notes

falsify expense notes and make money with them

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Artificial intelligence is becoming a real headache for the accounting departments of many companies, and not precisely because of the automation of tasks that it requires. can leave you without work. Now, the big threat comes from an unexpected source: the ease with which fake expense receipts can be generated thanks to the skills of generate images hyperrealistic with AI. AI at the service of fraud. Until recently, expense fraud was concentrated in already known areas: small traps in subsistence, transportation or purchase receipts that employees presented for reimbursement. However, as highlighted by a published article in it Financial Timesthe number of refund requests based on falsified receipts has increased dramatically in recent months. As detailed in the analysis From AppZen, since OpenAI launched ChatGPT and Google launched its Gemini with image generative AI, expense receipt fraud has increased by 14%. The problem is not that they have increased since then, but that they have improved their quality so much that each time it is more difficult to detect them. “These receipts have gotten so good that we tell our customers, ‘don’t trust your eyes,’” Chris Juneau, senior vice president and director of product marketing at SAP Concur, told Financial Times. Indistinguishable receipts. As they practically showed on the podcast The Accounting Podcastgenerating receipts for fraudulent expenses that can pass as authentic, is within anyone’s reach. It’s not even necessary be a paying user from ChatGPT or Gemini. With just a handful of commands entered with a natural language In ChatGPT, the ticket obtained would fit perfectly as one of the thousands of receipts for food or transportation expenses that companies process daily. AI to detect AI. It may seem that the problem of counterfeit tickets is a minor problem because they involve relatively small amounts. However, the average economic loss from false receipt fraud in the US is $133,000 on average, according to a survey prepared by Medius in 2024 to senior financial executives. The expansion of this type of financial fraud has reached the ears of OpenAI, one of the main generators of these receipts, has taken letters in the subject including metadata in your images to identify that it is AI-generated content. This has allowed fintech companies like Ramp to develop AI-based tools that analyze the metadata of this type of receipts to stop fraud. The fintech claimed that with this software it had detected false receipts worth one million dollars in just 90 days. The law is made, the trap is made. Faced with this movement to detect fraudulent receipts through metadata, “cheating” employees have also chosen to refine their techniques using more ingenuity: take a photo of the receipt generated by AI and attach it as a receipt, just as you would do as a real receipt. That way, the image no longer includes the AI ​​agent’s metadata, returning to square one. “It will be a continuous arms race. We just have to stay ahead,” he said. in statements to Bloomberg Karim Atiyeh, co-founder and CTO of Ramp. Spending patterns. In response to this new strategy, AI uses what it does best: analyze patterns. These expense receipt “verifier” agents take into account the context in which these receipts could have been generated if they were authentic (travel schedules, date coincidences, repetition of names, etc.). Based on this data, the system determines whether the receipt is false or not, without needing to verify the metadata. “Technology can analyze everything in such detail, so much so that humans, after a while, miss things; they are human,” he assured the Financial Times Calvin Lee, Senior Director of Product Management at Ramp In Xataka | 81% of interviewers suspected AI cheating in interviews: 31% confirmed it without a doubt and put a stop to it Image | Gemini

