receive

These are the ones you receive if there are errors in your 2026 return

by

Let’s tell you What are the notices that the Treasury will give you? If you find an error in your declaration in 2026, which is that of the Income 2025 campaign as it is the one that regularizes the last fiscal year. Since last April 8 you can now access and present the online income draft either from your mobilebut if the Tax Agency finds errors it may fine you, even if you have presented a draft generated by it. But before fining her, the Treasury has a series of notices to give you room to make corrections in your statement. These notices are before, during and after making the declaration, and we are going to review them so that you know what they are about and how they work in the event that you receive one. How the Treasury will report your errors When you submit your Income Tax return, a processing process begins that will go through different states. One of them is review, and if the Tax Agency detects discrepancies between what you have declared and the data they have, your income will go to a state of Testingin which they may ask you for more additional information. A few years ago, if errors were detected, the Treasury would simply sanction you, even if you limited yourself to presenting the draft made by them. But now you have the right to make mistakes without bad faith, so there are a series of notices to give you time to correct your declaration and avoid sanctions or inspections. These are the notices that may appear To make corrections to your income tax return: Initial notices: The first notice you will receive will be in tax data. When you access them, the Tax Agency will tell you that you must report some financial income, such as those from online stores or cryptocurrencies. It’s a warning so you don’t forget to add them. When filing your return: When you are completing form 100, which is your Income Tax return, there is a section at the end where your data is reviewed to tell you if there is any discordance or that you have forgotten to write. Simply an algorithm that makes sure that you have filled out everything, and if there are things put in one section that contradict those in another. Warnings section: This is the big news about this year’s income, and it appears precisely in the previous point. When you are in Renta Web to make your online declarationhave a section of Warnings in which you will be told if you have written apparently incongruous information that could cause your declaration to be verified by the Treasury. Notice letters: There is a third level of interaction in which the Treasury sends you a letter after you have filed the return. This letter will tell you that they have detected discrepancies, so that you can assess whether you want to present a complementary declaration that adapts to the information from the Tax Agency. You can correct the information or say that everything is true. In Xataka Basics | Income Guide 2025: calendar, previous steps and how to prepare for the 2026 declaration

now you will receive it through 67 kilometers

by

The highway that connects Madrid with the Levant peninsula is going to undergo its most ambitious renovation in decades. In February, the Ministry of Transport gave the green light to the preliminary project for the reform and conservation of the A-3, defining what is going to be done and how much it will cost. The investment is one of the highest ever made in Spain and below these lines we tell you all the details. What is this about? The Ministry of Transport and Sustainable Mobility approved on February 27, the preliminary project for the reform of the A-3 in Madrid, with a base tender budget of 540.8 million euros (VAT included). The affected section starts at kilometer 3.8where the highway leaves the M-30 behind, and extends until kilometer 70.7, now on the border with the province of Cuenca. There are 67 kilometers of comprehensive reform. Why now. The A-3 is one of the main routes into and out of Madrid, and supports enormous traffic every day. Over time, the highway has accumulated significant wear and tear, and there are structures and safety systems that no longer meet current standards. The reform seeks to update this path. What exactly is going to be done. From the Ministry they are going to carry out a large number of performances and they cover practically all the elements of the highway: Rehabilitation of the pavement in the main trunk, service roads, collector roads and branches, with extension of a new road surface throughout the platform. Reorganization of accesses and expansion of berms to improve visibility and safety. Rehabilitation of existing structures and pre-design of new ones, with interventions such as deck extensions or gauge adjustments. Complete replacement of vertical signage and repainting of road markings. Improvement of the drainage system and replacement of containment systems. Re-highlighting of the highway in certain sections. Installation of Intelligent Transportation Systems (ITS): new capacity stations, variable messaging panels, cameras and license plate reading systems to manage a new specialized public transport lane. Replacing old sodium vapor luminaires with LED technology. Relocation and adaptation of public transport stops. There is more. In addition to the A-3, the preliminary project includes the conditioning of a 12-kilometer section of the national highway N-3, between kilometer points 29 and 40,975. Here the action involves the rehabilitation of the pavement and structures, and adaptation of the containment and signaling systems. What lies ahead. The preliminary draft is only the first administrative step. The ad also It is found in the BOEand the final construction project must be approved before the works can be put out to tender. The Ministry also states that the actions will be carried out in sections through independent projects, which means that the work will be carried out progressively. The specific deadlines for starting work have not yet been detailed, so we have to wait until we know more information about it. The figure in perspective. The investment of 540 million euros is in the spectrum of the highest figures in terms of reforming a highway in Spain. To put it in perspective, in new construction projects, the closest references in amount are the Jaca Variant (connection of the A-21 with the A-23 in Huesca), tendered for 153.6 million, or the project to route the SE-40 between Dos Hermanas and Coria del Río in Seville, approved for more than 688 million euros, although in that case it is about building a new highway from scratch, not reforming an existing one. Also the Ministry itself announced in December 2023 a package of improvements in the accesses to Madrid, which grouped five projects on four highways (A-1, A-2, A-4 and A-42) for a total of 360 million euros to act on 36 kilometers. The A-3, with 540 million for 67 km, exceeds that volume of expenditure with a single reform project (although they are later divided into independent projects). Cover image | Ministry of Transport and Google Maps In Xataka | There are roads in India that suddenly turn red: the reason is to save you from running over a tiger

