retirement

Employment among those over 65 triples and reaches the maximum in the historical series. There is a good reason: retirement

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The labor market in Spain has recorded several notable milestones in recent months: record contributions, lowest unemployment rate in decades and recovery of youth employment. However, the last annualized EPA data They hide a story that goes beyond global figures. According to Annual average data for 2025 published this week by the INE, the employment rate among those over 65 has reached its historical maximum, and the reason is not that older Spaniards have discovered a sudden love for work. There is something structural behind it that deserves a closer look. An aging workforce. The aging of the population in Spain, and the changes in the pension system that were approved in the 2011 reform, are quietly but very significantly redrawing the Spanish labor map. What a decade ago seemed like a statistical anomaly has today become a consolidated trend with direct consequences on the future and viability of public pensions. The EPA data of the fourth quarter of 2025 indicate that at the end of the year there were 4,926,300 employed people over 55 years of age in Spain. This represents a growth of 23.3% in this age range since the 2022 labor reform, compared to the 11.3% average increase recorded by the rest of the ages. But the most striking thing is that the employment rate among those over 65 years of age has tripled compared to the levels of a decade ago, with 14.25% for men between 65 and 69 years old and 12.29% for women in the same age group, compared to the 5% that was registered in 2015. The employment rate for men between 60 and 64 years old is around 58% in 2025. highest since the early 1980s. All this used to be retirement. What largely explains this rebound in employment among the population over 65 years of age is not a greater demand for experienced workers, but rather the progressive delay in the legal retirement age. In 2026, the legal age for access ordinary retirement For those who have less than 38 years and 3 months of contributions it is 66 years and 10 months. This displacement forces many people to remain active beyond the age of 65 at which they could previously retire. Howeverthe report ‘Quarterly Labor Market Observatory‘ prepared by Fedea and BBVA Research confirms that the increase in senior membership is mainly due to the aging of the population and the delay of retirement agewhich often responds to the need to continue working due to financial difficulties. Staying in the job market at that age is not easy. However, although the data points to record percentages compared to historical figures, the reality is that their employment situation is not a bed of roses. a study of the BBVA and Ivie Foundation has revealed that those over 55 years of age register for the first time an unemployment rate of 9.8%, exceeding the unemployment rate of the group of people between 25 and 54 years of age. Furthermore, six out of ten unemployed of that age group They are long-term unemployed, a percentage that triples that of young people between 16 and 24 years old. The data depict a labor market in which workers over 55 years of age they lose their jobs a decade before their retirement age, and must survive throughout that time either with temporary employment, or in a situation of chronic unemployment due to lack of opportunities. At the other extreme, the employment rate of 14.2% shows those who have managed to stay afloat or get out of that hole. The pension system, the backdrop. Behind all these figures there is a reality that economists have been pointing out for years: the pension system needs people to work longer. to be sustainable. The reforms have been moving incentives in that direction, tightening the requirements for early retirement with greater pension reduction coefficientsand with a progressive increase in the necessary years of contributions. The result is what the data is already showing: there are more and more people who cannot retire at age 65 and must extend their working life until age 67 (effective in 2027) to access their retirement pension. In Xataka | What is the regulatory base: how it is calculated in 2026 with examples Image | Unsplash (Matt Bennett)

Iniesta promised them happy retirement. Now they are investigating him in Peru for an alleged $600,000 scam

