the idea is reminiscent of how macOS works

The speed of an operating system is not always noticeable when we export a video or open a demanding game. Many times we perceive it in much smaller gestures: a menu that appears instantly or a window that responds without delay. It’s a hard feeling to sell on a spec sheet, but easy to notice when it fails. Microsoft has been trying to convey for months that it wants to improve Windows 11and one of its next adjustments goes right into that area where fluidity is gained or lost in tenths of a second. Low latency profile. Microsoft is testing what is known as low latency profile. The idea is to ask the processor for an additional boost of speed at specific times, such as when opening the Start menu, an application, or certain context menus. We are not facing a function announced as a great novelty for all users, but rather a setting present in test builds. Secure Windows Central who has already tested this profile and has observed an appreciable improvement in speed and response compared to the current public version of Windows 11 25H2. It’s not magic, it’s latency. The reference to macOS does not point to a specific Apple feature, but to a principle that, according to Scott Hanselman, vice president of Microsoft and GitHub, modern operating systems share. “All modern operating systems do this, including macOS and Linux,” wrote in X. Their argument is that this is not “cheating,” but rather a common way to make applications appear faster: temporarily raising the CPU speed and prioritizing interactive tasks to reduce latency. In other words, Windows 11 would be trying to react better in those seconds in which we most notice if the system is accompanying or lagging behind. Spot power. At first glance it may seem contradictory that asking more from the processor also helps to take care of consumption. But reality goes the other way: many modern chips are designed to exert intense effort for a very short period and then return to a low-power state. Applied to Windows 11, the goal would not be to keep the CPU accelerated, but rather to take advantage of a specific push when the system needs to respond to the user. The key is that this impulse does not last longer than necessary. The test has not convinced everyone. Some users criticized on social networks that Microsoft resorted to this type of CPU boost, understanding that it could increase consumption and reduce autonomy, or that the company was leaning too much on the hardware instead of better optimizing the software. Now, Microsoft does not present this adjustment as the only answer to the fluidity problems of Windows 11, but as one more piece within a broader work. Windows 11 also needs convincing. The interesting thing is that Microsoft isn’t just talking about making an animation go a little faster. The company has begun to publicly organize its progress around a very specific idea, its “commitment to Windows quality”, with posts tracking the status of several changes in testing, including a less loaded Widgets view, lower RAM usage, adjustments to the Windows Insider program, and more leeway to decide when updates are installed. The timing is not coincidental either.. All of this comes as Microsoft tries to push users and businesses towards Windows 11, with Windows 10 still installed on just over a quarter of the world’s Windows PCs, according to StatCounter. When I finish that free year of extended security updatesanyone who wants to remain protected will have to update the system, change equipment if their hardware does not meet the requirements of Windows 11, or pay for more support. For companies there is a little more margin, but not infinite: they will be able to purchase one or two additional years of updates, with a cost that will increase each year. Images | Nicholas Worrell In Xataka | The big bet for the future of Android is not just Android 17: it is Gemini Intelligence and your mobile phone doing things on its own

Samsung has shown a new device with AI. It is not what we imagined and is reminiscent of an Apple idea

When they tell us about a new device with artificial intelligencethe normal thing is that we think of a mobile phone, a laptop or, at most, the disappointing Rabbit R1 either Humane AI Pin. That’s why it’s interesting to stop when a company like Samsung teaches something that doesn’t quite fit into any of those boxes. What we have seen this time is not a common gadget, but a rather revealing clue as to how the South Korean giant could imagine a possible home interface of the future. What Samsung has shown in Milan is called Project Luna and, at least for now, it moves in the field of concepts. It is a desktop device with a mobile circular screen that acts as a head and can rotate to face the user. The company’s materials also show that this head not only rotates, but also changes orientation depending on the angle it needs. With that combination, Samsung draws a home device that wants to look less like a conventional speaker and more like an object designed to interact with the user. A concept that points further than a speaker One of the scenes that Samsung has used to show Luna places it on a kitchen table, connected to the user’s smartphone, playing music with an interface reminiscent of a record player and answering questions both by voice and on screen. In that same demonstration he also appears controlling the lighting in the room and suggesting food options for the day. Additionally, there are projectors scattered around the kitchen that display data such as the calories in the recipe or a calendar notice for a dinner party. And that’s where Luna begins to tell us something more interesting than her own design. In an interview with Fast CompanyMauro Porcini, Samsung’s chief design officer, explained that this concept represents more of “a vibe, a feeling of the type of design language we want to use.” The phrase matters because it lowers any immediate commercial reading and forces us to look at it differently. Rather than anticipating a launch, the firm seems to use this project to teach the type of language and relationship with the user that it wants to explore in future AI devices. And at that point it is difficult not to remember Apple. In August 2024, Mark Gurman told Bloomberg that the company was moving forward with the development of a home desktop device that would combine an iPad-like screen with a robotic arm. The proposal, according to that informationwas conceived as a home control center, a tool for video calls and a remote surveillance system, with a screen capable of tilting and rotating 360 degrees using actuators. It has not materialized as a product, but there is some underlying parallel with what Samsung is now teaching. The most interesting reading may not be in looking for an exact equivalence between what Samsung has taught and the rumors about Apple, but in stopping at the underlying trend. What we’ve seen suggests that home AI could end up taking a much more tangible form than the assistants or screens we already know. We are not yet talking about a consolidated category, far from it. But it does provide a fairly serious clue as to where the industry could move in the coming years. At this point, the temptation is to think: okay, that sounds good, but where exactly does something like this fit into our daily lives. Because we can imagine it on the kitchen counter, recommending a mealanswering a quick question or accompanying us while music plays, and the scene is even convincing. The problem is that that same house is already full of devices that already cover a good part of all that. Images | Samsung In Xataka | Meta spent 2 billion on a Chinese AI startup. China is clear that it was a conspiracy