Your price increases are illegal and you must return the money. There are those who will receive a 500 euro refund

by

We ended last March with news: Netflix the price went up again. It is true that the measure applies exclusively to the United States, but taking into account that it is already its umpteenth time, we know its modus operandi: it is the canary in the mine of a probable global rise that will also affect Europe. And despite saying that it has been the umpteenth price increase for Netflix, it always comes as a bit of a surprise: after all, it is the second price increase in just two years. However, it is the clear trend in the sector. Paradoxically, just a few days later, a court in Rome has issued a historic ruling against Ted Sarandos’ platform: declare Netflix’s price increases between 2017 and 2024 illegal. The sentence. The Roman court has declared that the contractual clauses that allow Netflix to unilaterally modify its prices and conditions of service without indicating a justified reason are void and contrary to the Italian Consumer Code. The ruling covers price increases applied between 2017 and January 2024, that is, subscription price increases implemented in 2017, 2019, 2021 and November 2024 (unless your contractual relationship with the platform was after January 2024). As a consequence, it recognizes the right of those who have a subscription on the platform to a reduction in the current price of the subscription, to the refund of amounts unduly paid and to compensation for damages. In addition, it forces Netflix to publish the content of the ruling on its website and in the main national newspapers. within 90 daysas well as to inform its users. Why is it important. Because it establishes a relevant legal precedent in Europe: streaming platforms cannot raise prices arbitrarily and unilaterally based on generic clauses. It is not that Netflix cannot raise its prices (like any other company), but that it did so without contractual justification, which the court considers an abuse. This ruling lays the foundations to demand from digital platforms more transparency and rigor in their contracts with consumers. Context. The lawsuit comes from the Movimento Consumitori association (Italian consumers), which brought the case before the Court of Rome denouncing continued price increases from Netflix without explanation. Italian law requires that, if a company reserves the right to unilaterally modify a contract (ius variandi), you must specify from the beginning what causes could justify that change. Netflix did not do this: its contracts simply said that it could change the price whenever it wanted without giving reasons, the critical clauses are 3.5 and 6.4. The court considers that giving 30 days’ notice and allowing cancellation is not enough since when someone subscribes to the platform they do not know under what conditions the service may become more expensive. In April 2025 Netflix modified its terms of use linking possible changes to specific causes, such as service improvements, regulatory demands or technological requirements. How it affects users. Each subscribed person will have the right to a reduction in the current price, to a refund of more in that period and to compensation, which according to the Italian consumer association must be made spontaneously, although you can join the class action lawsuit in case that is not the case. The ruling requires Netflix to reduce the prices of its current subscriptions by an amount equal to the illegal increases. We see it better with an example: if you are premium and activated your subscription in 2017, today you pay 19.99 euros but you are entitled to the service for 11.99 euros. If you are a standard customer, you would go from paying 13.99 euros to 9.99 euros. And be careful, because this measure applies both to those who currently have a subscription and to former customers within that period. Up to 500 euros refund. MC lawyers explainPaolo Fiorio and Corrado Pinna, that for the premium plan, the illegal increases applied in 2017, 2019, 2021 and 2024 amount to 8 euros per month, for the standard plan they add up to a total of 4 euros per month and for the basic, 2 euros per month. Thus, a premium customer who has paid Netflix continuously from 2017 to today is entitled to a refund of approximately 500 euros, while a standard rate customer is entitled to a refund of approximately 250 euros. Italy is the tip of the iceberg. Although the case has been reported in Italy, in other countries on the old continent there are also lawsuits filed against the platform: Netherlands also has a demand similar budding, FACUA reported it in Spain (yes ok still no progress) and in Germany the European Audiovisual Observatory echoes that the courts of Berlin and Cologne have already ruled in the same direction. The basis is the same in all cases: the European Directive 93/13/EECwhich prohibits abusive clauses that generate a significant imbalance between the rights of the company and those of the consumer. Netflix’s reaction. Immediately after learning of the Roman ruling, the platform declared its intention to appeal: “We will appeal the decision. At Netflix, our subscribers come first. We take consumer rights very seriously and we believe that our conditions have always been in line with Italian regulations and practices,” as reported by Reuters. The appeal could modify or even reverse the ruling, so the case is not closed. However, the pressure on Netflix and the reputational damage has already been done. Netflix has always been the vanguard of the sector, so the future of this litigation could mark a before and after in the streaming sector. In Xataka | The best new movies and series to watch in April 2026 on Netflix, Prime Video, HBO Max and streaming In Xataka | Netflix’s umpteenth price increase illustrates a reality: streaming is already as expensive as what it came to improve Cover | KATRIN BOLOVTSOVA

