If the question is how much money you can donate to a child without declaring it to the Treasury, the law makes it clear: none

An increasingly widespread trend among millionaires is the Do not leave inheritance To your children. Bill Gates either Warren Buffett There are good examples of this new trend that seeks to convey the heritage of parents to children in alternative ways. However, it is not necessary to go to fortunes so bulky to meet cases of parents who want to convey part of their heritage to their children when they are still young. Patrimonial donations and movable property. According to him Article 618 of the Civil Code“Donation is an act of liberality by which a person has one thing for free in favor of another, that accepts it.” Thus, as defined by the regulations on the Inheritance and Donations Tax, Donating money, goods or any other form of patrimony to children will be considered as a donation by the Tax Agency. That implies that the donation must meet a series of characteristics and pay similar taxes to those that would be paid in case of inheritance without any limit value. Namely: Plusvalía tax, IRPF and Inheritance Tax and Donations. When donating money seems simpler, but Hacienda Vigila. If, as in most cases, the donation consists of an amount of money not very high, temptation is simply giving it to it. But how much money can you give a child without declaring it as a donation? The law does not establish any type of limit that forces donations to declare, so, technically, it would be donation to even give it a euro. However, such and as indicated From lawyers and inheritances, it is not common for the Treasury to pursue the small deliveries of money or gifts of little value. Nevertheless… Finance can request bank information by detecting certain movements due to the regulations of Prevention of capital laundering and terrorism financingso keep it in mind: Income of more than 3,000 euros in cash to review that its origin is justified profits. Income in 500 euros tickets. They are the most monitored tickets by the Treasury because they are used for criminal activities. Entering a large amount of cash in these tickets will sow many suspicions. Recurring income. The entry of a fixed, periodic amount and from the same origin, indicate some type of commercial transaction and the Treasury will show interest in their nature. The small amounts sent to the same account in a short period of time have the same effect Transfers Entities notify the credits of more than 6,000 euros, and transactions of 10,000 euros or more. Whether they are bank transfers and cash movements. How do they pay children’s money to children? Donations, like inheritances, are taxed by the Donation and Succession Tax. Each autonomous community manages this tax under its criteria, so taxation will depend on the Autonomous Community in which the donor has resided in the last five years. Madrid, Basque Country, Murcia, Castilla-La Mancha, Asturias, Balearic Islands, Canary Islands, Galicia, Extremadura, La Rioja and Navarra are exempt from this tax or bonus it to 99.9% for spouses, parents and children. Andalusia bonuses 99% and other communities apply exemptions of up to 400,000 euros. If the donation exceeds that limit, it must be taxed by it. It is not a donation, but I “preside”. If what is intended with donation is to help financially in a complicated stage, there is an alternative to donation: formalize a loan without interest. This assumption is not subject to taxes or expenses and it is only necessary to formalize a private loan contract and the donor will have to submit the settlement of the property transmissions tax at zero cost. However, in that document the deadlines and the way in which the money will be returned, which can be extended both in time as desired, will be specified, which makes it especially interesting for the donation of large sums of money. What if the donation is not declared? If you choose not to declare the donation and hacienda, it detects that money has been received without justifying its origin, it will be interpreted as an unjustified assets. In that case, such and as indicated the OCU, a Taxation of the IRPF to the marginal type that can reach up to 56% of the donated amount, plus the corresponding sanction. In Xataka | Why Millionaires like Zuckerberg and Gates decide not to leave their children with their children? Image | Unspash (Alexander Gray) *An earlier version of this article was published in July 2024

In Spain more and more restaurants are declaring war on an old custom: paying accounts separately

