covering

Chargebacks are the silent hemorrhage of e-commerce. A Catalan startup is making money by covering it

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Yesterday Paco bought a product on Wallapop and received it. Then came the problem. Paco called the bank and lied saying that it was not the product he expected or that he did not receive it, thus managing to keep the product and recover his money. Free product for him, headache for Wallapop. This is where a promising Catalan startup called Kloutit comes in. Fictional situation, real problem. Paco does not exist as such and the situation is fictitious, but it is the reflection of a very palpable reality among e-commerce companies: many are affected to a greater or lesser extent by the so-called chargebacks or chargebacks. Kloutit has an AI to solve it. The Catalan startup Kloutit has created an AI tool to manage these chargebacks on e-commerce platforms. Founded in 2024 by Albert Algarra (CEO), Alexis Pairetti and Adrián Algarra, the company already has almost 200 active clients and operates in nine countries, as indicated in CincoDías. Among those clients are Wallapop, Cabify, Playtomic, Factorial, or TaxDown. A problem that they manage to mitigate. The phenomenon of chargebacks negatively impacts 30% of the gross operating profit (ebitda) of companies, according to Kloutit. However, thanks to their AI system, companies multiply the amount of money lost and later recovered by 5.5. Not only that: as those responsible for CincoDías indicate, “Reducing chargebacks not only protects income, but also improves the relationship with payment service providers, and avoids penalties for high ratios.” They may be legitimate, but they may not be.. Unlike a normal return in which you go to the store, deliver the product and receive your money back, in a chargeback the bank withdraws the money directly from the merchant’s account and returns it to the customer while it investigates what happened. Chargebacks typically occur in three cases: Real fraud: someone has stolen your card and made purchases, so you notify the bank indicating that it was not you, and the bank returns your money. Problems with service: you bought something that never arrived, or the product that arrives is broken or the service (hotels, flights) was not as promised. “Friendly fraud”: This is where the problem lies for companies, and it is the fictitious case we have described. A chargeback is not just about losing a sale. For a business it implies a double loss: both the product they already sent and the money from the sale. In fact, after the chargeback the nightmare begins, because the implications are several: Penalty: Banks charge a penalty fee to the merchant for each chargeback received regardless of who is right. Blacklist: If the store has many chargebacks, Visa or Mastercard can blacklist you and prohibit card payments. Expensive defense: defending against a chargeback is a cumbersome bureaucratic process: you have to demonstrate with evidence (delivery notes, screenshots, emails) that the customer did receive the service. AI vs. obsolete systems. The platform developed by Kloutit promises a much more effective alternative to traditional systems that they describe as obsolete: manual processes, a lot of time investment and disappointing success rates. The Catalan startup’s AI system promises to automate these processes and free teams from this burden. That they have more and more clients is a promising sign that they are doing something right. Images | Nathana Rebouças In Xataka | Online commerce was supposed to kill shopping malls. The reality has been just the opposite.

The fastest private plane in the world is now ready to fly, covering non-stop intercontinental routes and less jet lag