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Andres Iniesta it’s news. And it is for something that has little to do with football, sports or entertainment. On this occasion the headlines are monopolized in the pages of the judicial chronicle on account of a controversy that arose in Peruwhere the Prosecutor’s Office is investigating the former midfielder for his role in an alleged chain of scams against businessmen in the country for a sum of around $600,000. Iniesta’s surroundings already has denied the accusations and talks about “malicious” information to take advantage of his image. It is not the first time that the former soccer player has been in the spotlight for his role as a businessman: years ago he did it for his wineries, both for a dispute with the Treasury as for your losses. What has happened? That the Peruvian Prosecutor’s Office is investigating Iniesta for an alleged “aggravated fraud.” The news has been reported by the country’s media, such as The Republic, Trome either Libero and it has been echoed in Spain by Efe agency, The Country either The Sixthwho has even spoken with one of those affected. Basically, the Public Ministry has opened a tax file on the former soccer player following a complaint related to the company NSN Barcelona, ​​linked to Iniesta. In the Prosecutor’s document (reproduced partially by The Republic) it can be read that the complaint is filed against Iniesta and at least two other people for “the alleged commission of crimes against property in the form of aggravated fraud.” The document also details that the “prestige” of the former Barça player played a key role in raising funds and committing the alleged scam. What is investigated? The facts reported by Gucho Entertainment and other Peruvian businessmen who claim to have invested around $600,000 in a series of events (sports and artistic) that supposedly had the support of NSN Sudamérica, a subsidiary of the company linked to Iniesta. His name would have made it easier for the Peruvian businessmen who have now gone to court to hand over thousands of dollars to organize a series of shows. Specifically, four are mentioned: the Upa Upa Fest, a friendly between the club Scientist of Cusco and the National of Ecuadora K-pop festival and another legends match between Peru and Spain. Of all of them, only one was held, the Upa Upa Fest, and it did not turn out as investors expected. In fact, it left considerable losses. And what happened? The problem is that the firm that was supposed to be in charge of the executive production of the events, NSN Sudamérica, declared bankruptcy in June 2024. The subsidiary entered into the liquidation process and allegedly did not return the money invested by the Peruvian businessmen to finance the rest of the shows. “No notification. We found out that the company was in liquidation. They never took responsibility for anything, although they were supposed to do so” reported on Monday Emilio Lozano, one of the supposedly affected businessmen, in an interview with ‘And now Sonsoles’, a La Sexta program. What does that have to do with Iniesta? That NSN South America is a delegation of NSN Barcelona. The former La Roja footballer himself celebrated the launch in 2023, according to statements collected by The Country: “We are very excited to be present in a country like Peru and a continent like South America to continue growing and promoting our values ​​around the world.” The subsidiary was established at the beginning of that year by a group of Peruvian and Spanish businessmen, the starting signal for attracting investors. The Prosecutor’s Office document not only cites the former soccer player, but it does underline that his name was essential for raising funds. How key was it? The writing is very clear. “The facts that will be detailed below involve Andrés Iniesta, who is a figure of international recognition for his achievements in professional football as a former player of the Club Barcelona of Spain and having been a former world champion with the Spanish team, who using this prestige authorized and supported the foundation of NSN Sudamérica to act as a subsidiary of his company NSN Barcelona throughout South America. However, that prestige was only used to raise capital from Peruvian businessmen under the deception that they were going to be invested in large events that were approved in coordination between NSN Barcelona and NSN South America,” reads the writing of the Prosecutor’s Office cited by The Republic. At the moment the agency has initiated preliminary proceedings for an alleged crime against property, a phase that will last several weeks. What does the company say? Mark distances. Through a blunt statement Iniesta and NSN make several points clear. To begin with, they “outrightly” deny the accusations that have been published in recent days. Second, they claim that the information has been published “maliciously” with the purpose of taking advantage of the image of “a public figure” like Iniesta. “We trust that the Peruvian justice system will clarify this situation very soon and we reserve the right to file appropriate actions in defense of our work and honor, requesting maximum rigor in the information published regarding this case,” concludes the official statement. From the ex-footballer’s entourage they have something beyond and they have explained to La Sexta that the former soccer player and NSN are also affected: they created a subsidiary in Peru “led by people who were not the right ones and harmed them and third parties.” “Those in charge made a mistake when it came to putting the right people in place,” abound. Images | Wikipedia and Carlos Fernández (Unsplash) In Xataka | If the question is how to add more epic to LaLiga, in Russia it is very clear: with AI, many muscles and topics

