retire Archives - usatoday24

when the boomers retire

February 20, 2026 by usatoday24

Although the teleworking rate in Spain has been doubled since 2019, in the last two years has stagnated around 14%. The return to the office that companies have promoted has caused the hybrid day to climb positions, while 100% remote days they are going backwards. However, according to a recent report from the US National Bureau of Economic Research, in the not too distant future this situation will once again shift towards remote work models. Specifically, the report places this change at the moment in which current CEOs retire of the Baby Boom generation. Young people love teleworking. According to the study of National Bureau of Economic Research (NBER), workers in companies created after 2015 allow on average 27% more days of teleworking than those companies founded before 1990. For their part, self-employed professionals work from home more than twice as often as other workers. Researchers at Stanford University observed a pattern in data from 8,000 American workers ages 20 to 64, surveyed monthly through 2025. Startups often adopt technologies and ways of working that facilitate remote work from the start. As your age advances, the possibility of teleworking is progressively reduced. The age of the boss makes a difference. The study found a direct relationship between the age of the company’s CEO and the number of days its employees were allowed to telework. The younger the CEO, the more days a week teleworking was allowed to your employees. The data show a clear drop in required office days as the age of the manager decreases. This suggests that younger managers accept teleworking as something natural, not as an extra effort that slows down daily performance. “Employees telework more frequently in companies with younger CEOs,” the study’s authors noted. Relationship between the age of CEOs and teleworking time Source: NBER Boomer retirement will drive change. According to the researchers, as managers boomers and generation they retire Over the next decade, millennials and Generation Z will take over. This will make teleworking once again the norm, not the exception, despite the fact that the current policies of large technology companies such as Amazon or JPMorgan require going to the office five days a week. The NBER study concludes that this trend can mark a turning point when changing jobs for those who do not want to wait for their bosses to retire to work more days from home: if you want to telework more days, prioritize young companies with young bosses. Bosses who were trained remotely. As and how they stand out in Fortuneyounger CEOs are not only more aware of the importance of flexible hours and teleworking in the well-being of employees, but they have trained and developed their companies with tools such as Slack, Zoom or AI from the beginning. This generates companies that are digitally native by nature, where remote and in-person work use the same tools and processes. Mark Dixon, CEO of the coworking platform International Workplace Group (IWG), stated in an interview for Fortune that “embrace comprehensive technology, which includes flexible working, remote location, high levels of technology and using technology to get the most out of your people. Those will be the winning companies, because it is people-centric.” In Xataka | Neither tax incentives nor free daycare have managed to improve birth rates: teleworking has Image | Unsplash (Redmind Studio)

