insurance

There will be no insurance or registration for electric scooters on January 2, 2026. The DGT has confirmed it

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On January 2, 2026, I aspired to put some order with electric scooters. At least, the order understood as the DGT understands it. And on that date, all electric scooters They had to begin to comply with a series of conditions. They would have been sold as new or were electric scooters that are already in the hands of users. Now, the DGT has confirmed that this will not be possible. In order to apply the new regulations, it is necessary to a Royal Decree that has not been approved and that, as of December 23, 2025, it will be impossible for it to arrive in time for the new year. Despite this, Traffic reminds us that it is mandatory to have insurance for it, which will have to be active before the end of January of next year. So… what has been approved and what is mandatory? No insurance at the moment From 2024all electric scooters sold in Spain have a certificate that includes the technical characteristics of the electric scooter. This certification serves agents to verify whether or not said personal mobility vehicle complies with the technical characteristics for which it was created. And it must be taken into account that an agent can stop an electric scooter but they are also being done controls in some cities. In bliss plate Data such as the maximum speed at which it can circulate must therefore be reflected. In addition, the DGT had to have a VMP registry ready so that anyone who had a vehicle of this type could register their electric scooter. This forces those who have a vehicle of this type before 2024 to have to send the electric scooter to one of the laboratories accredited by the DGT. It will certify that the vehicle is not modified and confirm that it meets the permitted technical conditions. This registration will be a kind of registration for electric scooters and every new scooter sold in our country must be registered. The intention was to leave this possibility to the private customer until 2027, but they were going to be forced to have civil liability insurance as of January 2, 2026. This left them on the verge of having to “homologize” the electric scooter no matter what. However, the DGT has today published a clarifying note in which it states the following: “The Council of Ministers, taking into account the urgency of the processing of the aforementioned Royal Decree, agreed on November 18, 2025, to process it urgently. Although the hearing and public information procedures have already been completed, its approval will not be possible before next January 2” Without this Royal Decree approved, the DGT confirms that there is no legal basis to be able to demand from users registration and insurance of the electric scooter. They assure that “the technical development for the registration of VMPs is already completed” but that without the regulations that regulate this approved, they will not be able to demand these two requirements from January 2, 2026. Therefore, electric scooter users will not have to have insurance for their electric scooters as of January 2, 2026. But, in addition, Traffic does not indicate from what date they expect this change to be active. They only specify that it is mandatory to have insurance as of January 26, 2026 for those personal mobility vehicles with a weight greater than 25 kg and a speed greater than 14 km/h. Electric scooters are considered light personal mobility vehicles and, therefore, insurance will not be required. At least for the moment. Photo | Volodymyr Dobrovolskyy In Xataka | Barcelona suspected that many electric scooters are souped-up. They just stopped one that could reach 113 km/h

We are 21 days away from 2026. 21 days away from being fined if we do not have insurance for our electric scooter

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We have seen it with the V-16 lights and it will be repeated in the future. A standard arrives, makes a lot of noise and is forgotten. Until a few days before it comes into force, noise is made again and those affected run out to get their papers in order. It is the same thing that has happened with electric scooters. January 2, 2026. It is the date chosen by the DGT so that all electric scooters that circulate in Spain have three obligations: Owner’s liability insurance Electric scooter registration Electric scooter certification As with the V-16 lights, it is not something that was decided yesterday. It is something that It was approved in 2024 (to comply with the transposition of the Directive 2021/2118) so users have had more than a year and a half to complete all the procedures. Furthermore, the decision can be applied by City Councils for years as in Córdoba that has been active since 2023. What are the procedures? The one that can give us the most headaches is civil liability insurance. All users who use the electric scooter they must have insurance to cover our damages in the event that another driver is responsible for an accident in which we are involved or to cover damages to third parties if we are to blame. In addition, the electric scooter will have to be registered and have a certification confirming its approval. The latter is mandatory for all electric scooters that have been sold in Spain as new since 2024. But, in addition, it will be mandatory from 2027 for those that were purchased previously. The “registration”. This license plate is actually a plate that must be visible on the electric scooter with the relevant information that certifies its approval. The plate, like the approval, must be included in all electric scooters sold from 2024. If you have an electric scooter that does not have said plate and that does not have the certification, you must request a test in one of the four laboratories that have the approval of the DGT to carry out these certifications. You can do the procedure request from the Traffic website but only one of them, IDIADA, is located in Spain. What is certified? Electric scooters have been, for a few years, considered in a category of their own. Specifically, they are personal mobility vehicles and these are the most important criteria they must meet: Maximum speed of 25 km/h Weigh less than 50 kg Maximum power of 1,000 W if they do not have a self-balancing system Maximum power of 2,500 W if they have a self-balancing system Maximum handlebar height of 70 centimeters What if I don’t comply? Whoever does not comply will have to prepare the portfolio. And with the obligation to have civil liability insurance for the electric scooter also comes the obligation to pay a fine if we do not comply with it. Specifically, the penalty can range from 200 to 1,000 euros since in the reformulation of the Automobile Insurance Law It is established that electric scooters, classified as light personal vehicles, will face penalties of one third of those registered for cars. That is, a third of the penalty of between 600 and 3,000 euros that is established for those who drive a car without insurance, depending on the seriousness of the facts. Photo | Michel Grolet In Xataka | Barcelona suspected that many electric scooters are souped-up. They just stopped one that could reach 113 km/h

