have high -risk job

The Council of Ministers has given green light to a key reform that will allow those who work in professions cataloged as especially dangerous or painful retire before usual.

The Minister of Inclusion, Social Security and Migrations, Elma Saiz, stressed that this reform “brings us closer to policies approved by European environmental countries, such as France, Austria or Italy, but above all it is a step forward in social justice.” The objective is clear: to offer an exit from the worthy work world to those who exercise Professions with high accident rates and occupational diseases such as firefighters, miners, height workers, police or flight personnel.

Retirees at 52 years. The government has A procedure approved to establish reducing coefficients that allow anticipating retirement age for those who perform activities considered “exceptionally painful, toxic, dangerous or unhealthy” and present “high rates of morbidity or mortality.” Thus, the approval of early retirement applications is extended to unions that until now were not included in the professions list painful and high risk.

Among the objective criteria to identify these professions include exposure to noise, permanent use of physical strength, contact with chemical or biological agents and the high probability of suffering work accidents. However, the Royal approved decree It does not specify what professions affect, delegating to social security, employers and unions the task of specifying the specific casuistry of each guild.

Requirements to retire in advance. To access this early retirement, maintaining 100% of the retirement pension, workers must prove that they have performed these activities for a minimum time of 15 years and exercise it at the time of requesting the early retirement.

The minimum retirement age, even applying these coefficients, may not be less than 52 years, and it will not be possible Active retirement in the same work activity that gave access to retirement.

Retirement for other employees. The Law 27/2011 It establishes the terms of the progressive increase in the retirement age in Spain and the quotation time. In 2025, the Ordinary retirement age in Spain It is 66 years and 6 months for those who have quoted less than 38 years, while those who have contributed 38 years and three months can request ordinary retirement at age 65.

With the new measure approved by the Government, those who request to retire at age 52 will be computed the remaining years up to 65 years as quoted, so that they are not applied reducing percentages to their pension.

Voluntary early retirement. For those who wish to retire in advance without belonging to the recognized risk groups, the law contemplates a significant reduction in the pension. In 2025, the penalty can reach up to 21% of the pension amount if the permitted retirement is advanced, which is 24 months before the ordinary age. That is, a minimum age of 63 years is established to request it.

This penalty applies progressively and depends both on the advance time and the quoted years. Social security calculates the cut by applying reducing coefficients for each quarter or month of advance with respect to the legal retirement age. This measure aims to discourage early retirement generalized and guarantee the viability of the public pension system.

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