It reaches almost 10% of the market when Microsoft prepares to retire Windows 10

October 2, 2025 by usatoday24

Microsoft prepares to close the Windows 10 cycle. On October 14, 2025 will stop receiving security updatesa decision that places Millions of teams In a vulnerable scenario. Without those patches, any discovered failure could be exploited, something that worries both in the domestic and business. We do not talk about a minor recommendation, but about a change that affects the installed base of more numerous computers on the planet. The movement has put many users in the face of a complex dilemma. Migrate to Windows 11 It seems the logical path, but it is not always possible without going through the box. The system requires hardware compatible with technologies such as TPM 2.0 and a generation of relatively modern processors. Those who do not meet these criteria are forced to maintain Windows 10 No support or directly renew your PC, Although in some Microsoft markets have enabled exceptions that allow to extend one more year the reception of updates if certain conditions are met. What is happening with Windows 7 in the middle of 2025 September 2025 He brought an unexpected surprise. According to Statcounter records, Windows 10 decreased to 40.5% of the market, its lowest level since November 2017. At the same time, Windows 11 was headed with 48.9%confirming that the generational relief is underway. So far, evolution seems logical, except for a detail that especially caught attention. That detail is Windows 7. The system that was left without support in 2020 and that he even saw his update program extended in 2023 reappeared strongly. In a matter of weeks, it went from fees close to 3% to register 9.61% in September. The magnitude of the jump makes it difficult to imagine mass migrations towards such an old software, but the numbers are there. Before drawing precipitated conclusions, remember how these statistics are built. Statcounter does not access the Microsoft telemetrythe only one capable of offering exact figures. Your methodology is based In a code installed by more than 1.5 million web pages distributed throughout the world. Each visit counts which operating and browser system has been used, so that the percentages result from millions of daily interactions with third -party sites. This is an approach offers a very wide sample, but it is still a sampling. Statcounter ensures that it eliminates bots traffic and adjusts certain technical parameters such as Chrome pre -demand. The September graph leaves an obvious unknown. Windows 7 suddenly appears with a weight that I did not have in the previous months, which breaks the descending trajectory that It seemed definitive. What is behind that change? With the information available, it should only be recognized that there is no clear response and that any attempt of explanation would be speculative. The transition to Windows 11 is marked by security, and in that field the nuances matter. Microsoft repeats that maintaining a system without support is an exhibition, although it is also aware that the change is not always immediate. Therefore, together with the announcement of the end of Windows 10, it introduced mechanisms to give users a margin. Consequently, two ways have been established. For domestic users, At least in the European Unionthere is the possibility of receiving for a year more security updates when associating the equipment With a Microsoft account. Both in the particular and business field, the option of subscribing to the program of Extended security updateswhich guarantees up to three additional years of patches. These measures do not change the final horizon, but allow migration to a supported version. Ultimately, it is the users themselves who must assess what to do with their teams. Some will stretch Windows 10 as long as that extension lasts, others will make the leap to Windows 11 and there will be those who even consider alternatives outside the Microsoft ecosystem. Statistics offer a global photograph, but each case has its own nuances. The question is open: how will you manage the end of Windows 10? Images | Mendhak In Xataka | Google believes to have the key to compete with Windows, Linux and macOS in laptops. That key is called Android

There will be only one young man for every three professionals who retire

September 7, 2025 by usatoday24

Spain faces an unprecedented challenge with respect to generational relay of the current active population due to demographic aging. According to a recent one Study of the Observatory of the Professional Training of Caixabank Duiza and Orkestra Basque Institute of Competitiveness, in Spain there is a deficit of almost 3.5 million people under 30 years in the employed population to compensate for the weight of the population over 50 years of age than He will retire In the coming years. “There is a true demographic fire, only that it is not unforeseen, we have seen it on and extend,” declares to The avant -garde Mónica Mosa, researcher and co -author of the study. This mismatch among young people under 30 and over 50 years old It has doubled In the last decade, putting at risk the sustainability of many companies and economic activities for shortage qualified labor. Demographic differences in the working population. As the report points out, for each young person under 30 there are three workers over 50. This imbalance will make, for example, in a decade this proportion He moves To the price for retirement benefits, where a worker would support the benefits of several pensioners, increasing pressure on the pension system. In communities such as Asturias, for every 100 young people under 30 there are 257 over 65 years old, while in Castilla y León and Galicia this proportion exceeds 220 greater than 65 per 100 young people. These regions, characterized by being rural and with a High depopulation ratethey have added difficulties to attract and retain young labor in fundamental professions such as agriculture, livestock or forest agents, pillars of their local economy. The low birth rate. The main trigger for this situation is decline Birth rate in Spainwhich in the last ten years has dropped by 27%. The average number of children per woman is well below the necessary to maintain the population, which has gone from 9.11 born by a thousand inhabitants in 2013 to 6.61 births per thousand inhabitants in 2023. However, this rate varies considerably depending on the origin of the families, varying from the 8.30 births per thousand inhabitants of Spanish mothers at 16.05 of foreign mothers. Likewise, the study includes that the number of children per woman has also dropped from 1.27 in 2013 to 1.12 in 2023, being equally lower among Spanish women (1.09 children) than among foreign women (1.28 children). These last figures are a clear risk to the sustainability of the generational relief in the workplace, taking into account that at least 2.1 children per woman would be necessary to guarantee it. The impact goes by sectors. The shortage of young people especially affects sectors with traditional and technical trades such as electricity, plumbing, carpentry, manufacturing industry, construction or repair of vehicles. In this group of artisans and qualified workers record a deficit of around 500,000 young people to occupy the vacant positions left by the workers who retire in the next decade. In sectors such as public administration, difference is even more marked: For every 100 officials under 30 there are 690 over 50 years. This is one of the reasons why the Public Administration has stepped on the accelerator in the call for oppositions in which record figures have been reached. In the opposite pole, sectors linked to leisure and culture, Information and communications and hospitality are not affected by this mismatch in the generational relief since they attract a greater number of young people, contrasting with the low attraction of young professionals in industrial and administrative activities. Labor scarcity will impact the economy. The regions with the greatest presence of the most affected professional sectors such as Andalusia (Agriculture and Livestock) Catalonia and Madrid (industrial sectors), show the largest deficit figures of professionals in absolute numbers approaching (and even exceeding) close to half a million people. These communities stand out as the main focuses where the lack of generational relief will be more critical for the local and national economy since its active population percentage with respect to Spain’s total is also greater. Professional training as a key to relay. The report indicates The importance of professional training (FP) as a fundamental solution To face this deficit of new professionals in industrial sectors. According to their authors, the greatest imbalances are seen in the average grade, where there is a lower attraction of young people with respect to those of higher degree. In general terms, there is a lower generational gap among people occupied with FP. This is due to the ease of access to the labor market of young people studying professional training. However, the different branches of professional training must keep attracting young people during the next decades to balance the current deficit. On the other hand, the lack of young people trained in the care sector, whose growth is linked to demographic aging, and the talent migration of the abroad health sector complicate the balance in the generational relief. The report underlines the importance of achieving “young people stay in the territory” and connect their training with the business fabric to ensure effective relief. In Xataka | Talent scarcity has chronified to an extreme point: 75% of companies do not find what they are looking for Image | Unspash (Gabor Szuhan)