From 2026 Social Security will give you months of contribution by calculating your retirement

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As of January 1, 2026, Social Security will apply important changes in the Retirement pension calculation aimed at improving the situation of those who have had to stop quoting to take care of their children. The objective of the new regulations is to reduce the impact of the raising of children on the calculation of pensions. The Intergenerational Solidarity Observatory esteem that retired women charge an average of 18% less pensions than their male counterparts due to the effect of the Children’s upbringing In his professional career. The reform is collected in the Royal Decree-Law 2/2023which establishes new measures to compensate for periods without contribution in the calculation of bases of Quotation for retirement and will benefit both parents and mothers who have had interruptions in their work career for the care of their children. Integration of contribution lagoons. Social security may compensate for the months in which a person has not quoted “filling” those periods without contributions with a Minimum contribution base (At present, this base is 1,323 euros per month), in order to prevent these periods from significantly criminalize the retirement or disability pension. For Calculate the pension The contribution bases of the last 25 years are considered, and if there are months without quoting, they can be replaced by a minimal contribution base. However, this compensation only applies 100% in a maximum of 48 months in which parental care can be accredited. For additional months, the minimum base is counted only at 50%. Maternity penalizes women more. According to They point from the INEthe employment rates of women between 25 and 49 years with children under 12 are under employment rates of women of the same age without children. With the entry into force of the new review formula for contribution lagoons, women who have had children can benefit from up to 60 months at 100% and 24 months additional to 80% in periods without quotation related to maternity or care. Such and as they highlight from Capmany AbogadosParents may also be accepted to this measure if they meet certain conditions related to the birth or adoption of children and reductions in their contributions. If the son was born or was adopted before 1994, more than 120 days will be necessary without quoting between the previous nine months and three years after birth or adoption. For births or adoptions after 1995, the contributions have been reduced in the 2 years after birth have been reduced by a reduction in working hours, for example) with respect to the previous 2 years. The self -employed stay out. The correction measure will not affect the self -employed professionals that remain Out of this compensation measure for the raising of children. However, from the reform that was applied on March 18, 2023, self -employed can enjoy the integration of lagoons into the contribution by filling the time not quoted with a base of 960.60 euros. The only nuance is that the measure is disconnected from the raising of the children and can only be applied if the lagoons are in the six months after an activity cessation. If during the quoted life there are several cessations of activity and in them there are lagoons, it can be applied to each of them to calculate the retirement pension. In Xataka | Spain has turned paternity into a poverty risk factor: raising a child costs 758 euros per month Image | Unspash (Julian Hochgesang)

Denmark’s life expectancy has grown. His politicians have taken the opportunity to raise the retirement age up to 70 years

