take the wallet in your pocket

He Digital DNI is already a reality. Without alharacas or large ads, the Council of Ministers has approved the regulations that grants legal validity to this document in virtual format. It looks like a minor change, but represents the last bastion we needed to tear down to complete A silent transformation that has been taking years: the disappearance of the physical portfolio.

The cash ceased to be essential, except for residual cases, first replaced by plastic and then by our smartphones. Mobile payments have been normalized so much that Bizum It has gone from being a technological curiosity to a verb of common use.

Fidelization cards, formerly necessary evils that occupied space in our wallets, are now QR codes in applications. Until The driving card already has its digital version For years, with total validity.

Only the DNI was left, that document that We all had “just in case”the last anchor to a tangible world that vanishes.

This change brings evident advantages in security. A stolen portfolio is an immediate disaster: access to our money, to our identity, to our cards. A lost phone, protected by biometry, passwords and encryption, supposes A whore A much smaller setback. It sounds paradoxical, but that is: we deposit our trust in something intangible precisely because it is safer than the physical.

Of course This freedom has its price:

• The absolute dependence of a battery that is not exhausted.
• And of a coverage that does not fail.

We face the risk of being temporarily “erased” from the system if our phone goes out at the wrong time. It is the new vulnerability: We are not going to fear the porterist but 1% of battery. Portable battery manufacturers have a lot of future. Those of leather wallets may not.

The digital ID thus marks the beginning of the end for an object that has accompanied humanity for centuries. The portfolio, that little container of our economic and citizen identity, It will become something optional, almost nostalgic, as traditional watches in the Smartphone era and the smart watch.

It will not disappear completely – there will always be those who prefer the tangible – but their essential function will have been transferred to that other omnipresent object in our lives: the mobile phone.

Outstanding image | Emil Kalibradov in Unspash

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