How to receive a daily email with the summary of your favorite podcast made by artificial intelligence

by

Let’s explain to you how to receive summaries of your favorite podcasts by email. These summaries will be made by artificial intelligenceafter you have received the audio file and processed it. This is not something you can do in a specific application, so we will have to configure a workflow of several steps. Specifically, we are going to use the service Makebecause its free version is enough to do it. In addition, we are going to use artificial intelligence Geminisince it is very easy to obtain a free API with which to use AI on this website. At Make.com we will have to log in with the Gemini modules and especially Gmail. It is important to highlight this because in the end you will be giving a third party access to your email, which could compromise your privacy, although this tool is reputable enough to think that it complies and that you should be safe. First you need the RSS of the podcast In order to carry out this automation, the first thing is get the RSS address of the podcast that you want to analyze. It is the page with the code where the title, description and the address of the mp3 file of each chapter appear, which in the end is the most important thing. If you don’t know where to get this address, you can use the Get RSS Feed websitewhich you can get at getrssfeed.com. On this website, you just have to enter the URL to Apple Podcast, iVoox, Spotify or the podcast website, and then it will search there for the RSS address. When it does, click on the button RSS Copy and that’s it, you will have the address copied. It will also be important that Find out what time each chapter is published. At the end of this project, the workflow will have to be scheduled to activate at a certain time each day, and it should be at a time when the chapter has already been published. Configure the Gemini API Key The AI ​​we are going to use for this project is Gemini. And to link and use this AI, you need get a google api. For that, go to the website aistudio.google.com and sign in with your Google account. When you do, in the bar on the left at the bottom click on Get API Key. Now you have to click on the option Create API key that appears at the top of the screen you have created. This will open a window where you have to create the project for which you are going to use it in order to identify it, for example Gmail Gemini. When you create the project, you can now create the API. When you have created the API, you will see that it appears in the list of API keys. You just have to click on the left, below where it says Clueand a window with the API will open, starting with “AIza–“. When you later create the first Gemini modulethen on the login screen you will have to write the Gemini API Key that you generated at the beginning of this tutorial. We are not going to repeat this later because it is something that we will assume has already been done after previous projects such as create a Telegram bot that summarizes your emails. Now we create the workflow Now let’s go to Make.com and create a new scenario or workflow. We start by clicking on the initial + for the first step, for which you have to choose the option Watch RSS feed items. It is used to display the elements of an RSS address. In this first module, what you have to do is write the RSS URL that we have searched for in the previous step, and put it in the URL field. Then, in Maximum number of returned items set 1, so that every time this scenario is run it only pulls the latest post. Once you have this first step configured, I recommend you click on Run eleven to run the project with just this step. Thus, the content will be loaded, and it will appear in the autocompleted suggestions in the following steps. Now let’s go add module HTTP with the action Download a filewhich will be used to extract and download the audio file of the podcast chapter. When you click on URL, a window will appear with autocompletion suggestions, and here you will have to write the address of the mp3 file of the audio. If necessary, you can search for it in the RSS code. In our case, it is in Enclosures > URL. This is a somewhat complex step. A little tip I can give you if you’re not clear is to ask an AI where the audio file is to download, and attach the RSS web address. After the HTTP module, we are going to add a Gemini module. Specifically, we must add module Gemini Upload to filewhich is used to upload a file to artificial intelligence. Here in the field File you have to choose the option HTTP – Download a file. This means that the file that we are going to upload will be the one that we have downloaded with the previous module. Now, After the Gemini module we are going to put another Gemini module. We are going to use the module Generate a response to generate a response. Whom Role put User, and in the Partsin it Item 1 set the message type as text, and choose the option Source to add the source text. and in Item 2 put Filefollowed by audio/mpeg in Mime Typeand in File URI look for the URI. All these elements will have to come from the Upload to file module. Further down, in the field of System Instructionsyou have to open the section Prompts and write a prompt in the field of Prompt 1. This is the prompt with … Read more