They are going to retire later than ever, but nobody wants to hire them

July 18, 2025 by usatoday24

In Spain, the employment situation of the workers over 50 years It has become especially worrying, since they represent an increasing part of registered unemployment. At the same time, the investment of the demographic pyramid forces to extend work life delaying The retirement age to guarantee the Pension sustainability. In other words, the labor market is cornering workers over 55, between chronic strike and a more and more distant retirementwhich only adds tension to the state coffers. Retire later. Statistics and projections on the population coincide: Spain must increase the ordinary retirement age if you want to avoid the collapse of its pension system. According to A study of the BBVA and IVIE Foundation, the aging of the population and the delay in the incorporation into the labor market of young people will force retirement to delay even 71 years due to the fall of active contributors and the progressive increase in pensioners. The OECD too This diagnosis reaffirmspointing out that the employment rate will fall 10.3% from here to 2060 if measures such as the regularization of immigrants that complement young people, or the greatest labor integration of workers over 55 years. It is precisely in this second aspect where the focus would be to be focused more urgently. Less young, more seniors. According to Official datathose over 50 already suppose approximately 47% of the unemployment recorded in Spain, which represents more than 1.14 million unemployed people in that stretch of age. On the other hand, in percentage terms, this group has a 10.35%unemployment rate. The data seems contradictory since the age segment that brings together 47% of the total unemployment, only records a unemployment rate of just over 10%. We have the explanation in the demographic pyramid. Such and as he clarified The economistthis range of over 50 years has gone from having 3.8 million active workers at 8.1 million in recent years due to the aging of the templates. Hence its unemployment rate seems less. In contrast, the range of younger workers has a lower volumealthough it suffers a higher unemployment rate. The latest Active Population Survey (EPA) sample That those under 25 have an unemployment rate exceeding 26.53%, but total around 451,000 unemployment workers, that is, less than half than those over 50. More senior unemployed. These data leave us a photo in which there are less young people entering the labor market, but more and more employees of more than 50 years excluded, which generates a scenario of labor shortage. The Official reports of the Ministry of Labor point to the lack of digital qualification and the difficulties in the recalification of those over 45 as the main barriers to senior employment, especially in sectors such as banking, industry or large technological ones, where template adjustment processes They have focused In older workers. The INE figuresThey confirm that the group of over 55 years has doubled its weight in the labor market in the last fifteen years, but its vulnerability to long -term unemployment and its expulsion of professional training processes has also increased. Retirees at 55. The direct consequence of this doors closure is that a good part of Those over 55 years old They end up touring a path that combines periods of unemployment, subsidies and, ultimately, early retirement or involuntary. According to the SEPE, the reality is that the State assumes, several years in advance, the costs of these subsidies and subsequent retirement benefits for almost half of the current labor mass, in part because companies continue to consider someone 55 years “too old” to be productive, despite the fact that there are hardly any young people available available To take your relief In many strategic sectors. Greater life expectancy for them. The goal of Expand working life of the workers, in addition to maintaining an active labor mass that is cited, is to balance the retirement age Regarding life expectancy. In other words, do not do without workers when they are still physical. However, excluding workers from labor market What can and want to workonly aggravates the situation by adding an average of 10 years more the dependence of these workers of the public coffers. In Xataka | From the “great resignation” to “great prejubilation”: the labor market loses the experience of those over 55 years Image | Unspash (James Hose Jr)