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Demographic aging is putting serious to the labor market and the pension systems of countries around the world. Most European countries have already taken measures in this regard delaying retirement age legal for your workers. However, Denmark has been the most expeditious: from 2040, Danish workers will have to wait until he turned 70 to retire. With this reform, Denmark is like the country with the Higher retirement age from Europe. Progressive increase up to 70 years. According to what was published by The media Danes, the Danish Parliament has approved with 81 votes in favor and 21 votes against the new law that will raise the retirement age from the current 67 years to 70 years in 2040. According to explained The British BBCthe process will be carried out progressively, progressively looking at 68 by 2030, the 69 by 2035 and, finally, reaching up to 70 years in 2040. More pensions for a longer time. In 2006, the Danish parliamentary arc parties signed the well -being agreement in which the country’s life expectancy was indexed. That measure served as the basis for Danish retirement age It will rise From the 65 years they had in 2004, at the 67th that was reached in 2019. However, last year the Social Democratic Prime Minister Mette Frederiksen said that the variable escalation of the retirement age should be renegotiated to shorten the increases in increases. Reducing these deadlines would serve to adapt to the current life expectancy of the country. According to data of the Better Life Index From the OECD, Denmark has an 82 -year half -life expectancy. Are they too many years? Some Danish workers consider the new retirement age excessive. In statements To the public station Denmark Radio, Tommas Jensen, roof assembler, assured that he had undergone knee surgery, shoulder and back. “I just turned 47 and I see that I have many years left in the labor market. Maybe I have to look for a new profession.” Jesper Ettrup Rasmussen, president of one of the main union confederations in the country, described the proposal as “totally unfair.” “Denmark has a healthy economy, and yet imposes the highest retirement age of the entire European Union. A later retirement means losing the right to a decent life in old age.” In the same line He manifested Trade union leader Henning Overgaard, who considered that working until 70 was unfeasible for jobs with greater physical demand. “Many politicians have gone to university. You can read reports and see statistics, but that does not replace having risen at four in the morning with frost in the beard and the back hunched over by yesterday’s turn,” said the unionist. Europe retires between 65 and 67 years. Given the progressive aging of the European population, most European countries have chosen to delay the retirement age of their workers to maintain the stability of their pension systems. Nevertheless, According to data From the Finnish pension center, most European countries have maintained their retirement fork between 65 and 67 years. The measure that the Danish Parliament has taken is the most ambitious in terms of postponement of the retirement age of its workers. In Spain, the legal retirement age It remains in the 65 years until 2027 provided that a minimum of 38 years and six months have been quoted. If this requirement is not met, the minimum age to retire will increase progressively until reaching 67 years in 2027. In 2025, the legal age to retire if 38 years and three months or more have been quoted and more is 66 years and eight months. In Xataka | There is a man who has been working for the same company for 86 years. And you have no plans to retire In Xataka | From the “great resignation” to “great prejubilation”: the labor market loses the experience of those over 55 years Image | Unspash (Diana Parkhouse, Hannah Thiel)

Madrid has discussed whether the horses that patrol the retirement must wear diapers. They would not be the first

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Madrid municipal policy has these days A peculiar protagonist: the horses with which the police patrol through the park of The retirement. And for an even more strange reason: diapers. Perhaps both concepts seem little related to each other, but the PSOE has proposed to unite them and that the horses that walk through the emblematic garden of the capital must use a system that collects its feces. They would not be The first. Horses with diapers? Yes. The image is shocking (at least), but that is basically the idea that the PSOE Plan to carry today To the Municipal Board of Retirement: that the horses with which the police patrol the park use a system that retains their feces and prevent them from falling to the ground. In short, give them diapers. “Avoid the presence of horse droppings in the park and its surroundings, stenores, bad image and unhealthiness,” argues The socialist group in the motion that will lead to this afternoon’s meeting. “No one has stopped us”. The idea will be discussed during the plenary of the Municipal Board of the Retiro Districtbut the PP has already seen that it welcomes it with skepticism. For the delegate of Urbanism, Environment and Mobility, Borja Carabanteit is a “anecdote” and even took the opportunity to launch a small polish to socialist mayor. “Madrid goes extraordinarily well because if the main problem that the city has for the left is whether the horses as they pass through the retirement carry diapers or not …” Ironized. “These are the things that the PSOE thinks.” To finish off, Carabante assures that anyone has stopped him through the streets to transfer him that horsepower in the park suppose “a real problem. Criticism, but with nuances. Despite criticism and subtracting importance to the proposal (already expenses of what happens today in the Plenary), the delegate of Urban Planning, Environment and Mobility has advanced since the idea of ​​the PSOE will not fall into a broken jacket. Carabante says that he will study the proposal with the cleaning services because, reason“At the end of what is a proposal so that the cleaning staff does not have to work collecting excrement.” Shocking yes, but … novel? When arguing his proposal, the PSOE remembers that using systems to retain horses’ excrement, a kind of ‘equine diapers’, is not entirely new or something that has occurred to Madrid socialists. “This measure is already happening in other cities with quite successful”, claims In the motion. Beyond Madrid. In Spain there are precedents. Years ago the City of Seville and the coachmen signed an agreement so that mid -2012 The latter added a “Excrement bag” to the horses that pull their calese. The idea was more or less the same: Incorporate a device between the rear rooms of the animals and the car itself to collect the stool. Something similar can be seen in Other cities Spanish or even from the rest of Europe, such as London or Viennaespecially in cars for tourists. The goal is always the same: prevent horses from getting dirty the areas through which they pass. In The specific case From El Retiro, the focus is on the horses of the patrols, which would affect above all, Tele Madrid said yesterdayto those of the Municipal Police. Images | JJ Merelo (Flickr) and Erik Cooper (Flickr) In Xataka | For decades horses have been a tourist claim from Malaga. Now they have the days counted