Correos is desperate to find the business that will save it from the red numbers. And that has led her to selling insurance

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There was a time (not so long ago) when Correos was basically an intermediary, a company you went to to send letters, postcards or packages. That’s how it grew. And thus he strengthened his brand for decades. The changes in demand and fierce competition in the logistics sector have, however, forced the public company to reinvent yourselfan endeavor in which he has been engaged for years without this having allowed him to abandon the red numbers that weigh down their accounts. What has altered is its relationship with users. The last (and most revealing) example is left the decision of Correos to market insurance taking advantage of its vast network of offices and postmen, which has already earned it the union reproach. What has happened? That Correos has led a curious movement in its efforts to diversify income and leave behind the red numbers. a few months ago reached an agreement with the company AXA to market its private insurance. The alliance was announced in spring, when it was applied in 32 offices with a view to expanding to more than 800 branches throughout the country over the months. At that time, the Post Office detailed which would initially be dedicated to distributing policies for vehicles, homes, health and life and death insurance, although without closing the doors to expanding that offering to “any product” from AXA. Why is it news now? The agreement It closed in February and Correos began to market AXA insurance in mayupon registration as exclusive agent. The initiative has now made headlines again for a reason that has more to do with form than substance, although it gives an idea of ​​the extent to which the public company is committed to diversifying its services. CCOO has denounced that the company is entrusting postmen in rural areas with the task of selling policies, “a function completely unrelated to their traditional delivery work.” “Instead of strengthening the public service and hiring more staff, the management is dedicated to improvising and diverting work towards commercial tasks that have nothing to do with Correos’ mission,” ditch CCOO, which warns from its office in Castilla y León: “The viability of the company cannot be reduced to the sale of insurance by rural postmen. Correos cannot become a network of street vendors. Its function is to communicate, connect territories and guarantee rights, not do business with private insurance.” Why is it important? Because of the context, which is as or even more important than the measure itself. Insurance is not the public company’s first bet to strengthen its accounts in a challenging context, marked by the collapse in postal demand and an increasingly disputed parcel sector, in which it has to compete with multinationals and is losing market share. It’s nothing new. Years ago the company already launched one of its bets more ambitious: Post Marketa space of its own e-commerce who aspired to become ‘Amazon Post Office’. The objective: to take advantage of the boom in online commerce with a differentiated commitment to mark distances from giants such as Amazon or eBay, a “market for local products in which national producers and artisans (…) come together with online buyers.” In the presentation of the platform, in 2020, in fact focused on those two concepts, “local” and “artisan”. Today in Post Market It can be found from food and drinks to beauty, home, toys, fashion and pharmacy items. Have there been more initiatives? Yes. A few. In an attempt to find its place again, the company has opted for prepaid cardsthe telephony and fiber or the marketing of O2 servicesfrom Telefónica. In recent years he has also experimented with such ambitious projects as Correos Cargoan air parcel transport service in the Latin America-Europe-Asia axis, and even studied launching to commercial rail transport with the help of Renfe. Why this effort? Because Corres is very big. A lot. And the scenario in which he has to deal has changed. A lot too. With more than 50,000 employees and 2,000 offices it is usually said which is the largest public company in Spain. And how recently recognized to elDiario its strategy director, José Miguel Moreno, the company has been faced with the delicate situation of reinventing itself or disappearing. “Society is transforming and postal operators either do it or die.” It’s not just theory. According to the data revealed a few months ago by ABCLast year, Correos recorded losses worth 95 million euros, a hole that widens the carryover in previous years and that even has taken its toll to the accounts of the State Industrial Participation Company, to which it is linked. And how to turn it around? The million dollar question. That is what Correos has sought in part with its Strategic Plan 2024-2028, validated a little over a year ago by SEPI and that aspires to “transform, recover and reposition” the company to “change its business model.” With this purpose, it aims to reinforce its weight in the postal sector, give a boost to parcel delivery and “increase and diversify income” through “new activities, such as financial services, administrative procedures, insurance marketing or logistics services.” If in 2023 the postal business represented around 66% of income of the public company, followed by 24% from parcel delivery and 10% from “diversification” (“new lines of business”), the idea for 2028 is to turn the tables by making these quotas represent (respectively) 49, 35 and 16%. The goal: “Reverse the losses to end the period with an Ebitda margin of 6%, a consolidated profit situation and a healthy financial position.” Are they all challenges? No. The scenario may be complicated, as demonstrated by the fact that Correos can’t quite find the key to gain market share or the challenges it has encountered in its commitment to insurance marketing, but the company still has two good assets. Both closely interconnected. The first is its geographic penetration and vast network of operators and offices. The second, its focus as a “provider of essential services.” … Read more

