest IPOs of the year in the country. According to the company, the money will be used to update production lines, improve DRAM technology and fund research into the next generation of memories. The company operates three 12-inch wafer fabs spread between Hefei and Beijing, and acknowledges that its current capacity remains insufficient for domestic demand. And now what. The strategic move that should be followed is to enter HBM. CXMT has started large-scale production of HBM3 memoriesthe critical component for AI servers, thus breaking the control exercised by the three large historical manufacturers. For now, this production remains in China, but its mere existence already helps relieve tension on the global chain. Cover image | CXMT and Jakub Pabis In Xataka | A mathematical problem had been resisting experts for more than 80 years. An AI has surpassed them all

A single shareholder will earn 3,234 million euros thanks to Inditex’s record profits: Amancio Ortega, of course

by

There are companies that never stop breaking their own records and Inditex is one of them. The Galician group that owns Zara, Massimo Dutti or Pull&Bear has closed its 2025 fiscal year with a record net profit of 6,220 million euros, which is 6% more than the previous year. It is the fourth consecutive year that Inditex exceeds its own historical highs. However, what is really striking is not only the record achieved by the textile giant based in Arteixobut that record profit also implies unprecedented dividends for its shareholders. The 2026 dividend is the largest that Amancio Ortega will receive from Inditex in the entire historical series. No less than 3,234 million euros. A billion-dollar dividend. The Board of Directors of Inditex approved in its presentation of 2025 results the distribution of dividends among its shareholders. Given the increase in profits obtained this year, Inditex will offer a total dividend of 1.75 euros gross per share, which represents an increase of 4.17% compared to what it delivered the previous year. This dividend is made up of two parts: an ordinary component of 1.20 euros per share, equivalent to 60% of net profit, and an extraordinary payment of 0.55 euros per share. As is customary for the textile giant, the distribution of this dividend will be carried out in two equal payments of 0.875 euros per share. The first, scheduled for May 4, 2026, and the second will be sent on November 2, 2026. Two dates on the calendar that, for Amancio Ortega, have a very specific economic implication. What happens to Amancio Ortega. With a participation of 59.29% of the capital, distributed between his company Pontegadea (50.010%) and Partler Participaciones, Amancio Ortega controls 1,848 million shares of Inditex. Applying the dividend of 1.75 euros for each share, the resulting figure is 3,234 million euros gross, which implies surpassing the barrier of 3,000 million euros for the second consecutive year. Ortega received 3,104 million euros in 2025 for this same concept. To put this data in a little perspective, in the last five years, Inditex has raised its dividend by 88%. During that period alone, Ortega has earned 13.12 billion euros in dividends. Almost half of that amount, about 6.3 billion, corresponds only to the last two years. 100% of that income has gone directly to the accounts of Pontegadea, with which it makes all the investments that have led it to become the largest Spanish real estate by value of assets and one of the largest in Europe. The rest of the Ortega family also receives dividends. Despite being the largest company on the Ibex 35, Inditex has not lost the participation of the Ortega family, so its founder is not the only one who benefits from the distribution. His eldest daughter, Sandra Ortegacontrols 5.05% of the capital through the Rosp Corunna companywith 157.48 million shares without voting rights. For them, he will receive 275 million euros in dividends. A figure that, by itself, would be an extraordinary income for any medium-sized company. Curiously, Marta Ortega, youngest daughter of the tycoon of fashion and current president of the company, only controls 42,511 Inditex shares, for which she will receive a payment of 74,400 euros for those dividends. An abysmal difference with respect to his father. In Xataka | Amancio Ortega: the billionaire who lives like a neighbor (except for private jets and superyachts) Image | GTRES, Unsplash (Igal Ness)

Ouigo has presented record numbers (and profits) in Spain. Renfe’s response is clear: they do not believe it