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Few aircraft projects raise as much expectation as that of the Bombardier Global 8000 because he who It will be the fastest civil aircraft in the world since the Concorde It has some characteristics that leave people open-mouthed and others, such as the promise of ending jet lag, that arouse some skepticism. And furthermore, it is rigorously complying with its roadmap to go from becoming an ambitious prototype in testing to being a certified commercial reality: a few days ago completed its international certification process and can now operate without restrictions in the European sky. He Bombardier Global 8000 breaks records. In its test flights, one of its aircraft reached a Mach speed of 0.941, even exceeding Mach 1.0 (Mach. 1.015) in a dive, making it the first aircraft within its commercial people transportation category to break the sound barrier in a controlled and sustainable manner. And also, in the fastest civil jet in active service. However, his certified maximum operating cruising speed is Mach 0.95, exceeding its own expectations and leaving behind others like the Gulfstream G700 or the Dassault Falcon 10X. This is possible thanks to its engines GE Passport and its aerodynamics. Its propulsion system is optimized for a high bypass ratio and thermal efficiency, enabling long flights. Its wings have a design Smooth Flĕx Wing critical: it is a variable profile structure that optimizes lift both when flying at low speed and at cruising speed. This minimizes resistance and improves stability against turbulence. With intercontinental capacity. Precisely its surname 8000 comes from its autonomy: it is capable of flying 8,000 nautical miles, about 15,000 kilometers. Again, its engines and design are largely to blame. If we take into account its range and speed, in practice it means that it is practically capable of linking two cities in the world without the need for stopovers. It is no longer that it can connect New York with Hong Kong, it is that compared to the traditional commercial flight it could save almost two hours. Goodbye to damn jet lag? As if flying from one end of the planet to another non-stop and in less time was not enough, the Bombardier Global 8000 promises minimize jet lag through pressurization and systems engineering. Go ahead something: the jet lag It’s not just lack of sleep and jet lag, it’s also an effect of air pressure. While a standard commercial airliner maintains cabin pressure equivalent to 6,000 – 8,000 feet, the Global 8000 maintains it at only 2,900 feet (about 880 meters) even when flying 41,000 feet. This means more oxygen in the blood of people traveling, so fatigue is reduced. Likewise, it integrates the Soleil System LED circadian lighting based on the dynamic position of the sun depending on the destination. A most exclusive aircraft. This aircraft does not skimp on details to optimize flight or comfort. Thus, it has a HEPA filtration system that renews the cabin air in less than 90 seconds, it has very comfortable a priori Bombardier patented Nuage seats with zero gravity position, four private suites with king-size beds and there is no shortage of shower on board. Beyond its innovations and luxuries, it has something essential from a practicality point of view: its design allows it to operate in small airports and even on wet and bad runways, so it can land or take off in up to 2,050 airports. According to Bombardier, this marks the difference with the competition. The interior of one of its exclusive suites ready to fly. As we mentioned in the intro, the Bombardier Global 8000 already has everything to fly. After the envelope validation phase which took place between 2021 and 2023 where the company verified that elements such as the wing and the stabilizers supported transonic shock waves without losing structural integrity, they moved on to the testing and certification phase. First Transport Canada, then the FAA American and a couple of weeks ago, the European, which opens the doors to accepting deliveries in the United States and Europe. However, the first customers of the launch have already begun to receive their units from 2025. By the way, those who own the previous model, the Global 7500, you can upgrade it to the new Global 8000. In Xataka | The largest plane in the world has just broken its record for flight hours: its real mission is even more ambitious In Xataka | The whale of the skies says goodbye: the Airbus Beluga ST retires after years transporting other aircraft parts Cover and images | Bombardier

Drones have become the great threat of Ukraine. So you are covering kilometers of roads with nets