May your cat ignore that appetizing food has a scientific explanation. Is called neophobia and it’s life insurance

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You open one of the littleirs that you have bought your cat and flips with the good f see, it almost makes you want to try it, but when you offer it, all bad. It smells it, looks at you with contempt and leaves. Yes, it has happened to me and I have thought that my cat enjoyed watching me money on food that was not going to eat. Your cat does not hate you, it is its nature. Food neopobia in cats A search on the subject returns hundreds of results of Tutors asking for advice to get their cat to eat something new and tips to get it. The most common are usually cats that reject wet food and They just want to eat their feedwhich is not recommended because it can lead to the dreaded kidney disease. What happens to cats? Neophobia is the fear of something new, in this case new foods. Although food neophabia is not exclusive to cats (It also happens in humans), it is a fairly common behavior in cats and one of the reasons that have made them win the Fame of Sibaritas. It is not a feline whim, it is pure instinct, An adaptation strategy to protect yourself from possible poisoning. It is not a feline whim, it is pure instinct, an adaptation strategy to protect itself from possible intoxication. Beyond the inheritance of its wild ancestors, neophy and domestic cats may appear for other causes and one of them is stress. Cats are very sensitive to changes. In This study They analyzed stress in cats and the consequences it can have on their behavior and health. A stressed cat tends to eat less, but it is also more prone to develop neophobia. If a new meal is offered in a stress situation, it is more likely to reject it. Cat’s food preferences In This complete article of Vet Times magazinedelve into the mechanisms that form the food preferences of cats. In his first months of life he is strongly influenced by his mother’s. In fact, this influence begins even before birth, by transfer of flavors through amniotic fluid and milk. It has been proven That the kittens whose mother ate unusual foods in the cat such as milk or banana, showed inclination for these foods. “Eat it” Genetics only plays a small role, but the food to which the cat is exposed in their first months of life will be decisive when forming their adult preferences. In this sense, a kitten that only eats a type of food is more likely to develop neophobia towards unknown foods, while A more varied diet will become familiar with more flavors and textures. Experience is another decisive factor and is the one that is defining how the cat selects food during your life. For example if they eat something and feel bad, they will create a negative association and will not eat it again. The food to which the cat is exposed in their first months of life are decisive when forming their adult preferences. Of course it also influences palatability, that is to say, how nice the smell, taste and texture find of a specific food. As strict carnivores, they are attracted to protein -rich foods and tend to reject bitter or sweet flavors. In the case of feed addicted cats several factors come together and palatability is one of them. Feed manufacturers have “hacked” the feline palate with flavor enhancers (palatal) to make them more attractive and want to eat it all the time. If we add that we usually have the feed at the disposal of the animal, the habit is reinforced to the point that some cats do not want to eat anything else. In addition, the crunchy texture of the feed further reinforces that preference, making wet food something strange to them. My cat rejects food. What I do? The first, be patient. Getting a cat with a very strong neopobia start eating new foods is a background race. The first step is Get familiar with the new food. In This study He gathered fourteen adult cats that showed neophobia towards a lamb flavor food. What they did was vaporize the smell of food while cats ate their usual food. The result was that neophobia was reduced considerably. I like this. You can start by putting A bowl with wet food by feedso that I associate that it is a safe food. It is important to offer variety, because it can be the case that we are determined to eat a single option and that it turns out that you simply do not like. If your cat does not eat any wet food, there are Nutritionists who advise starting with little cans that are unhealthy. The reason is that they usually have a very attractive and flavoring smell more similar to those of the feed. In this way, it is first familiar with wet food and little by little you can introduce healthier cans. It is also recommended slightly heat the fooddo not give it directly from the fridge because it will almost certainly reject it. To start eating something new, the obvious is important: to be hungry. I think freely is not recommended. To start eating something new, the obvious is important: to be hungry. In this sense, I think freely 24 hours is not the most recommended. You can serve food three or four times a day or use An automatic feeder. Yes indeed, A cat should never be more than a whole day without eating since it can develop Hepatic lipidosis and even die. Each cat is a world and There are many more tricks That you can use, such as soaking or crushing the feed and putting a little on wet food. Also You can use others TOPPINGS like a churu -type liquid snack and sprinkle supplements such as Fortiflora (is a probiotic) or Green lip mussel powder. In Xataka | Genetics offers … Read more

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