8 Sam’s Club products if you live in retirement

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Millions of older adults in the United States depend solely on monthly Social Security checks, which can be difficult for many as they must adjust their budgets; however, Many retail chains offer discounts on a variety of items and products that fit their customers’ pockets. In the case of Sam’s Club, has its own Member’s Mark brand that covers everything from food to household essentials at well below market prices. If you are looking for quality and offers, here we mention 5 products that you can buy if you live off retirement: Herringbone Pattern Velvet Plush Blanket For this winter season, what’s better than staying warm at home with a plush blanket? a price of $24.98 dollars. It comes in all sizes and can be easily washed. Ibuprofen pills For a price of $13.18 dollarsretirees will be able to buy 200-milligram bottles of ibuprofen at the retail chain. Classic Coffee Capsule Variety Pack For coffee lovers, with a cost of $27.98 dollars Consumers will be able to purchase a package of Keurig brand coffee capsules. Liquid laundry detergent From the original Sam’s Club brand, Member’s Mark, seniors will be able to purchase liquid laundry detergent for a price of $15.98 dollars the presentation of 196 ounces. Sweet and Salty Cream Butter By a cost of $13.62 dollars At Sam’s Club you can purchase a 4-pound package of butter. Keep reading: –5 Hidden Benefits of Sam’s Club Membership–5 Marshalls furniture that will help you change the face of your home–Amazon sells a living room rug at a great price: from $149 to $43

Fernando Guerrero tells new details about his retirement

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The renowned Mexican referee Fernando Guerrero decided to tell the reasons why he formally retired of the fields as he is considered one of the great figures of arbitration within the Liga MX and especially in the Aztec nation. During an interview offered for TUDN, the whistler explained that he was no longer being considered by the high command of the Referees Commission of the Mexican Football Federation (FMF), this after stopping receiving matches to dispense justice and subsequently the retirement of their FIFA badges. “I am leaving because it is a matter of dignity, when you are in a place where you are no longer required.”“When they don’t give you matches and explanations, I keep waiting for the answers from the people on the Commission,” Guerrero said. “Sometimes you don’t like a person to express their points of view, but they were the ones who held the reins of Mexican arbitration. They didn’t give me games and they took away my badges… but I’m leaving for dignity,” the whistler added in his statements. Finally, Fernando Guerrero maintained that many of the decisions currently made in the FMF Referees Commission are visceral and are not based on a logical foundation that favors football. “I believe that it is not the correct word for manipulating allocations, they are simply decisions that they make. Sometimes I saw them as very visceral and not thought through, but there are times when they are not prepared to listen to a person talk about situations that can be improved. I have that taste in my mouth of why things cannot be said as they should be, I should have been politically correct and I wasn’t,” he said. “Sometimes your superior doesn’t like it when you speak frankly about what needs to be corrected and I think I should have held on a little longer and found another time to make suggestions about what was happening,” the referee concluded. Keep reading: –Soccer matches today, live: time and TV of what you can see this Thursday, January 23–Mikel Arriola will bet on youth in Mexican soccer by 2025–Gonzalo Pineda comes out in defense of the style of play applied by Atlas

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