Samsung has shown a new device with AI. It is not what we imagined and is reminiscent of an Apple idea

When they tell us about a new device with artificial intelligencethe normal thing is that we think of a mobile phone, a laptop or, at most, the disappointing Rabbit R1 either Humane AI Pin. That’s why it’s interesting to stop when a company like Samsung teaches something that doesn’t quite fit into any of those boxes. What we have seen this time is not a common gadget, but a rather revealing clue as to how the South Korean giant could imagine a possible home interface of the future. What Samsung has shown in Milan is called Project Luna and, at least for now, it moves in the field of concepts. It is a desktop device with a mobile circular screen that acts as a head and can rotate to face the user. The company’s materials also show that this head not only rotates, but also changes orientation depending on the angle it needs. With that combination, Samsung draws a home device that wants to look less like a conventional speaker and more like an object designed to interact with the user. A concept that points further than a speaker One of the scenes that Samsung has used to show Luna places it on a kitchen table, connected to the user’s smartphone, playing music with an interface reminiscent of a record player and answering questions both by voice and on screen. In that same demonstration he also appears controlling the lighting in the room and suggesting food options for the day. Additionally, there are projectors scattered around the kitchen that display data such as the calories in the recipe or a calendar notice for a dinner party. And that’s where Luna begins to tell us something more interesting than her own design. In an interview with Fast CompanyMauro Porcini, Samsung’s chief design officer, explained that this concept represents more of “a vibe, a feeling of the type of design language we want to use.” The phrase matters because it lowers any immediate commercial reading and forces us to look at it differently. Rather than anticipating a launch, the firm seems to use this project to teach the type of language and relationship with the user that it wants to explore in future AI devices. And at that point it is difficult not to remember Apple. In August 2024, Mark Gurman told Bloomberg that the company was moving forward with the development of a home desktop device that would combine an iPad-like screen with a robotic arm. The proposal, according to that informationwas conceived as a home control center, a tool for video calls and a remote surveillance system, with a screen capable of tilting and rotating 360 degrees using actuators. It has not materialized as a product, but there is some underlying parallel with what Samsung is now teaching. The most interesting reading may not be in looking for an exact equivalence between what Samsung has taught and the rumors about Apple, but in stopping at the underlying trend. What we’ve seen suggests that home AI could end up taking a much more tangible form than the assistants or screens we already know. We are not yet talking about a consolidated category, far from it. But it does provide a fairly serious clue as to where the industry could move in the coming years. At this point, the temptation is to think: okay, that sounds good, but where exactly does something like this fit into our daily lives. Because we can imagine it on the kitchen counter, recommending a mealanswering a quick question or accompanying us while music plays, and the scene is even convincing. The problem is that that same house is already full of devices that already cover a good part of all that. Images | Samsung In Xataka | Meta spent 2 billion on a Chinese AI startup. China is clear that it was a conspiracy

There is a canary in the mine that is reminiscent of the subprime crisis: people in the US paying in installments for their supermarket purchases

The United States faces a disturbing financial phenomenon that is beginning to spread throughout Europe: 91.5 million people finance their purchases with interest-free deferred payment services, and 25% of them use them for something as basic as filling the refrigerator. Defaults continue to grow: 34% in 2023 42% this year. The alarm does not come from pessimistic analysts, but fromNigel Morris, co-founder of Capital One and investor in Klarna. Someone who built an empire by understanding exactly how much financial stress the average American can endure before going bankrupt. Why is it important. In addition to the data itself, because the majority of these loans do not appear in traditional credit histories. Regulators call it “phantom debt.” A bank may consider someone who is drowning on five simultaneous microloans between Klarna, Affirm and PayPal solvent. The system flies blind. Morris sums it up: “If I’m a BNPL provider and I don’t look at credit agency data, I’m completely unaware that someone may have taken out ten of these loans last week.” And that is exactly what is happening. Between the lines. BNPL dangerously replicates pre-2008 logic: debt concentrated in vulnerable borrowers, packaged and sold to investors who believe they understand the risk. Elliott Advisors bought Klarna’s UK portfolio for $39 billion. KKR agreed to acquire up to $44 billion in BNPL debt from PayPal. The difference with the crisis subprime is that much of that debt remains invisible to the financial system. In Xataka The secret business behind your interest-free purchases: this is how El Corte Inglés turns your installments into financial gold The contrast. The Biden Administration attempted to regulate BNPL like credit cards. Trump backed down in May after pressure from the industry, revoking 67 rules. Days later, the Financial Protection Bureau published a surprisingly optimistic report: customers repaid their loans 98% of the time. The discrepancy with the 42% real delinquency rate reveals the problem: no one really knows what happens when someone manages several simultaneous accounts. Yes, but. By not reporting to the credit agencies, these companies prevent their customers from building a history to access cheaper credit. “Some companies don’t want that to happen because they don’t want the consumer to graduate,” Morris acknowledges. It’s part of the business model: keeping users trapped. And Europe is not immune. Klarna has been operating as a licensed bank since 2017 and has expanded its model to large Spanish shopping areas. The integration with Apple Pay and Google Pay makes it as simple as bringing your mobile phone closer to the dataphone. What started as a niche payment option is becoming integrated financial infrastructure. {“videoId”:”x9b3a8a”,”autoplay”:false,”title”:”IF YOU SHARE A TENTH OF THE CHRISTMAS LOTTERY you have to KNOW THIS… 😓 #shorts”, “tag”:”loteria”, “duration”:”50″} turning point. Morris does not predict a collapse, but vigilance is urgently needed. In the United States, signs are accumulating: rising unemployment, end of student loan moratoriums, accelerated deregulation… The combination creates conditions where problems could escalate quickly. And when consumer debt becomes unsustainable, the pain spreads. Also even the investors who financed this ecosystem. In Xataka |The data that revives the ghosts of Spain and the real estate bubble: €8,000 of average debt for each tenant Featured image | appshunter.io (function() { window._JS_MODULES = window._JS_MODULES || {}; var headElement = document.getElementsByTagName(‘head’)(0); if (_JS_MODULES.instagram) { var instagramScript = document.createElement(‘script’); instagramScript.src=”https://platform.instagram.com/en_US/embeds.js”; instagramScript.async = true; instagramScript.defer = true; headElement.appendChild(instagramScript); – The news There is a canary in the mine that is reminiscent of the subprime crisis: people in the US paying in installments for their supermarket purchases was originally published in Xataka by Javier Lacort .

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