I have tried Silbo Money, mobile payments without leaving WhatsApp. It’s like bringing cash to the mobile, for good and for the bad

A few weeks ago we talked about Money whistlethe Sevillian startup that integrates mobile payments in WhatsApp. Its approach is brilliant in its simplicity: instead of competing as another app, it is integrated into “the application we already use” par excellence to become our digital portfolio. The system operates inside WhatsAppwith minimal derivations to the browser. We add to our contacts and chat with a purely functional Bot. No canned responses or frustrating loops, only direct and functional interactions. The record is automatic and direct: we validate identity, we create a four -digit pin, and voila. This pin is requested when initiating a conversation or after a while of inactivity, balancing security and convenience. The registration process. The creation of the PIN is one of the processes for which Silbo sends us to the browser. Its main difference with Bizum It is structural: It works as an independent digital purse. While Bizum operates directly with our bank account, Silbo requires loading previous balance. It is moving the cash to the mobile. The loading process. This separation has two readings: An inconvenience: Add friction against Bizum. An advantage: Provides extra security when isolation from our account. The interface is pure pragmatism. It allows navigation for text commands and contextual buttons. The buttons guide the rookie, the commands speed up the expert. For example, if we write “balance” you will ask us if you show it in the chat or if you download it. If we write “Chat balance” you will show us directly. The Silbo Shares menu. A shipment of money … … and a money application (happily corresponded). By the way, the fluorine yellow that uses whistle as a brand image seemed to me somewhat strident at the beginning. After trying it, it is clear to me: it makes it easier to quickly locate the conversation with a Scroll visual. It stands out, and a lot. The most remarkable is how to take advantage of WhatsApp omnipresence. You don’t have to download another app or learn to use another interface, everything happens in a family environment. It even has a collection of Stickers Own that include messages such as “who pays rest”, perfect for using passive-agreesive tone. The withdrawal of the balance to our bank account. His challenge will be to achieve critical mass. Like whatsapp or bizum, You need adoption to be useful. Its advantage is to operate on WhatsApp, canonical in Spain. His challenge, convince users to take the step, especially considering Bizum’s current domain. In my tests I have done several operations: load balance, send money, claim it, receive it, withdraw it, consultations, etc. Everything works fluently, without complications or delays (the withdrawals take one or two days). The only real friction is the need to load previously balance. Overcome that step, the system is as natural as sending a message. Silbo optimizes more than revolutionary: take the mobile payment and simplify it by integrating it where we already live. It is pure pragmatism. Time will say if it manages to challenge Bizum. In Xataka | The unstoppable rise of Travelperk: the Spanish travel startup already is worth 2.7 billion dollars and strengthens its expansion Outstanding image | Xataka with Mockuuuups Studio

“I am thinking of leaving the US”: the hopelessness of migrants who legally arrived in the country in the face of the restrictions now imposed by Trump

