accept

the only thing you need is for Social Security to accept it

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When you’re looking when can you retireaspects such as retirement age They are key. However, what affects the amount of the pension, how much you are going to collect in retirement, are also the years you have been listed. And of course, meeting your minimums is not always easy, because in a career there may be stoppages, layoffs, temporary jobs or other things. Therefore, it is worth knowing that There is a way to continue contributing if you are not working. No, it is not an aid or an automatic contribution system, it is a voluntary mechanism that you have to propose to Social Security, and that they have to approve. The method to contribute without working. There is a mechanism to continue contributing to social security while you are not working. It is a special Social Security agreementand is intended for those people who for some reason have stopped working, but want to try to ensure they can have a complete retirement. The mechanism itself is quite simple, what you have to do is pay your own contribution as if you were working. You already know that your Social Security contributions are paid by your company if you work as an employee, well, if you are unemployed or want to be without work for a while, you can take care of this contribution on your own. With this, there is no question of you going to retire early or anything like that. It is simply about continuing to add months and years to your contribution, so that when you reach retirement age you can have more guarantees of reaching the minimum number of years of contributions to have a full retirement. Requirements to pay your own contribution. To be eligible to pay your own Social Security contribution, you must have contributed for at least 1,080 days in the last 12 years. Here, in this sum of days, contributions from other previous special agreements can also be counted, and even leaves of absence to care for family members. In addition to proving this prior contribution, it is also necessary that you are not collecting unemployment at the time you submit your application, and that you are not registered with any Social Security scheme, nor do you collect a retirement pension or permanent disability. You must make this request within a period of one year from the situation that gives you the right to sign the agreement. Come on, since you stop working. And obviously, you will also have to give your bank account to direct the payments. People who have been hired with a contribution base lower than the average of the 12 months prior to losing their previous job, and unemployed people who have stopped collecting unemployment benefits, can also request this. Those people who request withdrawal from Social Security can also request a pension that has later been denied. It won’t always pay off. The fee you have to pay will be calculated by Social Security, and depends on the basis for which you want to contribute and its applicable rules. You should know that this agreement will not always compensate you, because sometimes you may end up with a fee so high that facing it puts you in a complicated situation, and it may be too much of an economic effort if you are not collecting the payment. Image | Unsplash (Sweet Life) In Xataka | There is a way to retire at age 63 in Spain. The key requirement is not age, it is pension

accept earning less and less per client

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Digi Spain Telecom has completed its transformation from SL to SA, from a Limited Company to a Public Limited Company, as stated in the Official Gazette of the Commercial Registry. The change, approved on December 15, paves the way for an IPO in 2026 that seeks to raise up to 750 million euros by selling 30% of the Spanish subsidiary. The context. Spanish commercial legislation prevents a limited company from being listed on the stock market. Only public limited companies can issue securities that are freely traded in the markets, hence this change is essential to ring the bell. Why is it important. Behind this movement there is a radical strategic commitment. While the three large Spanish operators fight to increase the average income per customer… …Digi does exactly the opposite and is winning the game. In 2025 it has snatched 932,000 customers from its rivals, but its profitability per user has fallen from 8.7 to 7.8 euros, a decrease of 10% in an amount already much lower than that of competitors, closer to 20 euros. The bet. The Romanian operator has chosen a volume over margin strategy that goes against the traditional logic of the sector. He would rather have 10 million customers paying him very little than 5 million paying him little, and the numbers are proving him right, at least for now: It is already the fourth operator with 10.2 million users and it is hot on the heels of Vodafone. In figures. The results of this strategy are overwhelming: 1.5 million ports accumulated in 2025, 23% more than in 2024. 681 million euros of income, 19% more. 70 own stores in Spain, more than double that of the previous year. Average income per client of 7.8 euros, compared to figures that are around 15-20 euros in large operators. Between the lines. The IPO will be what definitively validates (or not) the model. If investors buy shares and validate that narrow margin strategy, Digi will have shown that in a saturated market like the Spanish one, the only way for a fourth operator is to be radically cheaper. And less profitable. But more massive. If this does not happen, Digi would see the sign that its growth model does not convince to finance itself under better conditions. The background. The move to SA is not the only move paving the way for going public. Yes, but. The question now is how far ARPU (average revenue per customer) can fall before the model stops working. With less than 8 euros per customer, Digi is in uncharted territory for an operator with its own infrastructure. In Xataka | The Government has had an idea so that the next blackout does not leave us without mobile data: let the operators pay Featured image | Xataka with Mockuuups Studio

