Mexicans have been harassed by banks and financiers over the phone for years. Justice has just stopped their feet

In Mexico, debt collection by telephone has been part of the background noise for many people for years. Insistent calls, messages at odd hours and contacts that cross the line of reason have turned collection into one of those abuses that are often suffered before even understanding who should be responsible for them. For a long time, the pressure was concentrated on the office that dials or writes. But behind this harassment there is more than just an unknown number on the other end of the line: there is also a financial institution that hired him. The key resolution. The underlying novelty is not minor. On January 15, 2026, the Plenary Session of the Supreme Court of Justice of the Nation (SCJN) closed the door to one of the arguments with which some financial entities sought to release sanctions linked to their reports on collection offices. The ruling confirmed the validity of the framework that allows the CONDUSEF fine them when they fail to comply with these information obligations. According to the SCJN statement, in addition, there is a time limit to act: the authority has a maximum of 180 calendar days, counted from the expiration of the period granted for the hearing guarantee, to issue and notify the corresponding resolution. What this does change. The scope of the ruling goes beyond a technical discussion between courts and financial entities. The responsibility does not end with the firm that engages in improper practices, but can also reach the financial institution that hired it if it fails to comply with its reporting duties to the CONDUSEF. In other words, the entity can no longer hide so easily that the harassment was carried out by a third party. If you failed to report what the law requires, you may also be sanctioned. The origin of the fight. To understand why this case ended up in the Supreme Court, you have to go back to October 14, 2022. That day it was published in the DOF the Provision on Records before CONDUSEF, which established new obligations for financial institutions in their relationship with collection offices. Among other things, the rule obliged them to register these third parties with the Registry of Collection Offices and to submit reports on user complaints. The fines that came later were born precisely from that previous framework. The route the banks took. After the fines for non-compliance with these reports began, several financial entities chose to fight the matter in court. These resources moved between 2023 and 2025 until they ended up in the Amparo in Review 323/2025. In the case reviewed by the Supreme Court, the SCJN itself explained that the sanctioned entity alleged that the rules did not make it clear who was obliged to provide the information and that there were no clear time limits to sanction it. That was, in essence, the defense with which he tried to overturn the punishment. The Plenary’s response. The Supreme Court rejected the idea that these rules left financial institutions on uncertain ground. He assured that the framework that regulates reports on collection dispatches is clear and coherent, because it identifies the obligated subjects, establishes the charges that must be met and allows for precisely locating when there is non-compliance. For this reason, it concluded that the principles of typicity, reservation of law and legal certainty invoked by the entity that promoted the protection were not violated. What changes from now on. Rather than inaugurating a new rule, this ruling consolidates one that already existed and that had been challenged by financial entities. The difference is important, because based on this criterion it is much more difficult to maintain that there was not enough clarity to comply or to be sanctioned. In practical terms, the decision strengthens the position of CONDUSEF and makes it clearer that financial entities can also be administratively sanctioned when they fail to comply with the information obligations provided for by the regulation. Images | pvproductions (Freepik) In Xataka | Mexico has an ambitious plan to be the tenth economy in the world and that involves technology: semiconductors

Mexico desperately needed Mexicans to care about axolotls. So he put them on the bills