Online trade was supposed to retire supermarkets. The reality is that in Spain they do not stop opening

May 26, 2025 by usatoday24

Despite all its uncertainties and The unknowns sown by the tariff war, 2025 promises to be a good year for the supermarket sector. At least if we trust Growth forecasts and shared figures A few days ago by Asedasthe Spanish Association of Distributors, Self -Services and Supermarkets. According to their estimates, during the first four months of the year 244 stores have opened in Spain, 25% more than during the same period last year. Not just that. The sector expects to say goodbye to 2025 with 850 new establishments. If confirmed, the map of establishments distributed throughout Spain could exceed the 26,000 barrier. A figure: 778. He arrives at the majority of cities and large municipalities in the country to verify the trend, but besieged, the employer of the sector, has put figures: In Spain there are more and more supermarkets. According to their latest annual report, in 2024 they opened 778 new stores that raised the total map of points of sale of the country (self -services, super and hypermarkets) to 25,585. Once the closures are discounted, that leaves a “Net growth” of 352 businesses with respect to those operated in 2023. And how will this year go? Although 2024 closed with a map of the sale map, the inaugurations rhythm was somewhat lower than that of recent years. In 2024, 778 openings were registered, but in 2023 they were 787 and the previous year 889. Asedas, which Agglutina To companies such as Savoramas, Aldi, Covirán, Día, Lidl or Mercadona, hope that this “slight descent” is “passenger”. The reason: So far this year the association has already registered 244 openings, 25% more than during the same months of 2024. Their forecasts pass because the year ends with 850 new premises. Changes in the sector. Beyond its opening data or the size of the National Park, The report Asedas is interesting because it leaves some ideas about the trends that govern in the sector. The most interesting probably is that the supermarket format “strengthens itself as the most successful”, compared to others such as self -service or hypermarket. The association also requires that more than half of the stores (about 50.6%) “They are framed in proximity and coexistence formulas.” Interesting is also the speed with which the market changes. Asedas estimates that since 2021 almost a quarter (23%) of the network has been renewed or renovated. For the collective the key to that “dynamism” connects mainly with associative trade, such as franchises and cooperatives, which in 2024 were behind approximately 60% of the openings. “They have a great impact on the rural world, since a third of these inaugurations occurred in municipalities with less than 10,000 inhabitants,” They emphasize. “Regional leaders”. Another of the keys to the growth of the sector is, In Asedas opinionin the “regional leaders.” In fact, in its report, the focus on 25 companies (audited in total 320 companies) that increased their average commercial area from 2021, which far exceeds the general tendency of the sector, which also grew, but only 4.3%, were audited. It is not the first to point in that direction. In 2024 Kantar He already pointed out in Another sectorial study How the super regional were planting the white brands and large chains. “In a context of market stability, the organized distribution sector has registered a 0.6% growth in volume during 2024, mainly driven by short assortment chains and regional supermarkets,” Kantar collected in February, in February Another report in which he calculates that regional ones have reached a quota of 18% after having grown 0.7 points. The reason: its supply of frescoes, personalized service and expansion to new geographical areas. Pending rural. Asedas slides another interesting idea: despite the urban exodus, their data shows that in Rural the retail Food continues to register more openings than closures. Between 2020 and 2024 he estimates that they have opened their doors 1,117 new stores In municipalities with less than 10,000 inhabitants, which means that almost a quarter (23.6%) of the openings were concentrated in rural environments. The employer also highlights the role of small businesses and family chains with networks of 10 or even less stores, although the truth is that smaller businesses do not always endure the thrust of the chains. Kantar slides That the growth of the “organized distribution sector”, including regional supermarkets, has been achieved in part by the “volume transfer” from the “traditional trade”, which has punctured almost 4%. Their February data They corroborate that operators with the highest market share in value are Mercadona, Carrefour, Lidl, Eroski, Dia, Consum, Alcampo, Aldi and IFA. Among the nine bind a quota that touches 70% of the market. In total Asedas estimates that the sector set has 25,585 active establishments (14,486 supermarkets, 10,589 self -service and 510 hypermarkets) that give direct employment to about 414,100 people. The annual investment in new construction of the Round collective between 1,000 and 1.3 billion of euros. Are all opportunities? No. Despite the opening data or the increase in the benefit (together the main companies added 2,141 million of euros in 2023, with an ascending profitability curve), the sector also faces challenges. The main one: although the business expect to growwill do it in a very competitive scenario. “In a market that barely grows in volume, the challenge is to gain share of other competitors. It requires having a clear and differential value proposal, which attracts and fidelize better to consumers and exploit roads of inorganic growth,” Comment to The avant -garde Enrique Porta, consumer partner and retail of the KPMG audit. Another key is to adapt to new market trends, such as less and less weight relative of the hyper, or adjust the size of the network to the demand. After all, although the sector expects to register hundreds of new openings throughout the year, which could even raise the points of sale above 26,000, Nor is it alien to closures, layoffs and readjustments. Images | Alcampo and Eroski In Xataka | In … Read more