they want those who receive it to work to maintain it

by

The new minister president of land Saxony-Anhalt (equivalent to an autonomy in Spain), the social democrat Sven Schulze, has shaken the social debate in Germany with a controversial proposal: that the beneficiaries of the Bürgergeldthe German basic unemployment income, carry out community work for municipalities to “compensate” the aid and maintain the subsidy. The German right sees this as a way to reinforce the individual responsibility of those who receive the benefit, but experts warn of the legal and practical obstacles that would be involved in forcing beneficiaries to carry out this community work. Schulze’s idea. He newly elected Minister President of Saxony-Anhalt from the end of 2025 and member of the CDU (the German conservative party), launched his proposal in an interview with the diary Bild am Sonntag: that the people who receive the Bürgergeld (unemployment benefit), do useful tasks for their town councils and communities. “There are services that can be provided and that are justified by the money received. For example, volunteering in a community, raking leaves or removing snow in winter. Why can’t healthy people who are currently unemployed also do it?” declared the German politician. According what was published by Die ZeitSchulze is so convinced of his idea that he plans to test it first in his region of eastern Germany, criticizing the federal government’s bureaucratic excuses for not imposing it generally. He Bürgergeld and jobs at one euro. He Bürgergeld (literally, citizen money) is the basic economic aid that Germany has been giving since 2023 to those who have already exhausted their unemployment benefits and they have no income sufficient, replacing controversial Hartz IV (officially Arbeitslosengeld II). This benefit covers basic needs such as food, rent and clothing that are calculated at about 563 euros per month per person while they find a job. For their part, the so-called “one euro jobs”: these are subsidized temporary jobs where the State adds between 1 euro and 2.60 extra euros per hour to the employee’s minimum wage in tasks of public interest such as park maintenance or social assistance. That is, these “one euro jobs” would act as a complement to the unemployment benefit they already receive. The problem: in Germany you can choose your job. Schulze’s proposal involves making “one euro jobs” go from being voluntary to mandatory for those who receive unemployment benefits (except for the sick or new parents). This measure revives the old demands of Carsten Linnemann, general secretary of the CDU, who since 2023 has been calling for a reform that allows those who have been receiving aid for more than six months to be obliged to do community work. The main problem with this claim is that, to apply it, it would be necessary to modify the German Constitution. The German Magna Carta details in its article 12 that citizens have the freedom to choose employment and prohibits forced laborexcept in public emergencies or judicial penalties. So the unemployed cannot be forced to work against his will. Doubts about the effectiveness of this measure. The IAB Institute analyzed in 2023 jobs at one euro and concluded that they give structure and routine to unemployed people far from the labor market, but they have a negative impact on those who have options to reintegrate into the labor market since the time they must dedicate to these community jobs is not being invested in looking for stable employment. The CDU argues that the measure would free up municipal budgets and teaches the value of the effort, but opponents see it as a stigma for the most vulnerable employees, ignoring root problems such as lack of training. The political debate in Germany. With the CDU/CSU strengthened after the last federal election, conservative leaders such as Friedrich Merz call for cuts in subsidies for those who reject job offers. Towns like Barnim (Brandenburg) or Greiz They are already testing local versionsalthough with lawsuits for illegality. From progressive positions, SPD and Greens call it demagoguery that distracts from investing in education and daycare and accuse the CDU of promoting precarious jobs for 80 cents an hour. In Xataka | Collect unemployment benefits and a salary simultaneously. The new reform makes it possible, but with conditions Image | Unsplash (Christian Wiediger, Eva Evada)

