“Inheriting a home is usually better than receiving it while alive”

Every year, thousands of parents see how their children have difficulties accessing housing, while they have a second residencean empty apartment or some savings that could help them with. How could they help their children without the tax bill skyrocketing? Aitor Fernandez and Alina Dragostax advisors TaxDownhave been solving these doubts for Spanish families for years. His advice, after reviewing hundreds of real cases in his office, leaves no room for doubt: “Inheriting a home is usually better than receiving it while alive.” The “surplus value of the dead”. The main argument of tax advisors is that when someone dies and their house passes to their heirs, the capital gain that the property has carried since it was purchased suddenly disappears for the Treasury. This is what is known as the “dead man’s capital gains“. That difference between the original purchase price and the current value of the property is excluded from taxation by law. Obviously, the deceased does not have to declare this increase in assets as would happen if he or she sold or donated the same property while alive. Since the heirs barely pay Inheritance tax Because they are subsidized between parents and children, this revaluation is almost tax-free. The donation generates personal income tax for the parents. With the donation of that same property during life, the tax landscape changes completely. The property comes out of the parents’ estate and, for all purposes, the Treasury treats it as if it had been sold. If the home is worth more today than when it was purchased, you must declare that difference in your income tax return. And that quote is unavoidable even when, being a donation, nothing has been charged in exchange. As Dragos highlighted: “The donation of housing is always more burdensome than the donation of money. Many times it is an apartment bought decades ago and the parents do not bear the (fiscal) bill that arrives later.” Donate while you are alive: it depends. Despite everything, donating doesn’t always go wrong. Tax experts assure that “if the donation is cash, the father can save on personal income tax.” Communities like Madrid exempt up to 250,000 euros when the purpose of the donation is to buy the child’s habitual residence. Extremadura has a similar advantage for average income. Both Fernández and Dragos emphasize that the donation route also compensates when the parents themselves are over 65 years of age and donate their home to their children. The law exempts the gain in the transfer of assets of that home from that age onwards. Of course, everything must be documented before a notary and with notification to the Treasury, even if the settlement is zero euros. Fernández remembers that the most expensive mistake continues to be “not documenting” anything. Treasury monitors especially closely the hidden donations. In Xataka | There is a less painful solution so that an inheritance does not become a ruin for the heirs: renounce it Image | Unsplash (Jakub Zerdzicki)

German scientists have discovered that the Earth has been receiving radioactive fallout for more than 100 million years due to the violent “kiss” of two supernovae.