There is a canary in the mine that is reminiscent of the subprime crisis: people in the US paying in installments for their supermarket purchases

The United States faces a disturbing financial phenomenon that is beginning to spread throughout Europe: 91.5 million people finance their purchases with interest-free deferred payment services, and 25% of them use them for something as basic as filling the refrigerator. Defaults continue to grow: 34% in 2023 42% this year. The alarm does not come from pessimistic analysts, but fromNigel Morris, co-founder of Capital One and investor in Klarna. Someone who built an empire by understanding exactly how much financial stress the average American can endure before going bankrupt. Why is it important. In addition to the data itself, because the majority of these loans do not appear in traditional credit histories. Regulators call it “phantom debt.” A bank may consider someone who is drowning on five simultaneous microloans between Klarna, Affirm and PayPal solvent. The system flies blind. Morris sums it up: “If I’m a BNPL provider and I don’t look at credit agency data, I’m completely unaware that someone may have taken out ten of these loans last week.” And that is exactly what is happening. Between the lines. BNPL dangerously replicates pre-2008 logic: debt concentrated in vulnerable borrowers, packaged and sold to investors who believe they understand the risk. Elliott Advisors bought Klarna’s UK portfolio for $39 billion. KKR agreed to acquire up to $44 billion in BNPL debt from PayPal. The difference with the crisis subprime is that much of that debt remains invisible to the financial system. In Xataka The secret business behind your interest-free purchases: this is how El Corte Inglés turns your installments into financial gold The contrast. The Biden Administration attempted to regulate BNPL like credit cards. Trump backed down in May after pressure from the industry, revoking 67 rules. Days later, the Financial Protection Bureau published a surprisingly optimistic report: customers repaid their loans 98% of the time. The discrepancy with the 42% real delinquency rate reveals the problem: no one really knows what happens when someone manages several simultaneous accounts. Yes, but. By not reporting to the credit agencies, these companies prevent their customers from building a history to access cheaper credit. “Some companies don’t want that to happen because they don’t want the consumer to graduate,” Morris acknowledges. It’s part of the business model: keeping users trapped. And Europe is not immune. Klarna has been operating as a licensed bank since 2017 and has expanded its model to large Spanish shopping areas. The integration with Apple Pay and Google Pay makes it as simple as bringing your mobile phone closer to the dataphone. What started as a niche payment option is becoming integrated financial infrastructure. {“videoId”:”x9b3a8a”,”autoplay”:false,”title”:”IF YOU SHARE A TENTH OF THE CHRISTMAS LOTTERY you have to KNOW THIS… 😓 #shorts”, “tag”:”loteria”, “duration”:”50″} turning point. Morris does not predict a collapse, but vigilance is urgently needed. In the United States, signs are accumulating: rising unemployment, end of student loan moratoriums, accelerated deregulation… The combination creates conditions where problems could escalate quickly. And when consumer debt becomes unsustainable, the pain spreads. Also even the investors who financed this ecosystem. In Xataka |The data that revives the ghosts of Spain and the real estate bubble: €8,000 of average debt for each tenant Featured image | appshunter.io (function() { window._JS_MODULES = window._JS_MODULES || {}; var headElement = document.getElementsByTagName(‘head’)(0); if (_JS_MODULES.instagram) { var instagramScript = document.createElement(‘script’); instagramScript.src=”https://platform.instagram.com/en_US/embeds.js”; instagramScript.async = true; instagramScript.defer = true; headElement.appendChild(instagramScript); – The news There is a canary in the mine that is reminiscent of the subprime crisis: people in the US paying in installments for their supermarket purchases was originally published in Xataka by Javier Lacort .

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