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Neither tanks nor mines nor sophisticated fighters. What really removes the dream of the soldiers who fight in the Ukraine War (and it is a feeling shared by both sides) are The dronesunmanned aerial vehicles (UAV) loaded with explosives. So much so that the military have baptized the 10 km strip that extends to each side of the front as “Zone of Death”an area infested with remote piloted drones and that can neutralize their objectives with a much lower investment than would require a similar missile. The UAV play such an important role in the war that a curious picture is left: kilometers and more kilometers of road protected with networks. A landscape covered with networks. To complicated problems, imaginative solutions. The France-Presse (AFP) agency has published A chronicle in which he tells how the war between Ukraine and Russia is having a curious effect on the wide range of the front: it is covering it with networks. Networks and more green networks that are installed on post -high posts along kilometers of road in the region of Donetskone of the great stages of war. AFP recounts how Ukrainians are riding that vast tangle of networks to cover their main supply routes, but the panorama is not very different on the other side of the front. The Russians have also set to work to perform a similar task. “Let’s weave nets, just like spiders! We do it for birds without extremely dangerous feathers,” Ironiza In April a nicknamed ‘Ares’. But what birds are those? Drones Drones swarms, surveillance vehicles, kamikazes or equipped with explosives that suppose a serious threat to soldiers and civilians. With meshes the military seeks to repel them in a seemingly as simple as effective way. “When a drone impacts the network, a short circuit occurs and cannot attack vehicles,” Explain To the French agency Denis, a commander of the 27 -year -old engineers. The initiative is not entirely new. A few months ago We told you Already how Ukraine was taking advantage of tons of old Danish fishing networks to repel Russian drones. Now already measure that the Ukraine War is on its way to turning three and a half its use seems to be extending on the front. In March a small sailor town of Jutlandia, Thyborøn, It was news precisely by donating 450 tons of drag networks made of nylon fibers. In origin, meshes were thought to capture tons of fish, but they have also been useful to keep drones away from strategic objectives, especially as the expanding the Fiber optic modelscapable of making fun of devices that cut the connection with the pilots. The drone war. It may seem exaggerated, but if for something the Ukraine War is highlighting, it is precisely because of the role that drones and the threat they represent for soldiers. Reuters cites today Internal reports of kyiv that confirm that the UAV already represent about 69% of the attacks against Russian troops. Moreover, in 2024 they were behind 75% of the attacks undertaken against vehicles and equipment. They are percentages that far exceed those of the use of conventional artillery, which move between 15 and 18%. The great threat. Reuters cites a squad commander, Ivan, 35, who Openly recognize That the soldiers of both sides see the unmanned aerial vehicles already as the main threat to their lives. Your swarms too They take away the dream In the cities, kilometers away from the front. Yesterday Russia launched An attack against Dobropillia as part of an offensive that included the use of hundreds of drones. His role is so relevant that Mark Boris Andrijanic, Slovenian politician, has published An analysis in which it slides that an increase in drones financed by the West would allow war. Images | Ann-Sophie Qvarström (Flickr), Ministry of Defense of Ukraine (Flickr) and Trong Khiem Nguyen (Flickr) In Xataka | The Ukraine War is getting rid, first of all, with drones. And that is leaving an infinite fiber optic trail through the field

I’ve been covering the Prime Day for three years and these are the six chollos that I would not miss in 2025