Planet Earth is home to the ocean depths a radioactive plutonium deposit that could only be formed in space, during a violent cosmic cataclysm. Although there are reserves of this radioactive dust at great depths, it has been proven that it continues to rain down on us today. That would lead one to think that it was a recent cataclysm in astronomical terms. However, according to a recently published study by German scientistsit was hundreds of millions of years ago. Two isotopes to understand everything. Plutonium-244 does not exist naturally on Earth. In fact, the only isotope of this element that can be produced naturally in some geological processes is plutonium-239. and it does so mostly in the form of traces. Plutonium-244 is the heaviest isotope of this element. That is, the one with the most neutrons. It is known that it is usually formed by cosmic phenomena during something known as the r process, where lighter atoms quickly absorb neutrons into their nuclei. Generally, the event that usually gives rise to this phenomenon is the kilonova, an explosion resulting from the merger of two neutron stars. In the process, curium-247 is also formed, which is why these scientists have also analyzed its levels. Taking this data into account, they have discovered that the explosion in question must have occurred more than 100 million years ago, but less than one billion years ago. And, also, that the radioactive fallout has not stopped since then. The key is in the ferromanganese crust. Ferromanganese bark It is a layer of the ocean floor which is formed when metals dissolved in sea water, such as iron and manganese, are deposited and solidify. This occurs at a fairly slow rate, with growth of between 1 and 10 millimeters per million years. The deposits do not only have iron and manganese. Mixed with them are other substances that have fallen into the sea at that time. Therefore, this crust is a perfect chemical photograph of the history of our planet. A section with surprise. The authors of this study analyzed a section of this crust extracted at a depth of 4,830 meters in 1976. This had already been analyzed previously and had pointed out something surprising. And, in addition to plutonium, iron-60 was also found, another radioisotope associated with supernova explosions, which has a fairly short half-life of 2.6 million years. This figure means that, every 2.6 million years, half of the initial atoms of this isotope will have decayed. In another 2.6 million years half of what remained and so on. Since it is a fairly short half-life, it was concluded at the time that the kilonova that caused the fall of radioactive dust took place about 3 million years ago. However, the authors of the study just published debunked that hypothesis. Half-life of the study isotopes Curio to the rescue. The formation of plutonium-244 when neutron stars merge is always accompanied by the formation of curium-247. The plutonium isotope has a half-life of 81 million years, while that of curium “only” has a half-life of 15.6 million years. When analyzing the ferromanganese bark sample, these researchers found no curium. Therefore, it must have completely disintegrated. That places the explosion more than 100 million years ago. Be careful, remember that the half-life is the time it takes for half of the radioactive material to decay. Every 15.6 million years, half of it disintegrates, so in 100 million years there should be no curium left, but a lot of plutonium, which only lost half of it 19 million years ago. For plutonium to completely disappear, it would take 1 billion years. What about iron? The reason why there is iron-60 in the sample, despite having a lower half-life than that of curium-247, is that they originated in different events. In fact, the level changes of iron do not coincide with those of plutonium. On the other hand, it has been seen that plutonium continues to appear uniformly in the upper layers, hence it has been concluded that the radioactive fallout has not ended. At least it hadn’t ended in 1976 and that in astronomical terms was before yesterday. And now what? These scientists think that the cataclysm that released this long radioactive fallout must have been immense. Possibly even affected life on Earth. But at the moment it is something that cannot be known. We will have to continue investigating to have the answer. Image | University of Warwick/Mark Garlick | B. Schröder/HZDR/NASA, ESA, J. Hester, A. Loll/ASU In Xataka | Gravitational waves work their magic: we are closer to revealing the enigmas of neutron stars

In Spain, getting a house has become an impossible mission. There are those who are receiving them as a donation in exchange for taking care of dogs