Humanity has been using the Earth’s magnetic field as a navigation guide. Some researchers want to retire it

April 22, 2025 by usatoday24

In recent decades, GPS has become part of our day to day. If it is a military technology, the global positioning system has been guided by roads, forests and seas, in the city and in the mountain, but always with an important limitation, access to satellites that place our navigation devices. That could change. Magnav. Thanks to magnetic navigation systems or Magnav, and more specifically to a new development that uses a quantum adjustment system that promises more precise navigation. A navigation, in addition, immune to interference, accidental or caused, which allows significantly reducing satellite navigation dependence. Magnav systems (Magnetic-Anomaly Navigation) o Navigation by magnetic anomaly are based on the fact that the Earth’s magnetic field It is not uniform. That is why it is possible to use a magnetometer that indicates our position by measuring small variations in the magnetic field of the planet. Use the Earth’s magnetic field as Navigation reference It is not something new but something we have been doing since the invention of the compass, but the new system promises to achieve unusual precision. That’s where the quantum dimension of the new system comes into play. Navigation “quantum”? The new technology, They explain their developersis based on the use of quantum magnetometers that combine a noise elimination system with a cartographic algorithm. The magnetometers are based on the optical detection of the precession of the atomic spin, for which they use a steam cell that contains rubidium atoms, They detail. This technology opens the door to measure the magnetic field of the Earth with greater precision, which translates into a better capacity to locate ourselves on the map. All this, they also highlight, in a device small enough to be used in autonomous vehicles or in fixed wing drones. Q-ctrl. Behind this system is an Australian company, Q-Ctrl (name that refers to “Quantum Control”) The company emerged in 2017 Like a Spin-off of the quantum science group of the University of Sydney. By land and air. RecieBy land and air. Recently, the team responsible for this system put it to the test. With satisfactory results: the device obtained errors in the measurements up to 46 times less than the inertial navigation systems usually used as a complement to the satellite. The measurements were made on flights at a height of 19,000 feet, in which it was also possible to fly with a total error in the 22 -meter trip, 0.006% of the distance traveled. The results were “consistently” at least 11 times better than those obtained with inertial systems. The team responsible for the development of the new tool has published some details in an article. The article has not passed the pairs review filter but can be found freely Through the repository Arxiv. Substitute or complement. Satellite navigation systems are central today and this is precisely its weak point: the emergence of GPS signals puts both commercial routes and passenger transport, but it could also put into check military operations in cases of armed conflict. The interception of these signals can therefore be used as well as a commercial and war weapon. We have various tools that allow satellite navigation to attend, but few systems can at the same time have the accuracy of these without depending on them. That is why having alternative mechanisms of high precision can be more precise than ever. In Xataka | The North Pole is moving very fast, and that has forced many airports to rename their clues Image | NOAA NCI / Q-ctrl

The recipe of generation Z against exhaustion consists of not waiting at 65 to retire