People hate meetings. So they are sending their secretaries to take notes

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Last month Clifton Sellers attended a meeting by video call at his work. Everything seemed normal until he noticed the list of the attendees. Of the 16 who went to the appointment, Only six were human beings. The rest were sent to transcribe the meeting, take notes and summarize it. The surprising thing is that what happened to Sellers is no exception: the rule is increasingly. To this meeting I come with my chatbot of AI. Some of the people who attended that meeting made it accompanied by AI chatbots to take notes and transcribe that meeting. And without warning, as if it were something totally normal. However, other chatbots of AI came alone on behalf of other employees. Those bots could only listen, not intervene. And yet we have a problem. “I want to talk to people”. Sellers explained In The Washington Post How this type of meeting caused him rejection because “I don’t want to talk to a group of bots that take notes.” The situation is ironic, because he himself had sent to a bot to take notes to any meeting in the past. The situation is worrying, especially since video calls are deriving dangerously. More meetings than ever. Pandemia caused Zoom, Teams or Meet to become the ideal alternative to physical meetings, and over time the phenomenon has transformed our way of working. According to Pumbleafter the pandemic there are 12.9% more doors per person and 13.5% more than meetings attendees. The video calls have caused, yes, that the meetings are much shorter (20.1%), but it is also happening something else. Goodbye to social norms in video call. This predominance of virtual meetings through video calls is causing changes in the “label” of these meetings. In many work video calls employees Now they usually join without turning on the camera and with the silenced microphone. The second is more normal: that everyone has the activated microphone can end up causing distortions and annoying echoes while another person speaks. The camera is more delicate, although it is traditionally associated with that recent phenomenon baptized as “zoom fatigue” (“Zoom Fatigue”). People are even using Gitlab recorded video calls To pretend that it is busy. The AI ​​boom for video calls. The big platforms to make video calls (Zoom, Microsoft Teams, Google Meet) offer automated notes options using AI. There are also third -party solutions as Otter.AI that also enable these functions and raise a future in which meetings end up being very different from the current ones. And soon, meetings with digital twins. Eric Yuan, CEO of Zoom, explained Recently that your company wants to offer the possibility that your “digital twin”, an IA assistant who can not only attend those meetings in your place, but also can intervene in it as if it were. Everything you say will be recorded. This intrusion of AI at meetings has caused a new concern for attendees. Everything they say will be registered, recorded and transcribed. That can restrain freedom when expressing points of view or opinions, especially since those statements can then end up playing against who made them. Allie K. Miller, CEO of Open Machine, explained in Wapo how in her meetings her bot of AI to take notes until there are five minutes left to finish because that “people open more and the real questions come to light.” Machine, gather for me. 55% of managers Recognize That has too many meetings a day, and 27% of employees share that opinion. There are more and more meetings – many They could have been an email– And the AI ​​can help soften its impact, but we go to a future potential in which no one goes to meetings in person except who must explain any topic. Who knows if in the end not even that person comes and everything is meetings full of bots. Image | Surface In Xataka | Not only meetings kill productivity: notifications eat half of our day

Here are all the degrees related to technology and science with their cutting notes

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In just a few days the University Access TestAka the Pau. It is a very marked date for the more than 300,000 students who have been preparing for at least two years to face these exams. It is not for less. Pau marks the end of one stage and the beginning of another, one that means making the leap to the university world and prepare for the professional world. If, after considering the different options, you have decided that your future is to study a university degree, the same doubt arises that arose to many at the time: which one to choose. If you usually visit Xataka or you like what we are dealing with on this website, it is possible that You are interested in technology, science, engineering, space or health. Thus, we have filtered each and every grades of each and every one of the faculties and cities so that, at a glance, you can see the offer of degrees, where they are taught and its cut -off note. The degrees of degrees related to technology and its cuts of cuts That the following table with its 1,021 cells does not intimidate you. Using it is really easy. In the upper part you will see a search engine. In it you can introduce the name of the degree, such as “computer engineering”, “artificial intelligence”, “mathematics” or “biotechnology.” You can also search for a city. In any case, and choose the filter you choose, You can order the offer of degrees by cutting note. By default, order is from highest to minor. If you are looking for another degree or want to know other cutting notes, RTVE has a very useful search engine on its website. How you can check, the degree with the greatest cutting note is the double degree of physics and mathematics at the University of Seville: A 13,764. The lowest is the minimum to approve: a five. The offer of degrees that can be accessed with the minimum note is wide and includes endless engineering. In fact, the vast majority of engineering between five and eight on average, and the number of places is usually wide. And that is good news. According to the study “The employability of young people in Spain 2024” of the CYD Foundation on work outputs according to the university career, engineering (electrical, industrial electronics, software development, telecommunications, etc.) are those that offer better working conditions in terms of Stability in contractssalaries and affiliation rates. On the other hand, the Emerging jobs and sectors report 2024 highlights the Professional boom in AI. The demand for data engineers and Machine Learning has grown 625% since 2019, and that of artificial intelligence engineers an annual 83%, both with very low competence of candidates for offer. Last year they enrolled to do 341,831 students and 90.2% approved. That is, 295,250 students took a five or more. Another thing is the average note. In 2024, the average grade of those presented to the general and specific part (necessary to aspire to remove a note greater than ten points) was 7.05 nationwide. If we talk about the degrees contemplated in the upper table, The average note is 8.87 points. Image | Flickr (University of Seville) In Xataka | Pau, EBAU or EVAU 2025: What are the dates in each autonomous community for the selectivity exam