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A little over three years ago I started working in Webedia in the E-Commerce team and since then I have seen many (many) offers. I have covered all the campaigns that have been arriving since then, from the Black Friday to the Prime Day, and that gives you a good perspective of how to value a good price and if it really deserves. I have almost always taken these campaigns to buy something and In this new prime day 2025 I am clear what would buy. In this article I will tell you what my purchases would be and what else is interested in each of the products. Xiaomi 14t Pro by 399.99 eurosone of the mobiles with the best value for money of Xiaomi. Kindle Paperwhite by 154.99 eurosa very complete ereader that has fallen again price. Soundcore Space Q45 by 89.99 eurosBluetooth headphones with a spectacular value for money. Fire TV Stick 4K by 35.99 eurosa very tight price for such a useful device. iPad (2025) by 349 eurosone of Apple’s cheaper tablet that has dropped even more price. Philips Oneblade Pro by 74.99 eurosa kit of the machin to trim beard and body whose most interesting point lies in its blades. Xiaomi 14t Pro Shortly after launching I bought the Xiaomi 14t For a price of approximately 480 euros and since then I have seen it lower a lot of price. But if they were going to buy a mobile right now, without a doubt I would not bet on him, but for him Xiaomi 14t Pro: is better and cheaper. He Xiaomi 14t Pro It is a mobile that was launched for a price of 799.99 euros, but now, during Prime Day, Cuesta 399.99 euros. At the design level, he does not differ practically at all to his younger brother: It’s pretty and very comfortable in hand. Inside … the thing changes, and obviously for good. The greatest claim is found in its photographic section, since The cameras are signed by Leica. But, in addition, an excellent processor also sets MEDATEK DIMENSITY 9300+ along with a screen that offers a 1.5K resolution and a brightness of up to 4,000 nits. It is also heard very well, since the speakers are compatible with Dolby Atmos. During the Prime Day we can find many supply mobiles, but the Xiaomi 14T Pro is, without a doubt, one of those who have better value for money. It is powerful, comfortable in hand and is able to take very good photographs. * Some price may have changed from the last review Kindle Paperwhite I usually read quite frequently, usually in digital format. I have a ereader that works perfectly, but its six -inch screen has been a bit small. And although I feel a greater predilection for the Kobo Libra ColorIt is a fairly expensive model. For anyone who wants to start in digital book readers or who simply want to have a good experience, my personal choice within the Amazon ecosystem would be the Kindle Paperwhitewhose price has dropped to 154.99 euros (From 199.99 euros). He Kindle Paperwhite Signature Edition It is the latest generation of its line. There are notorious changes regarding its operation, since in this case We are faced with a more fluid systemsomething that shows especially when the pages pass. It also has a clean design with a good seven -inch screen, which allows you to read more text on a single page. Among the things that most attract me the attention of this model, in the first place is its battery that offers, according to Amazon, a Autonomy of up to 12 weeks. It also allows you to customize the source and the size of the letter, includes adjustable light and is resistant to water, something to take into account if we want to take it to the pool or the beach. Kindle Paperwhite Signature Edition (32 GB) * Some price may have changed from the last review Soundcore Space Q45 A few years ago I bought the Soundcore Space Q45 And since then I have not changed them. I loved. I bought them when they had been in the market for a short time and cost me approximately 110 euros because they were on offer (their usual price is 149 euros). After this time, I have seen them even with much lower prices, as is the case of this new prime day where we can find them in Amazon by 89.99 euros. The Soundcore Space Q45 They are a bluetooth headphones of the Anker brand diadem. I already anticipated that I liked it so much that I have even thought about buying others only to take them on a trip. They are supercomodious and very lightthe construction is quite good and they are heard very well. The battery lasts more than 40 hours and offers a Active CANCELLATION OF LEAVING ADJUSTABLE NOISE which can also be configured on five levels through the brand. It allows to connect two devices (such as a mobile and a computer) simultaneously and can be alternated between active noise cancellation modes, transparency mode and normal mode. Today I still consider that the Soundcore Space Q45 They are one of the Bluetooth headphones with better value for money. If I were going to buy them right now, I would not hesitate and take advantage of the offer that Amazon has, since at this price (or a similar price) I have only found them at specific times, usually in the prime Day or Black Friday. * Some price may have changed from the last review Fire TV Stick 4K In Xataka we have spoken many times about Fire TV Stick Amazon, and it’s not for less. Although I personally do not have any model, I have bought two (Fire TV stick HD) to my parents and are delighted. Why does it appear in this list? Basically because It is a very versatile device that can be useful for many people. … Read more

France has thousands of kilometers of unused train tracks. So you are covering them with solar panels

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Solar panels and wind turbines have placed us in a complicated decision: aesthetics or generating electricity? Beyond Impact on living beings of the environment in which these renewable projects are installed, it is undeniable that They have a huge visual impact. That’s why, New transparent solar panels for windows or hide them on roads They sound like a great idea. In Switzerland they have developed a project for Place solar panels on the train tracksand now France has copied the idea. Invisible panels. With the name of ‘Solveig Project’, the French rail operator SNCF It has developed, through its Arep subsidiary, a project to create a solar plant that can be deployed on the roads that the company controls. They explode about 32,000 kilometers of lines, so, if the project is successful, the potential is huge. The idea is simple, but ingenious: take advantage of the rails to install solar panels, while batteries and investors are stored in modular containers. For now, Solveig is a pilot project that has started with the installation of eight solar panels at the Achères Technical Center, where they will be tested for six months. Facilities. Having a storage solution such as containers, which include investors and batteries, it is possible for the company to transport these assets as far as it is needed. It also facilitates their installation. As Comment the Director of Innovation of AREP to PV Magazine, the development of a photovoltaic panel transport system through ISO containersas well as its installation on the roads, “it facilitates both the deployment of the panels and the reversibility of the installation.” The operation does not require a complex installation, since a mechanical arm is responsible for downloading the panels, which are subsequently fixed to the tracks to prevent the wind from moving them. And, being temporary, does not require foundations. In addition, the containers are modular and the rail infrastructure is not compromised. Self -consumption. The idea is that this solar solution feeds the internal consumption needs of SNFC, as well as local uses around the facilities. The potential is gigantic, but, although AREP considers that it is possible to export this solution to both Europe and the rest of the world, we must wait to see the results of the pilot project. In addition, the idea would be to implement this system in out -of -service railways, all to add energy to the network that operates SNCF, since 80% of the national trains of the same work with electricity. In addition, he has the commitment To deploy 1,000 MW for 2030, and fill the panel tracks would be a good support. Next steps. The following steps of the Solveig project will focus on improving system efficiency and reducing costs to make it viable on a large scale. Although there is still no definite calendar for industrialization, the potential is evident: SNCF has more than 113,800 hectares of operational land that could become authentic solar parks over rails. In short, if the project gives good results, it is only a matter of time before more countries are uploaded to this new “train” of renewable energy. And, speaking of Switzerland, they are very committed to not shaving their green fields and, apart from the panels on the train tracks, also They are installing them on road walls. We just hope this experiment Do not leave like the one on the solar roadalso in France. Images | SNCF, Arep In Xataka | The bats of Spain live times of uncertainty. The reason, according to the CSIC: the wind turbines