The cultural phenomenon around Mexican axolotl It began with an apparently modest gesture: its appearance on a bill, part of a design process in which specialists in Xochimilco advised the Bank of Mexico to faithfully represent this unique species and its chinampero ecosystem. The initial intention was pedagogical and symbolic, but it ended up unleashing an unexpected enthusiasm of unknown dimensions. The creature that conquered a country. As we said, the emergence in 2021 of the axolotl on the Mexican 50 peso bill completely transformed the country’s relationship with a species that, until then, was known only by specialists and inhabitants from Xochimilco. From the first day of circulation, the design captivated millions of people, not only for its aesthetics, but for the soft and enigmatic figure of the amphibian that, unintentionally, embodied a mixture of tenderness, identity and cultural pride. Without millions in circulation. The bill became an immediate phenomenon: collectors, families and young people began to keep it as a small treasure, which explains why, more than four years later, the Bank of Mexico (Banxico) has announced through a report that 9.8 million Mexicans They keep or collect this bill as if it were a treasure and they have decided to remove it from circulation. In fact, the bank has detailed that 68% of those consulted, who responded that they keep or collect this paper currency, have one to five units. According to the calculation, if 9.8 million Mexicans keep a 50 bill, it is estimated that around 490 million pesos of this currency, or its approximate equivalent of more than 26 million dollarsare out of circulation. Hallucinatory. Awards. Its success even led to it being internationally awarded as ticket of the yearconsecrating what was already intuited: the image of the axolotl had connected with a collective sensitivity that went far beyond the economic. And behind that image there was a real animal, an axolotl called Gordaselected after a careful process of documentation and photography, which ended up becoming a national figure without anyone planning it. The daily life of la Gorda. Gorda currently lives in Axolotitlán, the National Axolotl Museumwhere she remains in a deep and well-kept fish tank where she is no longer constantly exposed due to her advanced age. Even so, those who visit it can recognize it by small white spots on its head, a feature that ended up becoming its hallmark. Its fame has generated a parallel ecosystem of objects and souvenirs (from stuffed animals to mugs and clothing) that have reinforced its presence in the country’s daily life. But beyond popular culture, specialists have remembered that admiration also implies responsibility: the axolotl is a extremely fragile speciesdependent on a specific environment, and its sudden notoriety only makes sense if it translates into greater awareness about its conservation. Gorda’s story shows that a single specimen can become a bridge between citizens and nature, but also that collective emotion must be accompanied by decisions that guarantee the survival of the species. An extraordinary creature. The qualities axolotl biologicalfrom its ability to regenerate limbs, tissues and even parts of the brain, to its breathing through gills, skin and mouth, or its condition as a salamander that does not complete metamorphosis, have made it a unique animal in the world. However, this singularity coexists with a critical situation: he Ambystoma mexicanum It is classified as extremely endangered and the destruction of its habitat has been constant for decades. Xochimilco, the only place where this species exists naturally, faces a combination of threats: accelerated urbanization, water pollution and the presence of invasive species that have decimated native ones since the 1980s. And more. Added to this are improvised interventionssuch as the release of axolotls without scientific protocols, which end in almost immediate mortality due to thermal shock, poor water quality or competition between specimens. The specialists they insist in which the conservation of the axolotl is not an act of isolated goodwill, but a technical process that requires strict control of the environment, genetic evaluation, slow acclimatization and comprehensive protection of the channels. The fragility of the animal reflects the fragility of the ecosystem that supports it. Restore Xochimilco. Scientists say that the conservation of the axolotl is inseparable from recovery of Xochimilcoand that evidence has led researchers and chinamperos to undertake shelter projects that recover ancestral agricultural techniques. These restored chinampas act as safe microecosystems where axolotls can remain free of contact with invasive species and with adequate water quality. The objective is not to create artificial reserves, but return to the environment its original balance so that the species can survive without eternally depending on human intervention. Xochimilco is not just a historical heritage nor a tourist postcard, it is a living system that regulates floods, stabilizes temperature, supports traditional agriculture and houses a biodiversity that depends on its continuity. The axolotl is only the visible tip of a problem much broader: if your home disappears, ecological functions on which the entire region depends will also disappear. The hype. Be that as it may, the social phenomenon of the 50 peso bill demonstrated that an image can change public perception of an entire species. Gorda became a symbol recognized by millions of people, capable of arousing curiosity, affection and an unexpected sense of identity. But the real impact is not in the collection of banknotes or in the objects inspired by the axolotl, but in the opportunity it opened to understand that conservation is a deeply cultural act: Only what is known is protected, and only that with which a bond is generated is cared for. The challenge in Mexico now is to convert that emotion into a sustained commitment. The bill gave visibility, and the restoration of Xochimilco will decide if that visibility has a future. The axolotl, meanwhile, has already occupied a place in everyday life, and now it is the country that must decide if it will also occupy a place in its future. Image | Dgzvs2012 In Xataka | We … Read more

Santiago Giménez will seek to join the Mexicans who have scored against Bayern Munich

Feyenoord of the Netherlands will face Bayern Munich this Wednesday on Matchday 7 of the League Phase of the UEFA Champions League, and Santiago Giménez has the opportunity to write his name along with other great Mexican footballers who have scored against the giant of the Bundesliga. The Aztec forward, known as ‘Bebote’, is experiencing a stellar moment this season with 13 goals in his personal tally. With this background, expectations are high among Feyenoord fans, who dream that Giménez will be able to score the goal of the Bavarian team, following in the footsteps of figures such as Hugo Sánchez, Raúl Jiménez and Marco Fabián. The Mexicans who left their mark against Bayern Hugo Sánchez, a Real Madrid legend, scored for Bayern Munich in the 1987/88 European Champions Cup season. His goal came in the first leg of the quarterfinals, although Madrid lost 3-2 in that matchup. For his part, Raúl Jiménez, defending the colors of Benfica, scored a memorable goal against Bayern in the 2015/16 Champions League campaign, in the quarterfinals. Although Benfica was eliminated by an aggregate score of 3-2, the ‘Lobo de Tepeji’ left its mark with a high-quality score. Another Mexican to stand out was Marco Fabián, who scored against Bayern in the 2016/17 Bundesliga wearing the Eintracht Frankfurt shirt. His goal meant a valuable draw, despite the fact that the Bavarian team dominated the subsequent confrontations. Those who faced, but did not score Not all Mexicans who have crossed paths with Bayern have managed to score. Figures such as Ricardo Osorio, Pável Pardo, Carlos Salcedo and Javier ‘Chicharito’ Hernández played more than one game against the German team, but failed to move the nets. Giménez will face Bayern Munich for the first time, in a duel where Feyenoord needs to score points to maintain its aspirations in the Champions League. At 22 years old, the former Cruz Azul player not only has a great scoring performance this season, but also the responsibility of representing Mexican soccer on the most prestigious club stage in Europe. Keep reading: – Keylor Navas was officially presented in Argentine football – The Mexican anthem is whistled by River Plate fans – “Vasco” Aguirre recognized that several players do not have National Team level

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