constancy, notes and a bag of books

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Bill Gates, in addition to being known for being one of the most influential technological magnates of the last four decades, so it is because they are An avid reader. Researchers at the University of Emory de Atlanta They demonstrated that reading is a habit that exercises the ability to concentrate and cognitive development. Microsoft’s founder has shared Some of his tricks to begin to adopt this healthy habit and read the 50 books that Gates read on each year. In addition to being an excellent way to acquire knowledgeread also contributes to Reduce stress levels by up to 68%. 1- Take notes on the margins Gates considers that take notes while reading It is essential to ensure a deep understanding of the material. As explained by the millionaire, this is especially relevant when it comes to non -fiction books. This habit helps you concentrate already connect the new information with previous knowledge. Gates explained that, when he disagrees with the content he is reading, he spends a lot of time writing his ideas on the margins. “He is actually frustrating and I think: ‘Oh, please, say something I agree with to end this book’” joked the millionaire. Gates recognizes that taking notes on the margins of the books can slow down his reading, but allows him brain related to Memory and learning concepts. 2- Do not start anything you are not going to end Bill Gates has a strict rule: a book does not start unless you are sure to finish it. This approach helps you maintain the Commitment to your reading and avoid leaving half books. However, this rule sometimes raises dilemmas when choosing what books read. For example, he mentions his indecision about whether to start or not ‘The infinite joke’ by David Foster Wallace. Gates was interested in the author after watching the movie “The End of the Tour“In which the interview of a reporter from Rolling Stone magazine is told to the author of the book, just after the publication of that book. Although the film loved it, the extension of the book (about 1,200 pages) and its complexity They made him doubt if he could fulfill his rule to finish it. “If the book had two hundred or three hundred pages I would not hesitate. But it is quite long and complicated and I don’t want to make any exception, “said the technological tycoon. 3- On paper or ebooks, but always with you Despite being the founder of one of the world’s main technology companies, Gates admitted that prefer paper books About electronic. This preference for Gates became known in the Docuserie “Bill Gates: Under the magnifying glass“From Netflix, in which his assistant prepared a bag carries full of books that accompanies him everywhere and on his trips. Reading is an excellent way to kill the time while you fly, you rest from work or relax your way to the way home. Gates describes this preference as “bulky and outdated”, but feels comfortable with a paper book in the hands than with An electronic bookalthough he admits that over time probably It will make the change. 4- Book an hour a day to read The practice and constancy are the keys to consolidate habits so, reserve an hour a day In your calendar to read, it helps to integrate that habit by dedicating uninterrupted time. Gates says that this advice is especially useful when you have a especially long book or a complicated theme. While it is true that establishing Short reading sessions Of five or ten minutes it is effective to start in the habit of reading, the millionaire argues that it is not effective for complex books, since it is lost time remembering the context. Therefore, Gates Book more than an hour every night To read. This daily habit allows you to constantly advance in your reading rate. In Xataka | The productivity books that have helped me the most: the recommendations of the Xataka editors Image | Gates Notes

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