Could Mariano Rivera be expelled from the Hall of Fame if he is accused of covering up sexual abuse?

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New York Yankees legend, Mariano Rivera lives hard moments with his wife Clara After appearing repeatedly in a lawsuit and supposedly having covered sexual abuse during a camp of his refuge of Hope church, which has made Many wonder if the Panamanian could lose his place in the Baseball Hall of Fame. Through a statement exposed by your lawyer Rivera dismissed the accusationsensuring that they are false and intend to seek economic compensation in the fact. “Mariano and Clara Rivera do not tolerate child abuse of any kind and the accusations that they knew or did not act against reports of child abuse are completely false“, His lawyer explained days ago in which they were the first statements of the family after the accusations. Both Mariano Rivera and his wife Clara say that the accusations for having undercover sexual harassment are false and have no foundation. Photo: AP Photo/Hans Pennink. However, Rivera’s ethical condition that led him to be the only player in the history of the Hall of Fame to be unanimously chosen now wobbles consequence of his alleged participation in the cover -up of abuse. Could Mariano Rivera lose his plaque in Cooperstown? To answer the question of whether Mariano Rivera could be exempted from the Hall of Fame is necessary The only similar background that exists and that can mark the pattern: what happened with Roberto Alomar. During 2011 Roberto Alomar was exalted to the Temple of the Immortals when he was listed as one of the best second base in history. However, Everything collapsed 10 years later, in 2021, when he received accusations for an alleged case inappropriate sexual behavior. In addition to being fired from Toronto Blue Jays, Alomar also lost his position as special MLB advisor to develop baseball in Puerto Rico after the reports of his inappropriate sexual behavior. Photo: AP Photo/Mike Groll. Although at the time the position of Alomar in the Hall of Fame was also put in trial, it remained in the museum for the explanation of President Jane Forbes Clark, who explained that although the fact is questioned and it does not represent the values ​​of the institution, the decision to select the Latin “reflects its eligibility and the perspective of the voters of the United States Baseball Writers Association at that time. ” However, The case ended up being a nightmare to Alomar who lost his work as an advisor to Toronto Blue Jays and was suspended from any activity related to baseball, including future participations in Cooperstown events. Other cases sounded at the time were those of Pete Rose and Joe Jackson, who were unable to enter the Hall of Fame for sports bets and love amaño respectively. A solid aspiring also to the Hall of Fame, the Venezuelan Omar Vizquel, was ascending among voters when he faced signs for domestic violence and abuse against a Bat Boy, which directly affects his percentage and accumulated less votes in later years . The summary is that It is almost impossible for Rivera to leave the Hall of Fame. But it is possible that he loses part of the credibility that he accumulated for 19 years in major leaguesin which it reached 652 saved for life. Continue reading: (tagstotranslate) Mariano Rivera

Mariano Rivera and his wife break silence in the face of accusations of covering up sexual abuse