You probably lived it a thousand times. You stay with your friends for dinner in a restaurant and after the first, the second, the dessert, coffees and chupitos arrives the test of fire: the great Huge dilemma of how Devils foot the bill. Together or separate? Does each one pay your own or the bill is fractionated in equal parts? Card, metallic or a mixture of both? And in case someone forward money, especially if the minute is high, who does it and how the rest of the guests are organized to pay you? In Spain increasingly Bars save those headaches to their customers by applying a very simple standard: no divided payments. A table, an account. If you go together, you pay together. There are no official figures and from Facu increasingly Bars and restaurants in Spain embrace a rule when they have to charge guest groups: nothing to divide accounts between different customers sitting at the same table. At least if they intend to pay by card. A group, a payment. So simple. Lasxta revealed recently that the custom is spreading through the Malaga hospitality, but similar news (and more or less recent) about restaurants from Aragon either Catalonia. There is also a good handful of references in Xeither Tiktok or even Reddit threads in which the pros and cons are discussed and whether it is legal or that a restaurant refuses to fraction an account. Click on the image to go to Tweet. The big question: why? Like more or less, the undeniable thing is that the norm generates debate and Not everyone He feels comfortable with her. So … why are the hoteliers apply, even at the risk of angry at their clientele? The reason is simple: efficiency. A waiter is more comfortable and quick to manage a single charge to repeat that operation five, seven, ten or more times, depending on how many diners they have sat at the table. “It is super complicated to charge separately and more when they are large groups,” Recognize A waiter from Malaga to Lasexta. “Sometimes groups of fifteen or twenty people are made and each one wants to pay their convenience,” confesses Another hotelier from Barcelona. When that happens, work is slowed down in the room and the business risks that the box ends up disabled. There are times when the situation is further complicated and customers no longer ask for the payment, but each one is charged. It may seem a minor issue if the account is from a table with few customers, but the thing is complicated when we talk about broad groups and minutes of several hundred euros, as reported Two years ago In Tiktok a waiter. But … Is it legal? The million dollar question. “There is really nothing regulated. The solution is to say no, that each diner will pay their part. The establishment has two options: accept or not collect,” he says Rubén Sánchezof Facua. “If at the door he indicates that he accepts card payments cannot reject that means of payment in half. “There is no law that determines that customers have the right to fraction the account to pay it at once. It is an aspect in which the law does not deepen so much. You have to apply common sense,” agrees Enrique García, spokesman for the OCU. “The logical thing is to inform the company that provides the service and customers to attend these circumstances.” @xavi_abat Have you found in this situation? #Elabogadodetiktok ♬ Original sound – 🙋‍♂️ #Elabogadodetiktok A supplement to fraction? At the end of 2024 Xavi Abat, “Tiktok’s lawyer”, He warned of another practice to which more and more bars and restaurants are being accepted: the collection of “separate accounts supplements” to those customers who ask for the payment of payment. In Your video Abat in fact showed the poster of a bar that applies different “management” positions depending on the size of the table and how many payments should process: one to eight diners, one euro; from eight to 12, two euros; And in the case of tables of more than 12 clients, three euros. Those sums, says the place, cover “the resources” invested and the use of TPV. The key: Information and visibility. The question is the same … are that kind of supplements legal? The key, ABAT revealsis in the information available to the client when he sits at the table. “There is no law, nothing is said in the Civil Code. The contractual relations between the parties are free. Each establishment can establish what they want,” reason The expert. “Therefore, if the restaurant warns of this charge, there is a contractual offer and you and you accept, you have to eat it.” “Contrary, if you go to a restaurant, you are seven or eight and at the end of the food they do not let you pay separately, as you have not been warned, as you have not had the option to negotiate it, you can oppose and demand that you want to pay separately. You could file a complaint or plant yourself there until they let you charge separately,” adds ABAT. Argument shock. The reality is that both parties, hoteliers and customers, have arguments to be in favor or against collection subdivisions. Business They allege What dividing the accounts demands more time, slows down their work, you can unravel the box and carry an expenditure of time and extra resources. After all, there are payment systems that generate extra commissions when several operations are carried out. The truth is that the unique payment in groups is a common practice in other countries in Europe. As for customers, the main complaint is the discomfort and headaches that can lead not to divide the accounts. Without counting that someone must pay the full amount of the invoice. “Why do I have to fight with the people of a group to make me the bizum of what they have consumed?” Question A user … Read more

It turns out that in Spain there was a company dedicated to spy software and has closed after declaring in bankruptcy

In Spain we can boast many things, but having known companies globally for the development of spy softwareNo. Although Barcelona is becoming An unexpected Startup Hub related to this sectorthe reality is that we do not have a great NSO GroupFor example. The closest thing was an unknown company called Mollitiam Industries. We talked in the past because it has broken. Where does Mollitiam Industries come from. According to The recordsthe company was founded in 2018 and its headquarters was in Toledo. As pray Your websiteactive at the time of writing these lines, was specialized in “offering a deep tracking capacity in highly specialized and complementary areas”, such as the “interception and surveillance of communications”, for “through invisible capabilities of capture, management and security active data in the context of cyberspace and encrypted telecommunications “, allow” those responsible for decision making identify, anticipate, degrade or neutralize possible attacks of connected objectives. “ In other words, he was specialized in cyberinteligence and espionage software. In Your LinkedIn profileThe company states to have “real experience in cyber operations, in coordination with state bodies and security forces. From planning and support to intelligence execution and production.” What happened. Which was declared in bankruptcy on January 23. This is reflected in public records and has transcended the media through the specialized magazine Online intelligence (via Techcrunch). The reasons are unknown, but the magazine argues that it has been due to economic problems. Techcrunch also feeds that it may be due to lack of international attention as it is a Spanish company since it has not been involved in too many controversial cases. From Xataka we have tried to contact the company through its networks (the web form gives error) and a phone that appears on its Google Maps card, but we have not received an answer in any of the cases. What has you participated in. Regarding Spain, Mollitian Industries has achieved three public contracts: In 2020a contract less than 14,950 to facilitate the Civil Guard a “social media monitoring tool.” In 2022worth 250,000 euros, a tender for the “acquisition of a remote monitoring system of mobile terminal communications to provide the Central Operational Unit of the Judicial Police Headquarters of the Civil Guard.” In 2023worth 330,578.51 euros, a tender for the “supply of a mobile device management platform to provide the Civil Guard units.” In the international arena, Mollitian Industries was a name sounded in Colombia. In 2020, Week magazine He reported that his journalists were being monitored by Colombian intelligence services through software called “Invisible Man” and “Night Crawler.” These spywares were able to access the archives, location, microphone and camera of the infected terminals, and even record the key pulsations. Week published images of a contract between the National Army of Colombia and Mollitian Industries. Apparently, the local army had paid 3,000 million pesos, around 860,000 euros to the current change, for accessing these software. The latest. The most recent information about this company is the report Adversarial threat report Meta, dated at the end of 2023. In said report, Meta warned of eight Spyware companies focused on iOS, Android and Windows. Those eight companies were Cy4gate/Elt Group, RCS Labs, IPS Intelligence, Veriston IT, Tuel IT, Protect Electronic Systems, Negg Group and the Spanish Mollitiam Industries. In this report, Meta said the following: “(…) We have eliminated a network of accounts on Facebook and Instagram linked to a Spanish company, Mollitiam Industries, which announces a data collection and spyware service aimed at Windows, Macos and Android. Mollitiam Industries and its customers handled accounts false they used to test malicious capabilities between their own accounts and scrape public information. IP registration links to track the IP addresses of their objectives. . Cover image | Pexels In Xataka | Google has revealed the techniques that Russia is using to violate Signal: it is the cyber warman against Ukraine

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