by

“Renfe is today the only high-speed operator in Spain that manages to close the year with profits, while the rest of the companies in the sector continue in the red” The phrase is clear and the content clear: Renfe continues to be considered the only company in Spain that presents benefits in high speed. We could consider the statement valid but it has only been a few days since Ouigo put another piece of information on the table. “For the first time,” they noted in the presentation of their results that the company “managed to generate positive EBITDA for the first time.” And yet, both may be right even if the data seems contradictory. A fight that doesn’t stop From March 15, 2021the Spanish railway sector lives two realities. The first is that Ouigo operates on Spanish railways, standing up to Renfe. The second reality is that both companies maintain an open war in an exchange of statements that does not seem to end. Although a low profile was maintained in the first two years, in 2024 the Government arrived to support Renfe in a fight that they consider unequal. Then, Óscar Puente, Minister of Transportation, already stated that Ouigo operated through unfair competition. According to the Government and Renfe, Ouigo can offer lower prices than them because it is supported by France from the other side of the border. Months later, Puente raised the bar and said that I would report the French to the European Commission for unfair competition. Then it was pointed out that Ouigo was operating in Spain because it was losing money. But, in addition, France would be torpedoing its arrival to new lines in the country that could confront them in the local market. That is to say, Spain had ended up opening doors that France closed to them. Since then, we have not had news of the complaint but it is certain that Ouigo and Renfe maintain an open battle that has presented us with various chapters. We have seen disputes over prices but also over the type of repairs Ouigo was doing in the Renfe workshops (Renfe has to offer them its space but considered that these exceeded the current permits) or statements from the French making it clear that for the particularities of high speed spanish It would be impossible for them to compete in Madrid-Galicia. The last battle of this war has to do with the financial results. January 26, 2026the SCNF group, owner of Ouigo, presented a press release in which it boasted that it had achieved a 44% increase in passengers on its Spanish trains. And, in addition, he pointed out that for the first time they achieved a positive EBITDA. This has been read as if, for the first time, the French company was making profits in our country, although the truth is that the accounts were not detailed and only that financial term is pointed out. The point is that the EBITDA It refers to the operating income of the business and certain expenses but does not take into account taxes on profits, financial expenses such as interest on loans or amortizations. At the moment, Ouigo has not provided these data, but we do know that the companies that operate in our country at high speed they were losing money. This has been a constant since the arrival of Ouigo and Iryo and, in fact, both have had to receive new investments to be able to face the losses that have come upon them in the last four years. This difference between the EBITDA and the net result is what Renfe uses to proclaim itself as the only company that operates on Spanish high speed and making profits. “At the end of 2025, the Renfe division dedicated to passenger transport obtained a net profit of 70.2 million eurosa figure clearly higher than the previous year (5.4 million)”, points out in his statement. Therefore, both companies are right, neither is lying. But none of them tell the whole truth. And Ouigo, everything indicates, will continue to give net losses this year but it is true that it has years left to amortize the investment it had to make to bring its trains to Spain. Collecting a positive EBITDA is a good sign because it indicates that you are moving towards profitability but you will not be able to obtain it until you meet the interest on the requested loans and the amortizations. Renfe, on the contrary, with a consolidated network in Spain and the experience of working in the field since before becoming a company with private capital, has a clear advantage over rivals. It is true that, as Transport Minister Óscar Puente has complainedis also obliged to provide a public service that does not always have to be profitable. Photo | Wayback Machine and Cheng-en Cheng In Xataka | The overwhelming success of the train in Spain: when they gave us a choice, we chose to flee the airports

They already add 30,000 in just three months and at a time of record profits

by

Amazon has confirmed the layoff of 16,000 workers worldwide, just three months after announcing the elimination of 14,000 positions. The company communicate the cuts as part of a plan to “eliminate bureaucracy” and streamline its organizational structure. The interesting thing is that the announcement comes at a time of record profits. Why it is important. This is the second large wave of layoffs at Amazon in just one quarter, bringing the positions eliminated to around 30,000. The figure becomes more relevant if we consider that next week Amazon will present its financial report, where Wall Street analysts expect revenues of more than $211 billion and profits of more than $21 billion, according to inform The New York Times. Cuts especially in the United States. The layoffs primarily affect Amazon corporate employees, who make up about 350,000 of the company’s 1.5 million total global workers. According to account BBC, most of the cuts will be concentrated in the United States, although some positions in the United Kingdom could also be affected. In the October wave, more than 1,500 positions were eliminated in California alone, most of them software engineers. How to the workers have found out. He official announcement It has arrived after an error. According to explains BBC, On Tuesday night, Amazon Web Services (AWS) workers received a calendar invite to a meeting the next day. A draft message signed by Colleen Aubrey, senior vice president of applied AI solutions at AWS, mistakenly appeared in that invitation, detailing the layoffs under the codename “Project Dawn” (Dawn is the name Amazon uses internally to refer to the layoffs). The message was quickly deleted, but the media had already covered it. It was hours later when Amazon published the official statement. Restructuring. Beth Galetti, senior vice president of people experience and technology at Amazon, wrote in the official post that the changes seek to “strengthen the organization by reducing layers, increasing ownership and eliminating bureaucracy.” He added that they do not plan to establish “a new pace” of reductions every few months, although he left the door open, adding that each team will continue to evaluate its structure “as appropriate,” especially “in a world that changes faster than ever.” Where the money goes. As Amazon cuts tens of thousands of corporate jobs, it is investing massive amounts in another direction: artificial intelligence. According to the NYTthe company spent $125 billion on new data centers and other capital investments last year, primarily to compete in the AI ​​race. Amazon CEO Andy Jassy already warned last summer to corporate employees that artificial intelligence would mean that, over time, the company would operate with fewer such workers. Contradictions. In autumn, Jassy told investors that the layoffs had less to do with AI or finance and more to do with reducing bureaucratic layers. However, according to point NYT, reductions in several divisions were based on specific goals to cut operating costs. All this while in the quarter from July to September, sales reached 180,000 million dollars and profits exceeded 21,000 million. Yocollateral impact. On the other hand, just before Amazon’s announcement, UPS also has communicated which plans to eliminate up to 30,000 jobs this year. Guardian share that UPS has been working to reduce the millions of low-value deliveries it makes for Amazon, since although it is its main customer, this large volume of shipments provides “little benefit”, referring to the fact that they are cheap packages that represent a high operating cost for the company. What happens to those affected? Just like share company, laid-off employees in the United States will have 90 days to look for an internal position at Amazon before permanently leaving the company, although the period varies by country. Those who do not find or seek a new position will receive compensation, outplacement services, and health insurance benefits. Cover image | Israel Andrade In Xataka | Something has broken between Europe and the US: France leaving Zoom behind and Teams in its administration points to something bigger

