The pocket of the Autonomous Communities

As half the world, Spain is going through a deep housing crisis in which there is only one group escaping its deadly trap, The heirs. In just five years, the average price of the square meter It has triggered more than 40% According to idealist data, and with this the collection of who receives a percentage of each second -hand sale is growing at a frantic rhythm.

The great winners. The Autonomous Communities have two key taxes in regards to the sale of second -hand housing. They are the Tax on Patrimonial Transmissions (ITP) and the Tax of Documented Legal Acts (AJD). The first is the greatest, and communities They establish it between 6% and 11% (except the Balearic Islands, which reaches 13%).

In a Spain in which they are sold 40,000 homes per month, The confidential It details how the collection of autonomies is shooting in the first five months of the year: they enter 25% more this year than in the same period of 2024.

It is also explained with a growth of 20% of the sale in that same period. In absolute numbers, there are 300,000 operations, the highest figure from an indicated date: 2007, the bubble peak.

Income at various speeds. The problem of access to housing is unequal throughout Spanish geography. So is the sale number and, therefore, the collection of autonomies. Madrid and Catalonia take just over 40% of the national collection, despite having 30% of the population.

In both communities, ITP and AJD total 9.5% of total income. In the Balearic Islands, that figure is triggered at 22%, more than double the average. It is no accident that these three communities have their capitals in the top of the effort rate ranking. The one that grows the most since last year is La Rioja, with 425%, a fact that is explained by a poor figure in 2024. It is followed by Murcia, Asturias, Canary Islands and Cantabria.

The ITP problem. The ITP is, in general, a tax that by default is not divided at the time of purchase. That is, you have to pay it TO TOCATEJA, It is often a huge amount that was not counted, after having to contribute a 20% of the value of housing To access a mortgage.

The fractionation has requirements that depend on the autonomous community (as well as the Reductions), and it is not approved by default, but the buyers remain to be triggered for what the administration decides according to the figures and the characteristics of each sale.

The aid ends up in the pocket of homemade and owners. For 60% of housing purchases, which are made No mortgagemade by investment funds or wealthy people, ITP may not be a problem, but it has a great effect on the figures to which young people have to save, which are The great losers of the crisisand that often continue to depend on Family aidwith devastating data for Spain.

At the moment, the aid raised for rent and buy They only have two winners: homemade and owners who inflate even more prices. The autonomous communities go up to that income car while the nominal types remain fixed in full price escalation. There is only one Fast road to get free housing In Spain: be a doctor and want to work in Pinto.

Image | Unspash (Joemi Brazier)

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