A man stayed a 20 -euro bizum sent by mistake. The judge has fined her and has come out ten times more expensive
With 28 million active users, Bizum is the most used system in Spain for payments among users. We send and receive a lot of money through Bizum and make an mistake when typeing the number we want to send money is something that can happen with relative ease. If we are lucky, they may return it to us, but what happens if who is on the other side decides to stay the money? Now we know. Staying a bizum sent by mistake is very expensive. As we said, making a mistake to type the number to which we want to send a bizum can be quite easy and it is just what happened to a neighbor of Benavente, as they say in Zamora’s opinion. The person who received the 20 euros did not return the amount and the woman decided to denounce him to the authorities. The Provincial Court of Zamora has proved him right and has condemned the receiver of the transfer to return the 20 euros, in addition to paying the judicial coasts and a fine of 180 euros for a slight crime of improper appropriation. More than ten times the original amount. The Civil Code says. The denounced has resorted to the sentence alleging lack of evidence and presumption of innocence, but the judge has confirmed it and considers that the woman had not consented to the transfer. This would apply not only to Bizum, but to transfers and any other payment received by error. He Article 1895 of the Civil Code It is clear, it must always be returned: When something that was not entitled to collect is received, and that by mistake it has been improperly delivered, the obligation to restore it arises. There is jurisprudence. There have been more cases that have reached the courts for transfers made by error, such as this one of an Alicante businessman who faces Three years in jail for not returning a payment of 341,000 That was done by mistake. EITHER This 2015 sentence who condemned a woman for staying with 25,900 euros of the pension plan of her ex -husband, the result of an error of the bank when rescuing the money. Bizum in figures. Bizum It has become the standard of immediate payments in Spain. Arrived in 2016 as part of an initiative among various banking entities, although it was not until 2018 when It extended and began to grow. It currently has 28 million users and it is expected to reach 30 throughout the year. In 2024 an average of 3 million operations were made per day. The record was the past Black Friday (November 29, 2024), with 4.8 million operations. Or what is the same: 55 bizums per second. In total, in 2024 1,093 million operations were made worth 44,206 million euros. We do not know the number of erroneous operations when sending money, but with these numbers it is logical that they are increasing. Bizum grows, legal doubts too. In parallel to this growth, unknowns have also been increasing from the legal and legal point of view. Many users wonder What income or payments should be declared to the Treasury. We know that it is not necessary to declare payments between friends and family, although the freelancers who use it to collect, the income that generate economic profitability as rentals or if the total amount adds more than 10,000 euros per year should do. Doubts have also emerged about whether something that has eliminated the Threshold of 3,000 euros in the control of transfers by the Treasury. In this case, if high amounts are received through Bizum, the Treasury may investigate it, just as they would do if it were a transfer or a metallic income. Little by little, light is shed and it is clear that, at the legal level, Bizum is one more method to move money and apply the same rules as any type of income In Xataka | Timo of the false bizum by mistake: how it works and how to avoid this scam