Samsung has tripled its profits

by

The madness with the RAM memory prices is conditioning how the PCs that are sold are assembledthreatens with increase in the price of mobile phones and there is even talk that Mobile phones with 4GB of RAM are coming back. But what is bad news for the vast majority is excellent news for a few, and there is a clear winner. Samsung is getting rich. Samsung has published the fourth quarter 2025 results and the figures make it clear that if there is a winner in the problem of RAM prices, it is them: Operating profit for the quarter was $14 billion, a year-on-year increase of 208%. Compared to the previous quarter, operating profit has increased by 64.3% and revenue has increased by 8.1%. It sells more, but above all it sells more expensively. If we look at the photo of the full year, Samsung has earned 33% more than in 2024. Why it is important. Samsung consolidates itself as a leader in the memory sector and enters a phase of extraordinary profits. Is the technology company that has appreciated the most in 2025, with a growth of 123.11%, all driven by the very high demand for memory to meet the needs of AI. The best option. Samsung shares They have risen almost 30% in the last month and 1.8% after the results were announced. The excellent results and valuation place Samsung in a very advantageous position in the market. According to Macquarie analysts “We did not find a better option than Samsung in the entire AI supply chain.” HBM. Seizing the moment, Jun Young-hyun, head of the semiconductor division, has assured that they hope to catch up with SK Hynix in advanced HBM chips, which are a key component in data centers. Samsung already announced its HBM4 chip a few days ago and its objective is clear: to once again be NVIDIA’s number one supplier. Unstoppable escalation. According to the latest report of Counterpointthe memory market is in a hyper-bullish phase. At the end of 2025, prices rose by 40-50% and another similar increase is expected in the first quarter of 2026. For the third quarter, they talk about 20% more. In other words, a 64GB RDIMM module (used in servers) cost $255 in September 2025, rose to $450 at the end of the year, and will cost $700 in March of this year. 1,000 dollars. The border of $1,000 is not that far away and reaching it seems feasible given that analysts predict that the situation It will continue throughout 2026some even point out that extends until 2028. If reached, it would be almost double what it rose in 2018 when another price peak occurred. No low prices, thank you. The insatiable demand for AI is causing shortages, which in turn are causing prices to rise. A possible solution would be to increase production, but Samsung and SK Hynix flatly refused arguing that there is a risk of overproduction. Currently, Samsung is only managing to fulfill 70% of DRAM orders. Looking at the numbers, it is clear that it is profitable for them. Image | Samsung In Xataka | The US is beginning to realize something worrying: AI data centers are skyrocketing its electricity bill