to what extent will we accept that AI cameras fine us

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Spain has begun to automate the surveillance of minor infractions with AI: Technology stops optimizing traffic and starts monitoring it. Why is it important. This marks a paradigm shift. Until now, urban AI was used to improve mobility (adjust traffic lights, predict traffic jams, reduce emissions). Now he goes from assistant to inspector. And it does so with a key nuance: it does not pursue major crimes or flagrant dangers, but rather small daily infractions that previously escaped control due to cost and surveillance capacity. AI reduces the marginal cost of sanctioning to practically zero. Once deployed, everyone can be observed all the time. The facts. The Barcelona pilot test involved four buses of lines H12 and D20 equipped with cameras that identify, through AI, vehicles blocking reserved lanes. In Madrid, the City Council has installed smart traffic lights that count pedestrians in real time and has announced systems that will detect seat belt use. The DGT has taken another step. It has deployed four cameras on the A-1, A-2, A-6 and A-42 highways that monitor the crossing of continuous lines. The system works with two cameras per section: one records the license plates at the beginning, another at the end. If a car changes lanes between both points, the fine is automatic. It is 200 euros per violation. In figures. Spain already has 3,395 devices to control violationsaccording to Faconauto. Of them, more than 1,300 are DGT surveillance points between fixed and mobile radars. Added to this are more than 200 cameras that monitor belts and mobile phones, Pegasus helicopters and now these new continuous line detection systems. Barcelona has not yet activated the sanctions on its buses, but the volume of violations detected (80 daily in just four vehicles) anticipates what is coming. Between the lines. There is a delicate balance that is being renegotiated without us having barely opened the debate. On the one hand, more compliance with fewer agents: administrative efficiency is indisputable. On the other, the sensation of an omnipresent eye. The difference with the classic radar is not so much technical as range. The radar monitors specific points where there is proven risk. These new systems turn the entire city into a guarded zone: each bus is an inspector, each intersection a control point. AI does not change what is sanctioned, it changes where and how much. Move from selective surveillance to ubiquitous surveillance. Yes, but. To what extent will citizens accept being recorded and punished by a machine? It’s not just a legal issue, but a cultural one: trust in the algorithm versus human interpretation. Who audits the system’s decisions? What room is there for error or appeal? Technology is not neutral: each deployment reflects political priorities about what deserves to be monitored and sanctioned. The big question. What is relevant is not whether this is good or bad in the abstract, but what it tells us about the new contract between citizen, city and AI. AI stops being an abstraction and enters the daily urban experience. The citizen goes from user to observed subject. And the unresolved question is who sees, who decides, who corrects and, above all, how far we are willing to go when automating the chase is so easy and cheap. In Xataka | The “made in China” business of the DGT’s V-16 beacons: homologating the same product 24 times and selling it under different brands Featured image | Barcelona City Council

Cruz Azul did not accept that Martín Anselmi said goodbye in the duel vs. Puebla

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Once the departure of Martin Anselmi As technical director of Cruz Azul, the celestial board headed by engineer Víctor Velázquez made the decision to cut corners and prevent the Argentine coach from saying goodbye to the fans next Saturday against the Puebla. In this way, the Uruguayan Vicente Sánchez, who directs the Under 23 team of the Maquina Celeste, He will be in charge of directing against the fringe squad on date three of the Clausura 2025 tournament and on matchday 4 against Necaxa, pending the decision of which coach will take charge of the rest of the tournament in relief of Anselmi. The above could be learned through a source worthy of all credit at Cruz Azul who told The Opinionunder the condition of anonymity, that Anselmi’s decision generated a lot of annoyance in the Cruz Azul high command, For this reason, they have taken a tough attitude against the South American strategist. considering that he failed to fulfill the commitment he had made and where he guaranteed that his word was above any contract. The same source revealed to this publishing house that although it is true that in the contract There is a contract termination clause for a total of $5 million dollars (approximately 100 million Mexican pesos), Cruz Azul directors were confident that Anselmi would respect the four-year contract he signed six months after arriving at the Celeste Machine. In this agreement, the cement board met all its demands and made him the second highest-paid coach in Mexican soccer in a monthly amount of $130,000 dollars per month (more than 2.5 million pesos per month), where Anselmi even came out to say publicly that his word was above any contract and that he would respect the agreement. The offer from Porto arrived in November In more data, which could be accessed, It was assured that Martín Anselmi received the offer from Porto since November pastjust when the Celeste Machine showed a decline in its football level. We were also told that Anselmi had already been preparing his departure and that he still decided to demand that the board hire several reinforcements such as Jesús Orozco Chiquete, Omar Campos, Luka Romero and Mateusz Bogusz, who together with the players he brought in since his arrival such as Luis Romo, Willer Ditta, Kevin Mier, Gonzalo Piovi , Giorgios Giakoumakis and Jorge Sánchez, made Cruz Azul spend, according to unofficial figures, around $70 million dollars (1,450 million Mexican pesos). 👎🚂 “IF YOU KNEW THIS SINCE NOVEMBER, YOU WERE VERY UNGRATEFUL TO CRUZ AZUL” Martín Anselmi leaves La Maquina, but with a very bitter taste 🙄 ❌ “COINCENTLY IN THE LIGUILLA THE TEAM FALLS, WHEN THE APPROACH CAME WITH PORTO”#LUP pic.twitter.com/BU3Yek1g3f — FOX Sports MX (@FOXSportsMX) January 23, 2025 They even authorized the departure of Luis Romo due to differences within the locker room, all with the aim of keeping the team fully involved in the competition for the title in the Clausura 2025 tournament, only for it to come out at this point with the decision to go to Porto in Portugal. For now and in the latest details that were accessed, it is stated that Cruz Azul demands cash payment of the contract termination clause. and will not allow the Portuguese to want to pay the money in payments. The candidates So with this, Cruz Azul will dedicate itself to the search for the new coach, but next Saturday Vicente Sánchez will appear on the light blue bench against Puebla, while they seek to specify the arrival of another Argentine like Gabriel Milito or the Uruguayan Diego Alonso. It is true that the names of the Portuguese Renato Paiva have been used, as well as the Mexicans Jaime Lozano and Efraín Álvarez. Continue reading:– In Portugal they don’t know who Martín Anselmi is-Diego Alonso and Vicente Sánchez the candidates to lead Cruz Azul – Is Cruz Azul left without a coach? They assure that Martín Anselmi will coach Porto

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