You should look at Instagram. Not for nothing, but because you can make money with it. It is the original proposal of Digital B100, part of Abanca, to reward its clients. A striking idea that wants you to take care of you and reward you for it.
Health account. This is the name of This financial product that B100 offers a remuneration of 3.40% Tae – the highest in the market – with a limit of 50,000 euros. The curious thing is not that generous remuneration, but how it encourages you to lead a healthier life and how, in fact, reward you for it.
How to “fill” the Health account. All part of your original B100 account, in which you have your savings. You cannot transfer money without more than the B100 to the Health account: you have to “win” those transfers leading a healthier life. And when you move money to that Health account it is when you benefit from that special remuneration.
Income for moving. To start, there is the challenge Move To Savethat rewards you for walking or running. The idea is that you travel walking or running from 6,000 to 20,000 steps to your rhythm. You can decide how much money you want it to move from your B100 account to your Health account when you meet that goal, from one to 30 euros.
And income for using less social networks. Something similar happens with the other challenge, called Off to savewhich encourages customers to mark a maximum time of use of X, Bluesky, Facebook, Instagram, Tiktok and Snapchat, from 15 minutes to an hour.
The less time in networks, the more money to enter. If you manage not to exceed those limits, you can go entering more and more money in this remunerated account. Thus, if you establish a daily hour of use of these social networks, you can spend a maximum of 4 euros. If you limit it to 45 minutes, you can pass up to 9 euros, and if you do 30 minutes you can enter up to 15 euros in the Health account. Finally, if you only use social networks 15 minutes, you can transfer up to 30 euros. The B100 app does not see what you see or public, you just need to know if you meet those established time limits.
The Health account money is always available. If the client meets these two objectives, he may transfer up to 60 euros a day, that is, up to 1,800 euros per month. For a balance of 5,000 euros, 3.40% represents annual income of 167.68 euros, for example. The liquidation is monthly, and it is received – or rather, is admitted to the 12th of each month. That money from the Health account is always available. Care: As of May 1, the TAE in the Health account will become 3.20%.
They don’t give you money, “you give it to you” you. Although it seems that the message is that if you walk or use less social networks they will pay you for it, in reality what you do is benefit from greater TAE and a better profitability of your savings.
An initiative in collaboration with friends screens. B100 has collaborated with the non -profit association Friendly screenswhich since 2004 works in the field of digital well -being. Its founder and director, Javier Flores, Indian That according to a recent study, 77% of Spaniards between 18 and 55 believe that spending less time on social networks is beneficial for them.
More and more time in front of the mobile. It is not a bad idea, of course, especially since we spend a lot, a lot of time looking at the mobile. A Telefónica study of 2024 estimated in five hours and a minute the time we use the mobile, 5.6% more than the previous year. 34.7% of that time invested in messaging applications and social networks. The idea of Abanca and B100 seems therefore a success.
Image | Magnet.me