analyze

How to analyze your banking transactions and use artificial intelligence to find forgotten subscriptions

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Let’s teach you how to use AI to find forgotten subscriptions analyzing your banking movements. It is much more common than you think that there is a small subscription that, without you realizing it, month by month is gradually taking money away from your account. Therefore, if you want to eradicate subscriptions you no longer needthe first step is to find those that you don’t know you are paying for. You will be able to do this with any chatbot. artificial intelligence. In the example we have used ChatGPTbut you can also use Claude either Gemini. Before starting it is important that you know that By doing this you will be handing over your data to companies that own artificial intelligence. Nothing has to happen, but you should be aware before sharing sensitive information like your bank accounts. Download a PDF of your banking transactions The first step is to download a file where you have your bank transactions. For that, you have to go to your bank’s website or application and Click on the option to download movements of your account. When it comes to lowering movements, It is very important that you download several months’ worth of data. Because? Well, because this way the AI ​​will first be able to locate your subscriptions based on the movements that are repeated, and because then it will be able to know which ones you have stopped paying. It is also important to download the file in PDF, an easy-to-read format. This is important because what we want is not a list of all the subscriptions you have paid in recent months, but for the AI ​​to be able to detect which ones have stopped paying because they were there before and now they are not, and which ones you are still paying for. And for this it is essential to have the context of your movements for quite some time. Now ask the AI ​​correctly Now you just have to go to the artificial intelligence chat you want and upload the PDF that you have downloaded from your banking application. To do this, open a chat and click on the add files option, and choose the PDF. Don’t just send it, when it is uploaded you will have to add the prompt. And here comes the magic, in the request prompt. Because when you write it you will have to ask AI to find subscriptions you haven’t stopped paying for yet. To do this, you have to specify that you want it to review everything and only tell you those that you are still paying for. You can use the following: I’m going to upload a PDF with a bank statement, which shows the accounts for the last few months. I want you to analyze the content and tell me what recurring subscriptions I am paying for without realizing it. Tell me only the ones that I have not stopped paying in the last month. When you do this, the artificial intelligence will analyze all the entries in your bank statement. It will first look at all your subscriptions, finding recurring payments, and then see which of them you were paying for before and have now stopped paying. Then, it will show you some results where Only those that you are still paying for will appearas well as the amounts. In Xataka Basics | How to create a Telegram bot that sends you a summary made by Gemini of each email you receive in Gmail and other emails

We analyze on video what is really happening

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From time to time, the technology sector enters a phase of turbulence that breaks the apparent normality of the market and forces us to take a closer look at how the supply chain, industrial priorities and the balances between supply and demand. The most recent example that many remember is that of cryptocurrency mining, that for years stressed the graphics card market to the point of turning them into a scarce commodity and prohibitively expensive for many players. Now the focus has shifted to another key component: RAM. The increase in the cost of the modules begins to be clearly noticed and, as usually happens in these cases, the inevitable questions arise. What exactly is happening, where does this problem come from and if there are signs that allow us to think about relief in the short or medium term. To try to answer all this, we have published a new video in the Xataka YouTube channel in which our colleague Francisco Franconi explains this scenario calmly and in context, trying to explain what is behind a crisis that cannot be understood just by looking at the final prices. The piece is integrated into the set of content that we regularly publish on the channel, with formats such as 24/7the series Domotize or die trying, Science and Apart and reports that explore technology from very diverse angles. We are in a RAM memory crisis, now what? The starting point of the video is a broader photograph of the moment that the technology industry is experiencing. Francisco introduces the topic with a piece of information that helps to understand the background of the problem: “It is evident that 2025 was the year of AI. Projects like Stargatewhich has the purpose of investing 500 billion dollars for the development of artificial intelligence in the United States, are a sample of the economic interest that exists around this technology.” From there, the question arises almost naturally: what relationship does this rise in artificial intelligence have with RAM? The video explains how data centers, the backbone of this new technological wave, depend on three essential components, and RAM is one of them. Analyzing the role played by the rest of the pieces not only helps to understand the current crisis, but also opens the door to thinking about whether we could be facing similar tensions in other components in the not-so-distant future. Francisco goes one step further and dismantles an idea that is often taken for granted. “High demand for components alone does not trigger prices“, he points out, before delving into the specific factors that are turning the current artificial intelligence boom into a real headache for the RAM memory market. This analysis also includes some of the large companies that are decisively influencing this movement, helping to understand why the problem is neither specific nor easy to solve. The video also reserves space for a more technical explanation, addressing the different types of RAM and the differences that are key to understanding this crisis. This technical context allows us to connect two worlds that often seem separate: that of large language models and that of users who want to assemble a PC in pieces and find that this technological ambition ends up having a direct impact on their pocket. In the final section, Francisco puts on the table the question that many are asking: how long can this situation last. “Some estimate that price increases will be constant for the next 6 months, others talk about increases until 2027,” he explains, before closing with a series of reflections that help set expectations and understand what to expect from the market in the coming years. We invite you to see the full video on our YouTube channel and share your opinion both there and in this article. Images | Xataka In Xataka | In the midst of the RAM memory crisis, Samsung takes a leap with its HBM4 memory. It does not imply good news for the pocket