April 17, 2025 by usatoday24

Young people from generation Z are increasingly unlikely to retire, so They are breaking with the traditional idea to work tirelessly until 65 to retire. Instead of waiting for decades to enjoy life, generation Z is promoting a trend that redefines the balance between work and well -being: Microjubilation. Live to work or work to live. This phenomenon, which He has gained strength Thanks to social networks, and proposes strategic pauses in the professional career to recharge energies, explore personal interests and prioritize mental health, all while you still have youth and vitality. As published The Guardian, The concept has its origin in the book ‘The 4 -hour work week‘Timothy Ferriss, in which the author prioritized to lead a happy and full life over professional careers dedicated to making others the dreams of others. You will rest when you retire … or not. According to A survey De sumimbuilder.com, 13% of American retirees expect that during 2025 they will have to return to the labor market Due to the high cost of life, and 22% are already working to subsist. In Spain, on the other hand, the panorama is just the opposite. According to a study From the BBVA and IVIE Foundation, the rent of those over 65 in Spain is 6.4% higher than the European average. Both scenarios are equally bad for those who begin their work career now. In the American case, generation Z has discovered that reaching the retirement age does not imply stop working, even when you have spent all your life doing it. On the other hand, in the case of Spain, the sustainability of pensions and the progressive aging of the population, does not guarantee that, who just begin their work career now, they will have such a wealthy retirement Like who retires now. In either case, the idea of being able to rest when you retire from a thread. Marathon or sprints. Given this dilemma, generation Z is not only rethinking when and how to rest, but also how to build a more sustainable and satisfactory professional life by interspersing sabbatical periods as a “microjubilation” throughout your professional career, As they point out in Bloomberg. Unlike traditional sabbatical periods, which are usually linked to agreements with the employer and may include some type of salary, many young people choose to leave their employment temporarily and finance these brief periods of disconnection with their own savings. The objective is clear: take advantage of the energy and health of youth to travel, learn new skills or devote yourself to personal projects, instead of postponing these dreams to old age. Dominating remote work and precariousness. This new approach to generation Z also responds to a labor reality in which the instability and precariousness They are the order of the day. With the advancement of technology and the normalization of remote work, reinstatement to the world of work after a microretiro offers less friction than in previous generations, when an employee remained In the same company for decades. Generation has proven not to be afraid of change jobs oftenand interspersed a short period of rest between work and work can be a way of applying this model. The possibility of working for projects, part -time or remotely allow these breaks not to necessarily mean a setback in the professional career. In fact, according toThe published by The conversationIn Australia, for example, some companies offer their workers a paid permit when they have been working for them for seven to ten years. A kind of parental permit, but take care of oneself. The value of mental health and well -being. He physical and mental well -being It is one of the main concerns of generation Z, and one of the incentives of these microjubilaciones. StudiesThe World Health Organization revealed the direct relationship between the long working days and the 29% increase in deaths from heart disease and stroke between 2000 and 2016. Before this panorama, young people prefer to prevent exhaustion programming prolonged breaks, instead of waiting for health problems to accumulate over the years. Business Insider HE echoed In the case of Anaïs Felt, a senior manager in a technological company in Silicon Valley who, overwhelmed by the stress and fatigue caused by his work, decided to make a small pause in his career. “I came home so exhausted that I just knocked down on the couch to recover, drew and then lay down,” he said about his routine. “I had no energy to run, or to spend time with my partner, or to laugh,” Felt said in one of the videos he has hung In your Tiktok profile counting his experience. Trend with many “Peros”. Although the microjubilation approach is shown as a way to balance the Self -care with professional careersreality is sometimes stubborn and insists on making it unfeasible. As Felt remembered in the description of his video, before taking one of these breaks he had already paid his student loan and covered some basic needs, making special emphasis on the nuance of “If you can afford it, in my opinion, it is totally worth it.” Belgium State recognizes In his Labor Law the right to disconnect, offering a pause pause. However, previous studies To this measure they recognized that making this pause could have an important impact on the professional career, and became more persistent the younger they were the ones who requested it. Before some fired rental pricesthe cost of up to rise and Added salaries makes the age of emancipation in Spain place at 30.4 years, According to data of Eurostat. If the Z generation is committed to microjubilation, it could make that age superior in the future, depending for a longer time of family support. In Xataka | The Z generation is facing precarious salaries and triggered rentals: it will soon be the richest generation in history Image | Unspash (Keegan Houser)

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