It happened in Madrid. ‘Subject A’ barely has contact with his children but feels enormous affection for his dogs, so he decides to reach an agreement with ‘subject B’: he will donate his home in usufruct if he agrees to take care of his pets. If ‘Subject B’ complies, no problem. If the animals end up unattended, you risk having the donation revoked. That of ‘A’ and ‘B’ is just one case commented a few days ago to The Newspaper (EPE) by a lawyer with an office in the capital, but it reflects a larger phenomenon: the increase in donationsincluding conditional ones. And it makes sense. What has happened? that in full housing crisiswith rental prices and m2 climbing to levels that remember to those of the brick ‘boom’, each time is more common meet donation signatures in notarial offices. Money is donated. And homes are donated. It’s nothing new. The trend has been going on for some time now. some time and it is part of a broader phenomenon that we have been talking about for some time, the ‘Great transfer’. What is striking is that just revealed EPE: not only do donations in general skyrocket, so do ‘conditional’ donations, those in which the agreement is subject to a series of previously agreed upon requirements. Donations with conditions? Exactly. Tax authorities defines them as agreements by which the donation is conditioned to certain requirements. “For it to be valid, the donee must be able to execute the condition or it must be an event with a high probability of occurring,” clarify the Treasury, which thus differentiates it from other types such as ‘pure’ or ‘remunerative donation’. Its dynamic is therefore simple: donor and donee reach an agreement on which the donation is conditional. It is fulfilled, perfect. If not fulfilled, the good returns to the donor. That is the logic, although in practice there are certain nuances. For example, the donation does not always have to take place at the same time. The donated property can be delivered when the agreement is signed or left in suspense waiting for the agreed conditions to be met. What do people agree? EPE has spoken with several offices in the Community of Madrid and has come across agreements of all kinds. For example, a grandmother who donates her house to her granddaughter in exchange for her finishing her degree and studying a master’s degree, donations to caregivers or (probably the most striking of all) transfers that are conditional on the care of animals. “There are cases in which the house is donated with the condition that the recipient takes care of their pet for as long as it is alive,” clarifies Manuel Hernándezby Vilches Abogados. “This guarantees (the donor) that if they die, their pet will be taken care of. It can also be done by inheritance, with a conditional legacy.” Is it just theory? No. As an example, Hernández cites the case with which this report began: a man from Madrid decided to donate his home to a friend in exchange for her taking care of his three dogs. “She had little connection with her children and was very fond of animals, so she donated her house in usufruct to a younger friend, if she would take care of her dogs. If this condition was not met, the revocation procedure could be initiated,” says the expert. The phenomenon is increasingly common and part of the “humanization” of pets. Is that easy? In practice, the agreements have fine print. It I remembered recently in COPE the lawyer Carolina Florez de Quiñones, who recognizes this type of conditional transfers, just like those directed to caregivers of the elderly; but he warns: “No one can leave alive what he cannot leave dead.” What does that mean? That the will of the person who donates is one of the key factors to take into account, but not the only one. Another is forced heirs. A living donation that damages your ‘legitimate status’ may end up being considered ‘unhelpful’. Are there more formulas? Yes. Another formula that has become popular is the donation of housing in bare propertywhich basically consists of transferring ownership of an asset without the rights of use and enjoyment. If we are talking about an apartment, that means that the donor can pass it on to his children, grandchildren, nephews or whoever he considers, but without giving up the usufruct of the home for the rest of his life. That is, the donor continues to enjoy the apartment as if nothing had changed, which implies that he or she can live in it or even rent it. Have they increased that much? The donations, definitely. In October the General Council of Notaries (CGN) published a report which shows that between 2017 and 2024 housing donations skyrocketed by almost 68%: from 32,623 they went to 54,735. During the first half of 2025 alone, it counted 27,000 donations. At the same time, notaries recorded an increase in inherited homes. The backdrop is the rising cost of housing and the difficulties of access for young people, which partly explains why grandparents, parents, uncles… come to the ‘rescue’ of the new generations, facilitating their access to the market. What do the notaries say? “The data show a clear increase in donations and inheritances of homes from older people to the following generations,” confirms the CGN. In case there were any doubts about its growing weight, the group also remembers that the number of inherited and donated homes in 2024 would be equivalent, overall, at 64% of purchase and sale operations. Not only housing is donated. Money is also transferred from the pockets of grandparents or parents to grandchildren/children to make it easier for them to get a mortgage. The question remains as to how many of these donations come with conditions. Images | Pam Mene (Unsplash), Yen Vu (Unsplash) and General Council of Notaries In Xataka | There are rich people so bored with their … Read more