How to create a Telegram bot that sends you a summary made by Gemini of each email you receive in Gmail and other emails

by

Let’s explain to you how to create a Telegram bot that sends you a summary of your emails emails, such as Gmail. Thus, when you receive a new email, whether from anyone or from specific senders or topics, an artificial intelligence will make a summary and send it to you. All this without knowing how to program nor have technical knowledge. This is not something you can do simply by asking artificial intelligence, and we are going to need a program that generates workflows or work flows. We will use Make.com, because it is very complete and easy to use. Besides, Make.com It has a free version that is perfect for taking the first steps, although with some limitations. In Make we will have to link any artificial intelligence, although we have opted for Gemini because it is easy to obtain a free API for it. And then, We have chosen Telegram because creating bots is easyand it only takes a few minutes. In the end, what you will need is an API from an AI, a Token key from a Telegram bot, and creating the workflow chain on Make.com. In the examples we have used Gmail because it is also easy to link to it. Get your Gemini API first The first thing we are going to do is get a google api to be able to use Gemini in our project. For that, go to the website aistudio.google.com and sign in with your Google account. When you do, in the bar on the left at the bottom click on Get API Key. Now you have to click on the option Create API key that appears at the top of the screen you have created. This will open a window where you have to create the project for which you are going to use it in order to identify it, for example Gmail Gemini. When you create the project, you can now create the API. When you have created the API, you will see that it appears in the list of API keys. You just have to click on the left, below where it says Clueand a window with the API will open, starting with “AIza–“. Set up the Telegram bot The first thing you have to do is create a bot on Telegram. For that you have to look for the “@BotFather” tool and write to it as if it were a new user. Use the /newbot command to create a new bot, giving it a name to identify yourself and a unique username to access the bot whenever you want. When you do it, it will give you two things, first the username and address of your bot to access it, and second an access token with various figures and letters. You have to save this token to use later. Start creating your project Now you have to go to Make.com and click on the option Create new scenario to create a new project. In the options choose the option Build from scratch to create an automation from scratch. From what we are going to do, you must understand that we will create an automation of several modules, each one of them different. These automations will form a chainso that the action of the first leads to the second, and that of the second to the third. Come on, the order in which we put them is important. Add your email module as a trigger You will go to a blank screen with a button with the plus symbol. Here, click on the + button and from the drop-down menu choose Gmail. Inside now click on the option Watch emails to configure the action of reading your emails. This will cause your automation to be activated every time you receive an email in Gmail. It is a trigger, which is the element that will start this automation. Now click on the button Create a connectionwhich will open a screen where you have to name the connection at the top, and at the bottom log in with your Gmail account to link it. You will have to log in and give the website permissions to access your email. Once the action has been added, you can filter the type of emails that this automation executes. Can choose emails from a specific folder or labelas well as other criteria, so that these are launched and read by the AI. You can also set some limits. This screen gives you the possibility to fully customize the experience depending on What type of emails do you want the AI ​​to summarize for you?. It is an important step, especially because you will be able to make it only perform this action with certain types of emails. For example, they can be from senders related to your work or a specific project. If you open the advanced settings either Advanced settingsyou can specify even more. For example, you can configure so that only runs with emails from a certain senderwith a certain subject, and many other characteristics. Now you can configure from what moment do you want the data to be processed. For example, you can choose From now on so that they are processed from the emails you start receiving from now on. You can also link other emails. For this, instead of the Gmail module you can use the Email module, which will allow you to connect with Google, with Microsoft for Outlook, or with others through IMAP. Outlook also has its own module. Now add the Gemini module Now it’s time to add the second module. To do this, click on the + button to the right of Gmail, and on the screen that opens choose the option Gemini. In the options that appear in the module that opens, choose where to put Generate a response. This will now open a key module, where you simply have to write the Gemini API Key that we have generated at … Read more

What are they and how do they work when verifying that the message you receive is from who it says it is?