Image source, Getty images Article information Mario has been 3 months and 14 days without touching his wife. The Venezuelan migrant keeps a thorough record of the time that he has lived away from Sofia, with the same precision with which he manages finance in investment companies or monitors the minutes in their training for triathlons. Mario lives in the United States with a temporary protection status (TPS), while his wife requested the parolea humanitarian permit that the government of former president Joe Biden granted to 530,000 Venezuelans, Cubans, Nicaraguans and Haitians, who arrived in US territory after fleeing crises in their countries, according to figures from the Office of Customs and Border Protection. But this mechanism was suspended by Donald Trump a day after assuming the presidency, as part of a set of measures aimed at curbing irregular migration to the United States. Although Sofia obtained the parole In May of last year, your travel permit is still waiting in Caracas to be issued by the United States authorities. His son, on the other hand, made the request at the same time, received the travel authorization 3 days after having achieved the parole and emigrated in June. “Honestly, I’m thinking of leaving the United States,” Mario said in a WhatsApp call in which Sofia also participated. “I’ve been waiting for my wife to come with him for more than 3 years parole And now they suspend it. I’m fed up. “ Image source, Getty images Photo foot, A group of migrants on the border discovers that the application of migratory quotes, CBP One, no longer works after Donald Trump’s investiture. Legally migrate Migrants outside the United States could manage their procedures through CBP One, an application that the Biden government enabled in January 2023 to assign appointments with immigration authorities. But the platform was deactivated after Trump’s investiture and the records of 940,000 people were eliminated. “Our intention has always been emigrating in the right way, legally,” Sofia said from Caracas. “We follow the norms, we invest our heritage in this process and now we do not know what else we can do.” Image source, Getty images Photo foot, In recent years, thousands of migrants entered irregularly through the southern border of the United States after crossing the Rio Bravo. The couple asked to preserve their true identity, with the hope that this testimony does not harm them if the Trump government enables other mechanisms to allow the entry of the beneficiaries of Parole and the CBP One appointments. So far it is unknown if the decision of the Trump government annuls the cases in progress or if it will only prevent new applications. Nor is it clear what will happen to people who, like Sofia, already had the approved procedure and expect a travel permit. Image source, Getty images Photo foot, The appointments assigned through the CBP One application were eliminated. Of parole to deportations Biden used the parole Humanitarian as an answer to the immigration crisis that unleashed the Russian invasion in Ukraine. In April 2022, he implemented this mechanism to offer Ukrainians the possibility of legally reaching the United States, and staying for 2 years with work permit, with the support of a sponsor registered with the Department of National Security. Months later, in October 2022, the program extended to Venezuelans, which during the last decade added 7.8 million migrants and refugees, and became the greatest exodus in the history of the American continent. In January 2023, the parole The citizens of Cuba, Haiti and Nicaragua were extended. However, one of Trump’s most important campaign promises was to stop irregular migration to the United States, which recorded historical indices during the Biden government. As soon as he assumed the reins of the White House, Trump announced that his government will undertake the mass deportation of undocumented, a measure that could affect at least 11 million people living in the country without having a legal immigration status. In addition, he declared “national emergency” on the border with Mexico and the deployment of military forces to guard it, and even repealed the law that prohibited security forces seeking undocumented migrants in churches, schools and hospitals, places that were previously considered ” sensitive “and that should be exempt from migratory raids. Image source, Getty images Photo foot, Migrants and activists protest on the border between Mexico and the US against mass deportations. A third country Mario reviews the family story that led them to the decision to leave for the United States. First, the death of his youngest daughter in Venezuela, due to heart failure that was complicated by the lack of medicines. Then, the decision to emigrate to Colombia to cope with that loss with a new life project. Then, the creation of a company that finally broke due to the confinement of the pandemic. To recover from that failure, Mario decided to accept a job offer in the United States, while Sofia returned to Caracas to reorganize. They sold everything and allocated their savings to the procedures to settle in the United States. “This whole process has cost us about US $ 30,000,” Mario said. “And now it turns out that I can’t see my wife? This is no longer an effort, it is a sacrifice.” In August 2024, the process of Sofia and thousands of applicants was temporarily paralyzed due to a mass fraud investigation in the applications, which further took the couple’s reunion. During these years, Mario and Sofia have built a shared daily life through the WhatsApp chat. And they communicate by video call every time Sofia manages to have a good Internet connection in Caracas. Image source, Getty images Photo foot, Thousands of migrants walked to the northern border of Mexico to try to cross to US territory during the days prior to Trump’s investiture. “We have anger and frustration, it is no longer about wasting time but to lose our marriage,” Mario lamented. “I can’t take it anymore.” The couple rules … Read more

Ricardo Ferretti charges against Martín Anselmi for leaving Cruz Azul

The historic Brazilian technical director, Ricardo ‘Tuca’ Ferretti, could not hide his anger at the decision of Argentine Martín Anselmi to end his role as coach of the Cruz Azul Machine to accept an offer from Porto de Portugal that allows him to fulfill his dream of directing in the old continent with the aim of reaching the Champions League to raise the club’s competitive level. Given this fact, the strategist decided to launch a harsh criticism against Anselmi for abandoning his man agreement as coach of the celestial team for the current Clausura 2025 tournament of the MX League and leaving the sports institution in limbo with just two days of this competition played. . These statements were made by Tuca Ferretti during his participation in ESPN, where he considered that the coaches no longer fulfill their words as was done previously when comparing what happened with Fernando Gago, who also left the Chivas Rayadas de Guadalajara last season in order to fulfill his dream of being in charge of Boca Juniors in Argentina. “Where the hell is this? Where? Does a man’s word no longer exist, does it not exist today or am I out of date at 70 years old?he stated in his statements when analyzing the situation that Liga MX has been experiencing in the last two tournaments. Ricardo Ferretti also maintained that he received a large number of offers from teams while he was in charge of a club; Despite this, he rejected each of them because he had a commitment to lead the team he had signed with to exploit all their sporting qualities in order to turn them into champions. “I rejected teams while I was under contract and they spoke to me and were better than what I had”he added, highlighting that his word with the clubs’ board was much more important than monetary gain. Martín Anselmi’s decision to sign with Porto represents a hard blow for the Cruz Azul Machine, who hoped to maintain a good level in this Clausura 2025 tournament of the Liga MX to be able to qualify for the Liguilla and fight for the trophy; They are now searching for a new coach who can take charge of the bench to meet their objectives. Keep reading: –Mikel Arriola will bet on youth in Mexican soccer by 2025–Soccer matches today, live: time and TV of what you can see this Thursday, January 23–Gonzalo Pineda comes out in defense of the style of play applied by Atlas

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