which 13 phones from Xiaomi, Redmi and POCO stop receiving updates

We are going to tell you the Xiaomi mobiles that They will stop receiving updates in 2026. This marks the end of support for the devices, which will neither have new versions of Android nor security updates. You will still be able to use them, but they will no longer be as safe. Therefore, we are going to give you the mobile list for support purposes, so that if your mobile appears in it know that its useful life in terms of software is over. Xiaomi will consider them as dead. And then, it will depend on you whether you continue using them or not. These are devices that reached the market between 2022 and 2023. Xiaomi, Redmi and POCO phones without support in 2026 Below, we leave you the list of Xiaomi, Redmi and POCO devices that will stop receiving updates. Remember that this It does not mean that the mobile stops workingbut you will no longer receive new features and security improvements against upcoming viruses and malware. These are the devices and the date your support ends in 2026: Xiaomi 12 – Support ends in the first quarter of 2026 (it will stay on HyperOS 3 and Android 15) Xiaomi 12 Pro – Support ends in the first quarter of 2026 (it will stay on HyperOS 3 and Android 15) Xiaomi 12X – Support ends in March 2026 Xiaomi 12 Lite – Support ends in March 2026 Xiaomi 12T – Support ends in October 2026 (it will stay on HyperOS 2 and Android 15) Xiaomi 12T Pro – Support ends in October 2026 (it will stay on HyperOS 3 and Android 15) Redmi Note 12 Pro 5G – Support ends in October 2026 (it will stay on HyperOS 2 and Android 15) Redmi Note 12 Pro+ 5G – Support ends in October 2026 (it will stay on HyperOS 2 and Android 15) Redmi Note 12 5G – Support ends in March 2026 (it will stay on HyperOS 2 and Android 15) Redmi Note 12 4G – Support ends in April 2026 (it will stay on HyperOS 2 and Android 15) LITTLE F5 5G – Support ends in May 2026 (it will stay on HyperOS 2 and Android 15) POCO X5 5G – Support ends in the first quarter of 2026 (it will stay on HyperOS 2 and Android 15) POCO X5 Pro 5G – Support ends in the first quarter of 2026 (it will stay on HyperOS 2 and Android 15) Cover image | Ivan Linares In Xataka Basics | HyperOS 3 on Xiaomi phones: these are the 13 models that are already updated, and the other nine from Redmi and POCO that will update later

In its darkest time Intel is receiving a crucial economic support from its best client: China

China is the largest market in which Intel is present. During the fiscal year of 2024 29% of its turnover Proceeded from this Asian countrycompared to 24% of the US. And is that of the 53,100 million dollars that This company entered last year nothing less than 15,400 million arrived from China. These figures reflect very clearly how important the country led by Xi Jinping for Intel is. And also how sensitive it is to the geopolitical context. In fact, SANCTIONS TO CHINA That the US government has deployed during the last two years have prevented this veteran company from selling its most advanced chips to its Chinese clients. Nvidia, AMD, Broadcom or Qualcomm has happened to them, but Intel is at a very delicate moment. Of the economic crisis facing We have spoken in depth In other articles. And, in addition, it can be aggravated by the commercial war that the US and China is currently. Mature chips are helping Intel to survive in China The company founded by Gordon Moore and Robert Noyce in 1968 does not design and manufactures only PC microprocessors, GPU for games and games artificial intelligence (AI) and quantum processors. An important part of the Intel business is supported by the commercialization of relatively old integrated circuits that come from their mature lithography nodes. They are not at all avant -garde semiconductors, but they are still necessary. At the current situation of tension between the US and China for this last country, these mature integrated circuits are crucial At the current tension situation between the US and China for this last country, these mature integrated circuits are crucial. Chinese chip designers and manufacturers are capable of supply your own market with The mature chips you need Appliances manufacturers, telecommunications or cars equipment, among other industries. However, many users, research centers and universities in China continue to use software for X86 and X86-64 processors, so at the moment they cannot do without the CPUs designed to execute it. Intel is currently benefiting from this need. And is that, according to ReutersChina is promoting in a very important way the demand for its oldest microprocessors for personal computers and servers. It is evident that in current circumstances this demand represents a very valuable fresh air breath for Intel, although a predictable future exchange of tariffs between the US and China in the field of integrated circuits could greatly degrade this business segment. We will see what happens, but there is no doubt about one thing: China continues to be very important for Intel. Image | Intel More information | Reuters In Xataka | Intel has confirmed that the 20A node will be skipped to reduce expenses. The 18A node will enter production in 2025

The millions of tourists receiving Rome are uploading the price of the carbonara. And the neighbors have tired