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The greatest closer of the Major Leagues, Mariano Riveraand his wife Clarahave been a trend in recent days due to an accusation of “covering up alleged sexual abuse” against a minor. The legend has come forward to deny the facts in a statement. Through his lawyers, Rivera sent a statement to the media USA Today Sports in which he defended himself against the accusation and described it as “completely false.” “Mariano and Clara Rivera “They do not tolerate child abuse of any kind and the accusations that they knew about or did not act on reports of child abuse are completely false,” the letter reads. In this way, it was also clarified that marriage Rivera learned of these accusations four years after the alleged abuse. They did so thanks to a letter that arrived through their lawyers and in which financial compensation was requested. “The first time the couple learned of the accusations was almost four years after the alleged incident, when they received a letter from a lawyer requesting a financial settlement,” they detail. “The lawsuit, which seeks financial damages for the alleged inaction of the Rivera about alleged incidents that were never reported to them, is full of inaccurate and misleading statements that we have no doubt will not stand up in a court of law,” they conclude. Case of alleged cover-up of Mariano Rivera and his wife The Panamanian and his wife are being accused in civil court for allegedly covering up alleged sexual abuse committed against a minor at a church camp, Refuge of Hope. The lawsuit made by a teenager identified as Jane Doe now seeks to obtain compensation for damages. The young woman alleges that she was sexually assaulted on several occasions at one of the church events in Mariano Rivera and where his wife is the shepherd. “Instead of taking sufficient measures to end the sexual abuse of Jane Doethe Rivera They isolated and intimidated each one separately. Jane Doe so that he would remain silent about him,” says part of the lawsuit. Mariano Rivera He retired from baseball in 2013 and dedicated himself and his wife to religious activities in Refuge of Hope. Later, the former pitcher of the Yankees was exalted to Hall of Fame. He remains the only player to receive a unanimous vote. Keep reading:· Mariano Rivera and his wife are sued for alleged cover-up of sexual abuse· Hispanic Mark Vientos offers to play first base in 2025 with Mets· The Mets show their new away jersey (PHOTOS)

Mariano Rivera denies accusation of covering up sexual abuse in a religious camp

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Mariano Rivera denies accusations of covering up alleged sexual abuse The legendary former New York Yankees closer, Mariano Rivera, and his wife Clara, have categorically denied accusations of cover-up related to alleged sexual abuse suffered by a minor linked to the church they lead. Through a statement issued by their lawyer, Joseph A. Ruta, the couple described the allegations as “completely false.” “Mariano and Clara Rivera do not tolerate any type of child abuse, and the accusations that they knew or did not act on reports of abuse are absolutely unfounded,” Ruta said Thursday. The context of the accusation According to the lawsuit, the alleged abuse occurred at a summer camp organized by the Riveras’ church, as well as at the former pitcher’s residence in Rye, New York. The accusation details that the minor was abused by an older girl at the Ignite Life Center facilities in Gainesville, Florida. According to court documents, the Riveras allegedly intimidated the victim so that he would not report the incident. However, the couple’s lawyer maintains that they were never aware of the incidents until years later, when they received two letters—one in 2022 and another in 2023—requesting financial settlements. “The first notification came almost four years after the alleged incident. These letters sought economic agreements, which makes it clear that this lawsuit has financial motivations,” says the statement issued by Ruta. The Riveras’ position The Riveras’ defense argues that the accusations contain “inaccurate and misleading” statements and are confident that they will not succeed in court. “The lawsuit seeks economic damages for an alleged lack of action by the Riveras regarding incidents that were never reported to them. These accusations are completely unfounded,” Ruta said. For their part, the victim’s parents have stated that the Riveras failed to fulfill their commitment to guarantee the young woman’s safety during church activities. The case has generated considerable debate, given the impeccable reputation of Mariano Rivera, who is considered one of the best closers in baseball history. Keep reading: – Colombian Christian Rodríguez candidate for Comeback Player of the Year in the NFL – Santiago Giménez sent a criticism to the Mexican soccer clubs – Kylian Mbappé responded to Neymar

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