by

Let’s explain to you What are verified SMS and how do they work?a technology that verifies that whoever sends you a message is who they say they are. This is something that has been around for a few years now, but we are going to see it more and more to fight fraud and scams. Let’s start by explaining to you in a simple way first the concept of these messages, so that you understand why it is important that they be normalized and used more and more. Then, we will also tell you in an understandable way how they work. What are verified SMS and what are they for? One of the most popular online frauds and scams out there is smishingwhich is a type of phishing in which a cybercriminal sends fraudulent SMS messages in bulk posing as a company. In these messages, attach a link or false information with which to start a process to steal your data, your online service accounts and even money. This has caused trust in the SMS we receive from companies to erode. In fact, when we receive communication through this method, the recommended thing today is not to trust it. And of course, this makes this type of notice no longer meaningful. And this is where verified SMS come into play, although they are not really SMS but rather messages that use the RCS protocol. In them, companies and entities can show an indicator that indicates them as an official channel or account. In Spain, BBVA or Bankinter has been one of the first large banks to start using this method. This way, when you receive a text message on your mobile, you will be able to distinguish when it was actually sent by an entity that has verified its identity and when it is an unidentified one. Thus, if your bank has its account verified when it sends you messages and you receive an unverified one, you will know that there is something strange, even if the name is the same. How verified messages work Verified messages are sent using RCS protocol. RCS are a type of messages that are sent like SMS and reach you in the same place as regular SMS, but with advanced functions such as sending photos, audio, creating groups, etc. It is a alternative to WhatsApp integrated directly into your messages application, both on Android and iPhone. In Spain, it is already a protocol that works with almost all operators. Regarding the company verification processaccording to the standard defined by the GSMA Entities have to complete a process before sending messages that appear as verified. First, the entity must register its identity with name and logo, and submit them to an external certification by a third party that validates that the entity can use that name and logo. This verification company must be included in the trusted list of the recipient’s operator. Those who verify the identity of the entities that want to send these messages are those known as Verification Authorities. These can be mobile operators, private companies specialized in digital verification or even government entities. The verification authorities They depend on each country and its deployment of this technology. Therefore, let’s take the case of Bankinter, which has been verified by Movistar. When this bank sends you a text message, it will do so with the RCS protocol. And since your operator recognizes Movistar as a valid verification authority, and Movistar has verified that the message comes from Bankinter, the message that you receive from the bank will have the verification badge. But there is one last step that your messaging application takes. Because when you receive the message, your app automatically downloads the sender’s profile and runs a series of technical checks before displaying the verification badge. It will even check if the verification signature is still valid with new messages. So, a complex verification chain is generated with several steps, and only when all of them are completed will the message appear as from a verified sender. This way, even if a cybercriminal manages to breach the security of one of the steps, there are still others. These are all protocols for sending verified messages within the RCS standard. In Xataka Basics | RCS vs WhatsApp, Telegram and other apps: advantages, disadvantages and why you no longer need messaging apps

What happened, and how to know and act if it has affected you or you receive password reset emails

by

Let’s explain to you what happened and how to act in the face of the alleged leak of Instagram data. There is a lot of confusion with the two versions why phishing emails are arriving to make you change your password and steal your account, and we are going to explain everything to you in a simple and understandable way. Let’s start with the explanation of these two versions so you can see what seems to have happened. And then we are going to give you solutions for both, first telling you how to act if you receive an email asking you to reset your password, and then how to know if the alleged leak has affected you. What happened on Instagram The alarms have gone off when a large number of users have begun to report on social networks that they are receiving suspicious emails that encourage them to reset their Instagram password. These emails provide a link with which to try to steal your account. On the one hand, the cybersecurity company Malwarebytes assures that a group of cybercriminals has Information stolen from 17.5 million accounts from Instagram. From each leaked account they claim to have obtained usernames, physical addresses, email names or phone numbers. Instagram says no, that no one has hacked them, but admits that it has solved a problem that allowed third parties to request password reset emails for some users. They say that user data was not stolen, these emails were simply sent using this vulnerability. There are two important questions here. First of all, if you receive these emails they may be trying to steal your account, and you must pay attention to avoid falling into the trap. Phishing campaigns are recurring, but if the problem was only what Instagram says, the number of these emails should start to reduce now. The danger is if Instagram tries to hide that Malwarebytes is right. In this case, the first danger is that you may continue to receive attempts to steal your account, something that is always dangerous. But the most serious thing is that they say that physical addresses have been included in the leak, and that the data is being sold on the black market, something that can be dangerous for known people. What to do if you receive one of the emails In the event that you have received one of these emails in which you are told that Instagram has received a request to reset your password and that you click on the link to proceed, you should always ignore the message. Never click on any link that reaches you in this type of email. If you want to change your Instagram password just in casethen you have to enter your account settings in the application or website of this social network. Once inside, Click on the section Account Center to enter the page where you manage all the service accounts belonging to Meta. Inside here, choose your Instagram account, although it is normal that you arrive having it already selected. So, click on the section Password and security of the section Account Setup. Once you are inside Password and securitythen you just have to click on the option Change password that will appear first, and follow the steps requested. You should try to change the password only from here. How to know if the leak has affected you If you want to clear your doubts and know if you are involved in the alleged leak, then the best thing is to go to the website. haveibeenpwned.comwhere all leaks are always collected. Using it is easy, you just have to write the email you use in your account from Instagram. When you do, the page will tell you if your email has appeared in a leak, and You can see if Instagram is among them. It is possible that your email has been included in one or more leaks, although it does not have to have been the one from Instagram. In the event that you appear in the leakthen what I always recommend is to change your password with the steps that we have told you before. The same with any other leak that appears, it is best to always change the password on the official website or app of that service. In Xataka Basics | My data has been leaked, now what: the steps you should take whenever there is a massive leak on the Internet that could affect you