In Italy La Carbonara it’s a Gastronomic emblem. Now also a symbol against Tourist massification. Before the perspective that Rome is filled this year of millions of visitors attracted to the 2025 jubilee and that this avalanche triggers (even more) the prices of certain services, such as the menus of the treatments, An association of consumers has proposed to institutions and hoteliers to seal a ‘carbonara pact’ that guarantees that they will apply “fair” rates To the dishes. And they have a figure in mind: 12 euros. A figure: 35 million. Rome is a enormous gigantic tourist destination. Probably one of the largest on the planet. That is no novelty. Your City Council Calculate that last year he received 51.4 million visitors, a historical record that leads local authorities to refer to its city as “the capital of tourism” (capital letters are yours). A new element will be added to that interest in the eternal city: the 2025 jubilee, an appointment that according to the Italian Ministry of Tourism will attract More than 35 million of visitors. And how will it affect prices? That is the question that was asked A few months ago Consumerismo no Profit, an association of consumer -based consumer. In An open letter Its president, Luigi Gabriele, recalls the forecasts of visitors to the jubilee and shows his concern to the perspective that this tide of tourists and pilgrims raises prices in the shops and restaurants of the capital. It is not a minor issue if one takes into account that in March the Year -on -year IPC of non -alcoholic foods and drinks was in Italy of 2.6%. “It is undeniable that the increase in demand for goods and services determined by the jubilee runs the risk of provoking deep changes in current price lists, some of which are already underway, taking companies in the area to maximize their profits in 2025,” says Gabriele in Your letterin which he warns of the damage to the image of Rome and the impact for the pockets of both foreign visitors and residents. Objective: Dishes at “righteous” prices. To avoid the association proposed to late 2024 Address the issue at a round table in which both administrations and consumers and businessmen participated. The objective: set a “controlled” or “fair” price for certain typical dishes that have become an emblem of Italian cuisine. Which is it? Gabriele quotes the pasta to the Amatrician and the Carbonara, which “are among the most consumed by tourists.” For that reason, insiststhey are the ones that run the greatest risk of becoming more expensive in 2025. “Our proposal is to define a ‘fair price’ for those dishes, shared with trade associations, recognizing with a special seal or logo those premises who decide to join the initiative,” raises Consumerism not profit. The idea was well received by the City Council, As needed The repubblicaand resulted in what is now known as ‘Carbonara Pact’a “voluntary agreement” for which certain establishments undertake to charge their clients reasonable rates. But … What is reasonable? That is the key. Consumerism does not go into details or Your letter nor in The section of its website dedicated to the ‘Patto della Carbonara’, but over the last months of the Italian press and Foreign It has repeated a figure: 12 euros, a sum for which carbonara pasta dishes could be found in restaurants in the center at the end of 2024, remember Corriere della will. It is not sought that the price drops. But he wants to avoid being shot. “Overcome 11 or 12 euros is not fair for the client. It loses the identity of what Roman cuisine is, which is the dish itself and what it wants to represent,” Explain to The country The owner of a place in Rome. The reasoning is very simple. The defenders of the measure They estimate That preparing a carbonara paste dish is relatively cheap, so taking into account raw materials could be charged for 6.5 euros. To that amount add other extra costs until reaching 12 euros, a price that in its opinion already includes the “margins”. And has it served? One thing is the theory. Another very different facts. Although consumerismo is He has committed To identify the businesses that have been assigned to the ‘Carbonara Pact’ and invites customers has denounced those who do not respect it, there are those who look at the initiative with skepticism. Marina García, journalist and correspondent in Rome, I recently recognized to The country that the pact has not worked too much. “It serves more to open a tourism debate than to have a real impact,” he adds. There are those who, after probe the city’s businesses, He found himself A few months ago, prices already ranged between 12.5 and 19 euros. Or even who speaks that in just a few years the dish has shot from eight to 16 euros. For now, what the agreement has helped is to influence the effect that massive tourism has on a day -to -day basis (And the pocket) of the population, a debate that has occurred in other parts from Italy (Venice, for example) and whom Spain It is not foreign. Images | Sarah (Flickr) and Pinar Kucuk (UNSPLASH) In Xataka | Japan is suffering a bankruptcy record from Ramen. And in part it is the result of the “1,000 yen barrier”

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