Xiaomi has made profits selling cars in its first year. The problem is that it has optimized for an unrepeatable moment

by

Xiaomi Auto, Xiaomi’s car division, reported a few weeks ago something that is considered impossible in the automobile industry: achieving profits in its first year. It has had a healthy gross margin of 25.5% and a net profit of 680 million yuan, about 82 million euros, thanks to 109,000 cars delivered in a single quarter. Barely a year after selling its first car, the division presents numbers that place a newcomer in the same range as BMW or Mercedes. One that took Tesla years to reach and one that other manufacturers like NIO are still not there. Some They died trying to get there. Lei Jun has executed an impeccable launch and his investors have reason to be impressed, but if we take a closer look at the numbers and break down the origin of the margins (something that must be attributed to Poe Zhao’s wonderful analysis in Hello China Tech), a different story appears: that of a company that has perfectly optimized for a moment that will not be repeated. Two figures: The average price per car in the third quarter was 238,000 yuan (about 29,000 euros). The broadest category was close to 260,000 (about 32,000 euros). Those numbers They are not representative of the market that Xiaomi wants to addressbut rather they represent a temporary concentration. In that quarter, many units of the SU7 Ultra and other premium configurations. The first buyers (the biggest fans of the brand, those who wanted to be the first to drive a Xiaomi) ordered the most expensive versions. It’s not that Xiaomi has fooled anyone, it’s the natural dynamic of any technological launch. The early adopters They always buy the higher versions. The testmotto is to confuse that initial demand with sustained market demand. The 25.5% margin does not validate your business model, it only tells you that you have sold the right product to the right people at the right time. The question is what happens when those people run out. Lu Weibing, president of the group, made this clear in the presentation of results. It said auto margins will likely fall in 2026 due to “competitive factors and normalization of the product mix.” It’s careful business language, but lto translation is simple: When you’re done delivering premium configurations and have to sell entry-level versions to maintain volume, you’re going to find out how much it really costs to compete in this market. Apple experienced something similar with the first Apple Watch. The first few quarters showed spectacular margins, but those numbers reflected sales to enthusiasts willing to pay for novelty, not sustained demand from a mature category. They had to learn to sell beyond the circle of fans. The difference is that Apple was not competing in a market with structural overcapacity and price wars. Xiaomi yes. Xiaomi competes in a Chinese electric vehicle industry where overcapacity is systemicgovernment subsidies have an imminent expiration date and the competition is fierce. There is another detail that should worry: Xiaomi is delivering cars faster than it is selling them. They are consuming the backlog of accumulated orders at a rate that exceeds the entry of new orders. An optimized factory running at maximum capacity is impressive, but if demand is not growing at the same rate, you have built production capacity for a level of demand that you have not yet proven exists. What is coming in 2026 is a kind of convergence of pressures: The portfolio of premium configurations will be exhausted. Subsidies will disappear. And security regulations will be tightened. Xiaomi will have to demonstrate that it can be profitable by selling cheaper cars, without public aid and meeting stricter standards. It is the moment when companies that built a real business are separated from those that surfed favorable temporary conditions. The trap of early profitability is not that the numbers are false. It’s that they make you believe that you have solved the problem when you have only optimized for the easier phase. The real test of Xiaomi Auto is not whether it can make quality cars (it has already proven this) but whether it can build a car business that works when the novelty wears off and it has to compete car for car with rivals that cannot afford to lose. That answer is not in the third quarter report. It’s coming. In Xataka | Xiaomi is no longer a brand: there are several brands fighting over the same logo Featured image | Xiaomi