You still don’t know when you’re going to receive them.

by

Renfe does not know when it will receive the last three Avril trains that are missing from the order of 30 units which he commissioned from Talgo. Just like they count From El Español, the public operator acknowledges that it has no information or planned dates for its delivery. Talgo, for its part, refuses to give explanations and says that it does not report on its projects. This push and pull and uncertainty around trains aggravates a relationship already deteriorated by more than three years of delays. It is not known where they are. Renfe sources recognize openly that they do not have information or scheduled dates to receive these three pending units. For its part, Talgo hides behind its policy of not sharing details about ongoing projects and leaves the responsibility of reporting on a situation that the operator itself claims to be unaware of in the hands of its client. The relationship between both operators is at its lowest point, a relationship that began to fracture with the first delays of the model 106, known commercially as Avril. A troubled history. The 27 Avril trains that are already part of the Renfe fleet There have been numerous incidents since April 2024, when deliveries began. The most serious episode occurred in September, when the operator was forced to withdraw the Avlo service on the Madrid-Barcelona route due to crack problems in these trains. The last three convoys received came into operation in June in the Galicia-Madrid corridor, where the majority of these units are providing service to replace some Alvia models. 116 million withheld. The accumulated delay of several years led Renfe to impose a penalty of 116 million euros on Talgo in July 2022. Sources from CincoDías they claim that the manufacturer has provisioned this amount in its accounts, but has not made the payment, maintaining that the delays were due to causes beyond its control. Meanwhile, Renfe maintains withheld the planned payments to its supplier, although the paralyzed figure still does not reach 75% of the total penalty. The 107 series, the next open front. The situation threatens to become even more complicated. Talgo must also deliver 13 trains of the 107 seriesa project that is already delayed compared to the dates planned for 2024. The Ministry of Transport has recently warned of possible new sanctions for this non-compliance. This model is being configured through the transformation of hotel trains and the use of 26 power units acquired for 204 million euros. The resulting material will allow driving at 330 kilometers per hour with tread adaptable to different track widths, a crucial capacity for services such as Avant and to reestablish Avlo in Madrid-Barcelona. Frustrated plans in France. The destination of the pending trains has also changed from what was initially planned. Renfe planned to allocate some of the missing units to its operations in France and was pending approval of model 106 in that country. However, the development of this plan has paralyzed “given the successive difficulties and delays that the deployment of its high-speed service offering in France is suffering,” as the company warned a few months ago. Restructuring underway. In parallel to these delivery problems, Talgo faces an extraordinary meeting this Friday in which its new shareholding structure and the co-financing of its debt will be put to a vote. The Basque consortium led by José Antonio Jainaga has acquired 29.7% of the capital for 156.6 million euros, together with the Finkatuz fund of the Basque Government and the Vital and BBVA foundations. The operation includes a capital increase of 45 million by SEPI, which will acquire 7.88% of the company, and the issuance of 105 million in convertible bonds. The challenge of regaining trust. The Minister of Transport, Óscar Puente, declared that his first contact with the next president of Talgo will be precisely to find out the status of the 107 series and settle the issue. Renfe awaits the appointment of the new person in charge to address the pending compensations, which it does not plan to give up. The key for the manufacturer is to increase its industrial capacity and above all avoid further delays in deliveries, with an order book that exceeds 4.8 billion euros and could reach 7,000 as the company consolidates its new structure. Cover image | Ernstkers (Wikipedia) In Xataka | In the search for a supersonic train, China tests a Maglev that will reach 4,000 km/h. The problem will be maintaining it