We analyze the big question in video after the Apple event

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Less than 24 hours have passed since Apple presented the new iPhone and, as usual, doubts arise: ¿It is worth renewing the mobile for any of the new models? Does it make sense to make the leap to iPhone Air or is it better to go directly for one of the Pro Line? You may even be valuing a third way: take advantage of discounts from previous models. We return with one of our favorite formats, the Versus. In it we have already compared watches for less than 200 euros, Tables for the Tour of Class And even some of Amazon’s best selling fryers. This time it is the turn of the iPhone. Although we still don’t have the new models in our hands, our partner Samuel Oliver He has put them face to answer the big question: Which one to choose from? Buy a new generation iPhone or take advantage of a previous model? For a long time, the pro models have monopolized all the prominence. This year, the situation has changed. “I think this year’s stars are the base models: we are finally Promotion with those 120 Hz and the 48 MP sensor In your main camera. He iPhone 17 He has inherited a lot from last year’s pro models and receives new chip, the A19 along with important improvements in the Selfie Chamber, ”says Samuel. In the video, our partner describes some of the key assets of the new entrance models, two elements that can be decisive for many users. “Pro models this year are more decaffeinated with potentYou like video and photography”, He adds in front of the camera, and launches a forceful appreciation on the iPhone Air. So far, what is the most difficult mobile to recommend? We will discover it. Samuel also raises several scenarios, including a very common one: those who are thinking of getting an iPhone of the previous generation. “It is Apple’s best telephone until the arrival of the new one, with all the camera news, processor, the camera control button, prepared for Apple Intelligence,” he says about one of the models that has been in the market for a while. In addition, it highlights some of its most relevant characteristics. In the video it is also explained what alternatives we have when Apple discourages models of your store. And here there is good news: It is possible to find interesting devices at lower pricesa more than valid option if you are looking for an iPhone without leaving a fortune. As always in VersusSamuel reviews the strengths and weaknesses of models such as iPhone 15 or the iPhone 14and leaves us not only with its winning option, but with clues for each type of user to find their best choice. The video It is now available on the Xataka YouTube channel. We invite you to see it and, of course, to leave your impressions in the comments. Images | Xataka In Xataka | iPhone Air, iPhone 17 and 17 Pro, Apple Watch Series 11, Airpods Pro 3 and all the News of Apple’s Keynote

tips before buying and how to analyze the real capacity of one you have

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There is nothing worse than buying a USB and seeing that you have less memory than they had told you, or that is defective. Therefore, we are going to give you some tips to prevent you from buying a USBboth before making the purchase and once you have done it. We will start with a series of rapid tips on How to avoid scams when buying a USB onlinewhy, sometimes sellers can lie, and it is convenient to have some resources to avoid it. Then we will tell you how to check a USB and see its real memory, and so know if you should return it because they have scammed you or not. I prevents you from being able to sell you a USB We are now with a series of tips to avoid deception in online stores when you are going to buy a USB pendrive. These are some very essential tips that you should always take into account. Look well in descriptions: The pendrive seller may put one thing in the head of the online store’s announcement to get your attention, something that is not very precise, and that is why you must carefully read the characteristics in the descriptions. Find there all the information you can about the unit. Look at the USB version: The USB standard has several versions, and the newer it is faster. If a pendrive is absurdly cheap possibly use the USB 2.0 standard of the year 2000, and it will be very slow. It should be assured that if you are looking for a USB of type A, the great “usual”, use the most modern USB 3.0 standard. Look comments and reviews: If you are in an online store, you should look in the product comments section before buying it. Thus, you can detect complaints that are recurring and that they point out that the USB is not what it seems in some aspects. Distrust of very low prices: As we have told you a couple of points before, when the price of memory is very low, it is possible that there is a trap related to the USB standard version, or that it is even a fraud. That is why they have a high guard with especially low prices. Be careful with little known brands and stores: Try to buy in online stores that you know perfectly, and above all that have comments section. It also tries to resort to consolidated brands of USB, even if they are somewhat more expensive, because this gives you an extra security guarantee. Verify newly bought positives: When you buy an online product you have about 15 days to return. Therefore, if you buy a USB memory, it is important that you verify the amount of memory that you have promised and that it is of the right speed. The fastest type A USB have a blue plasticize that makes them recognizable, for the amount of memory you will need a specific program. How to check the storage of a USB pendrive Imagine you buy a USB of 64 GB but it really has only 32 GB. Or that has 64 GB but half are defective areas that make you lose the data you enter. How can you look at this? To do so you need a specific program that allows you to do it. We recommend you The program Validrivefree available on the web www.grc.com/validrive.htm. It is a completely free, light and very effective program. What he does is Verify the real storage of USB memories before users suffer important losses. The application weighs less than 100 kb, and is portable, so it does not require installing it. It is created for Windowsand you just have to open it and voila. Validrive performs tests of 576 regions of the device connected by USB, analyzing the real reading and writing capacity. It also shows you the results in a visual way, putting the defective areas in red, also indicating other errors. To use it, you just need to launch the application, and in the main menu click on Check USB Drive With a connected unit. Then you will begin to see the tests in real time, and then the results will be shown. You also have other alternatives such as H2TESTW (also free)a more veteran tool although it is not so fast or easy to use. In Xataka Basics | Buy a USB-C cable: 9 things to consider

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