How to do it and 11 profits for the function

by

Let’s explain How and what can you send you WhatsApp messages yourself. This function It has been available since 2022, and is one of the great underestimates of the application, since it makes it grow in a very important way. We are going to start the article telling you how you can perform this function to have a conversation with your person. And then, we will go on to give you a list of suggestions of things with which you will be able to get the most out of it, where we will mention a function that still lacks and that makes the level of these messages with yourself are still below those of Telegram. How to send messages to yourself Sending to yourself on WhatsApp is very simple. The first thing you have to do is go to the main page of the chats, and there Press in the writing button a new chat. You can do this on both Android and your iPhone. Both on Android (left) and in iOS (right), when you enter the screen of starting a new chat, You will appear as an outstanding contact at all. This means that you are going to see your own profile image and your contact, and you just have to click on it to start the conversation. Just in case, It is advisable to have yourself or yourself on the agenda of your mobilethat you have added your own number in the event that the mobile does not do it for itself. And that’s it. With this you will start a conversation with your person, and everything you write in this chat You can only see itand from any device in which you log in to WhatsApp. What can you do when sending messages And what can you do with this function? Well, the truth is that there are several ways in which you can take advantage of it. Here we leave you a few to keep them into account. Save links you see online: If you don’t want to install a third -party app to save links, you can simply send them to WhatsApp. You will have them in the chat whenever you want. Send files and photos from one device to another: You can use WhatsApp on several devices at the same time, so you can send a file, or photos or videos in one of them and will reach other devices. It serves you for everything, including tickets, tickets, guards or other important documents. Sending photos with original quality: Do not forget that you can Send photos or videos as if they were filesso that you can take them from one device to another in their original quality. Is your notes: You can also write messages writing down things you have in mind at any time and then be able to read them when you want to put yourself with it. You can make reminders: Unfortunately, WhatsApp does not allow the messages to be programmed, so they will not be useful reminders. But if you write something, then when you open whatsapp you will see it there, in the message yourself, which can help you remember things. You can also create lists: If someone is recommending you films, series or books, you can create a list and you will have it there later. You can also store purchase lists if you are looking at online stores but you don’t want to buy what you like right now. Save jokes and memes to use later: If in a channel or chat someone sends you a joke or meme that you like, you can share yourself and save it to use it later in another chat. Remember passwords: Maybe you are registering on a website from a device where you don’t have access to your Password manager. In this case, you can write it down on WhatsApp, but I recommend that The stories as soon as you can and when you keep them in a safer manager. Do content and format tests: If you want to send a WhatsApp message to another person, you can first write it in this place sure they are the messages with your person. You can try the formats to use and create a draft to continue with it and send it when prepared. Create stickers: Can create stickers on whatsapp using photos That is in your chats. But if you want to do it from a specific photo that you do not want to spread or with which you do not want to disturb anyone, send it to you and generate the stick from the chat with yourself. Use it as your diary: You can also use these messages to write a newspaper. So simple, every day writes what you want. In Xataka Basics | Alternatives to whatsapp: the best messaging applications if you want to change the finish line for another

Duplicate your profits in 2024 and aspire to become a full bank

by

Revolution It is in full form. In your latest annual report –In Magazine format– He has been able to breastfeed with his achievements of the last 12 months. One of the most striking is that he has managed to double his profits in 2024, and has reached 1,000 million dollars, compared to the 428 million dollars of 2023. It is only one of the pearls of a report that makes clear other conclusions. Striking figures. Revolution It operates in a large number of countries, and the global revenues of the group arrived in 2024 at 4,000 million dollars (2,200 in 2023). There were two key factors here: the number of customers amounted to 38 to 52.5 million (38%) and in the use of its app, which is already the mobile application of finance number one in 19 European countries according to the firm. It already operates like a bank in many areas. Although he was born as a Neobanco, Revolution has not stopped taking steps to offer many of the options of traditional banks. Thus, in Spain They already havehe has LIKE BIZUM And it has install payments. It is even possible Pay IRPF and VAT Through the Neobanco. More and more money that reaches those accounts. Total customer balances reached 38,000 million dollars (66% growth) thanks to a strong increase in customer deposits and also in the firm’s savings products balances. This growth of 14.5 million new customers worldwide has undoubtedly helped the rest of the figures, and the striking thing is that the new customers of the retail sector arrive through mouth to mouth and the recommendations. Of course, the firm also invests in marketing: specifically, 591 million dollars in 2024. But a lot of growth margin. Despite this good situation, in Revolution they are clear: there are many future opportunities, because their penetration in key markets is around 15% of the adult population. As their own responsible explained in the report, there is “a considerable margin to continue growing.” They want 100 million customers in 2025. Revolution already operates with a bank license in 30 countries, but this year it has the objective of growing both in its presence in other countries and users. The objective in 2025, confess, is to reach 100 million users – would almost double the 52.5 of 2024, much ambition here. To do this, he will boost his business in countries such as Mexico or Brazil, where he wantsPrepaid Payments Instruments), which allows companies to offer services such as prepaid cards or electronic purses. Spain is already its third market. The report highlights how Revolution is already the third most important market for the company behind the United Kingdom and Portugal. In 2024 the firm made its customer base expanded at 1.5 million (4.5 in total), tripling the salaries into account a remarkable 215% and expanding the offer with paid accounts or the aforementioned transactions support with Bizum. Clearly aspires to be our main bank, and It has clear plans to achieve it. No stop offering news. Revolution’s plans follow a clear pattern of offering more and more financial products and options. Experiments such as ATMs at airports – which issue cards, no money– o The plans to launch mortgages They show it. And beyond there are future investment solutions, credit and loyalty programs Like Revpoints and Esits. It is clear: they go for all. In Xataka | Revolution and Finance begin to understand each other: it is already possible to pay taxes through the Neobanco

Log In

Forgot password?

Forgot password?

Enter your account data and we will send you a link to reset your password.

Your password reset link appears to be invalid or expired.

Log in

Privacy Policy

Add to Collection

No Collections

Here you'll find all collections you've created before.