How to analyze your banking transactions and use artificial intelligence to find forgotten subscriptions

Let’s teach you how to use AI to find forgotten subscriptions analyzing your banking movements. It is much more common than you think that there is a small subscription that, without you realizing it, month by month is gradually taking money away from your account.

Therefore, if you want to eradicate subscriptions you no longer needthe first step is to find those that you don’t know you are paying for. You will be able to do this with any chatbot. artificial intelligence. In the example we have used ChatGPTbut you can also use Claude either Gemini.

Before starting it is important that you know that By doing this you will be handing over your data to companies that own artificial intelligence. Nothing has to happen, but you should be aware before sharing sensitive information like your bank accounts.

Download a PDF of your banking transactions

Download Movements
Download Movements

The first step is to download a file where you have your bank transactions. For that, you have to go to your bank’s website or application and Click on the option to download movements of your account.

When it comes to lowering movements, It is very important that you download several months’ worth of data. Because? Well, because this way the AI ​​will first be able to locate your subscriptions based on the movements that are repeated, and because then it will be able to know which ones you have stopped paying. It is also important to download the file in PDF, an easy-to-read format.

This is important because what we want is not a list of all the subscriptions you have paid in recent months, but for the AI ​​to be able to detect which ones have stopped paying because they were there before and now they are not, and which ones you are still paying for. And for this it is essential to have the context of your movements for quite some time.

Now ask the AI ​​correctly

Upload PDF
Upload PDF

Now you just have to go to the artificial intelligence chat you want and upload the PDF that you have downloaded from your banking application. To do this, open a chat and click on the add files option, and choose the PDF. Don’t just send it, when it is uploaded you will have to add the prompt.

And here comes the magic, in the request prompt. Because when you write it you will have to ask AI to find subscriptions you haven’t stopped paying for yet. To do this, you have to specify that you want it to review everything and only tell you those that you are still paying for. You can use the following:

I’m going to upload a PDF with a bank statement, which shows the accounts for the last few months. I want you to analyze the content and tell me what recurring subscriptions I am paying for without realizing it. Tell me only the ones that I have not stopped paying in the last month.

Result
Result

When you do this, the artificial intelligence will analyze all the entries in your bank statement. It will first look at all your subscriptions, finding recurring payments, and then see which of them you were paying for before and have now stopped paying. Then, it will show you some results where Only those that you are still paying for will appearas well as the amounts.

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