You can pay for dinners, but not receive family donations

by

The use of digital payments has skyrocketed in Spain thanks to the ease of payment from mobile phones and the success of platforms like Bizum. For this reason, the Government has decided to adapt the regulations to today’s world. As of January 1, 2026, it is redefined how banking entities must inform to the Tax Agency about the movements of its clients. The historical limit of 3,000 euros that until now acted as a reference for notifying the Treasury is eliminated and the criteria is changed: the amounts no longer matter but the patterns. The key question is how this affects individuals. End to the limit of 3,000 euros. Until now, banking entities had the obligation to inform the Tax Agency of any movement that exceeds 3,000 euros, regardless of whether it was a company or an individual. With the new Royal Decree 253/2025 which comes into effect on January 1, 2026, that limit disappears. Starting in January, the reporting obligation goes from being based on the amount of the payment to the type of operation and the total volume of the year and the obligation to report is also added when these payments are made through mobile payment applications or payments associated with mobile phone numbers (Bizum). This opens the door to operations that previously did not generate any type of notice (payments of 50, 200 or 500 euros made by card, transfer or Bizum), can now become part of the periodic reports that financial entities send to the Treasury. Bizum and mobile payments: what changes? The elimination of this limit does not mean that the Treasury will review these movements one by one, but the automatic barrier that prevented small transfers from flying under the Treasury’s radar is eliminated. Payment systems between individuals, such as Bizum, which were traditionally presented as an “informal” and quick way to send money, are thus integrated into the official information circuit. Payment and electronic money entities must report to the Treasury the credits and charges of all these accounts, including those associated with external apps or virtual cards. That is, the Treasury will also know what income or payments are made through these platforms and their frequency. Paying for dinner is not paying a mortgage. For the individual user, this means that sending a Bizum to a dinner with friendsa gift or a shared expense continues to work as usual. What changes is that the information circulates more systematically between the entity and the Treasury. If the movements are sporadic and consistent with personal use, it will have no consequences. However, if these payments are continuous, high, periodic or present their own patterns of economic activity, they could reveal some undeclared commercial activity or hidden donations between family members. Donating is not a crime.. One of the most frequently asked questions It has to do with the possibility of making small donations to family members: helping a child with their studies, supporting a family member with an unexpected expense or making specific contributions. The new regulations does not limit these operations on the platforms, since money transfers of 200, 500, 1,000 or 2,500 euros can continue to be made without any impediment. The change is in the Treasury’s ability to detect them if they occur through Bizum, transfer or digital payment on a recurring basis. …crime is not declaring it. Although the operation remains legal, the inheritance and donation regulations apply. That means that any donation, even a small one, must be declared. In the majority of autonomous communities, the rates for these donations they are very rewarded between immediate family members, to the point that in many cases nothing is paid. But declaring them is mandatory. If the movements are repeated or if the recipient cannot justify the origin, the Treasury could detect them and request explanations or impose sanctions. They want to detect undeclared activity. The focus of the new regulations is not to check whether you pay for your friend’s movie tickets or every daily movement, but to identify economic activities that are hidden behind dispersed digital payments: undeclared rents, private classes, recurring sales of products or habitual income that could be considered commercial activities camouflaged as personal transfers. That is why, more than sending a certain amount of money to a friend or family member, what increases is the Treasury’s control over frequent and repetitive income, regardless of the amount. In Xataka | Bizum en la Renta 2024: what income and payments you have to declare and how to do it in the 2025 declaration Image | Ivan Linares (Xataka Mobile)

Log In

Forgot password?

Forgot password?

Enter your account data and we will send you a link to reset your password.

Your password reset link appears to be invalid or expired.

Log in

Privacy Policy

Add to Collection

No Collections

Here you'll find all collections you've created before.